DSP Bond Fund Direct Growth

DSP Bond Fund Direct Growth has offered an annualised return of 8.71% in 2 years. It is one of the secure funds with a high debt component, driving investor interest.

If you are planning to invest in this fund, check out its historic performance, key features, expense ratio and exit load to make informed decisions about your investment.

Past Performance of DSP Bond Fund Direct Growth

DSP Bond Fund Direct Growth has offered an annualised return of 7.15% since its inception. Check out its past performance for other investment horizons here:

Features of DSP Bond Fund Direct Growth

As of 20th October 2025, the Net Asset Value (NAV) of DSP Bond Fund Direct Growth is ₹88.8388. This has been 0.05% higher than the preceding day. Here are the other features of this fund:

• The Asset Under Management (AUM) of DSP Bond Fund Direct Growth is ₹317.5 crore as of 20th October 2025.
• It is an open-ended fund allowing you to redeem and invest at any time.
• This fund was launched on 1st January 2013.

Calculation of Returns from DSP Bond Fund Direct Growth

Consider the following example to understand the calculation of returns from the DSP Bond Fund Direct Growth.

Suppose Mr Z invests ₹1,00,000 in the DSP Bond Fund for 3 years. The annualised return for 3 years is 8.34%. Here is what Mr Z will receive after 3 years:

Year 1: ₹1,00,000 * (1 + 8.34%) = ₹1,08,340

Year 2: ₹1,08,340 * (1 + 8.34%) = ₹1,17,375.56

Year 3: ₹1,17,375.56 * (1 + 8.34%) = ₹1,27,164.68

After 3 years, Mr Z will receive ₹1,27,164.68 - ₹1,00,000 = ₹27,164.68

Expense Ratio, Exit Load and Taxation

Exit load is what you need to pay for early redemption before a specific tenure. Knowing the exit load and expense ratio can help you estimate actual returns. Here is the expense ratio, exit load and taxation for DSP Bond Fund Direct Growth:

Expense Ratio: 0.4% (declared as of 30th September 2025)

Exit Load: Nil

Taxation: Your returns from this fund will be taxed based on your income tax slab.

How Much Should You Invest in DSP Bond Fund Direct Growth?

You can start your investment in DSP Bond Fund Direct Growth in a lump sum or as a Systematic Investment Plan (SIP). The minimum amount to start investing in this fund is ₹100 for both SIP and lump sum.

You can invest any amount from ₹100 onwards based on your convenience in this fund. Further, you can increase your investment amount in multiples of ₹100.

DSP Bond Fund Direct Growth - Scheme Allocation

DSP Bond Fund Direct Growth invests 97.22% in debt instruments. This includes 72.51% low-risk securities and 24.71% government securities. The allocation of this scheme makes it a secure investment option.