How to Perform Aadhaar and PAN Card Link After the Deadline?

As per the Indian Income Tax (IT) Regulations, the last date for the Aadhaar and PAN card link was June 30, 2023. If an individual failed to do so, their PAN became inoperative from July 1, 2023. However, they can still link their Adhaar with PAN by paying a fine of ₹1,000.

Additionally, those who have failed to link Aadhaar and PAN before May 31, 2024, have to pay the income tax and Tax Deducted at Source (TDS) at a higher rate.

This blog guides you on how to perform your Aadhaar and PAN card link after the deadline and analyses the consequences of not doing so.

How to Check PAN-Aadhar Link Status Online?

Follow the below steps to check the status of your Aadhaar and PAN card link before applying:

Step 1: Go to the official page of the e-filing of the Income Tax Department portal.

Step 2: Click on the ‘Link Aadhaar Status’.

Step 3: Once you are redirected to a new page, enter your PAN number and Aadhaar number on the required fields.

Step 5: Select the ‘View Link Aadhaar Status’ in the bottom right corner and check your Aadhaar and PAN card link status.

Consequences of Not Linking Aadhaar with PAN Card

You might face some serious issues if you still have not linked your PAN and Aadhaar. Below are some of the consequences of not linking your Aadhaar with your PAN card:

• An inoperative PAN prevents you from filing Income Tax Returns (ITR) or receiving tax refunds.
• As a taxpayer, you have to pay Tax Collected at Source (TCS) or Tax Deducted at Source (TDS) at a higher rate.
• TCS or TDS credits will not reflect in Form 26AS, and related certificates will no longer be accessible.
• Since your PAN card will become inoperative, some bank accounts may get deactivated. This can disrupt financial transactions and the access to banking services.
• You cannot deposit more than ₹50,000 in cash in a single day at a bank or post office.
• You will be unable to buy or sell goods or services in transactions exceeding ₹2,00,000.
• An inoperative PAN may affect your eligibility for welfare schemes and government subsidies.

Despite all of these, you can reactivate your PAN card within 30 days after linking it with your Aadhaar by paying a fee of ₹1,000.

Prerequisites for Linking Aadhaar and PAN Card

If you have not linked your Aadhaar with your PAN card, you have to pay a penalty of ₹1,000. Below are the documents you need for the Aadhaar and PAN card link:

• Valid PAN number
• Aadhaar number
• A valid mobile number

How to Link PAN and Aadhaar After the Deadline?

If your PAN card has become inoperative due to non-linking with Aadhaar, you can reactivate it by following these steps. A penalty of ₹1,000 must be paid before proceeding with the linking process.

Step 1: Pay the ₹1,000 Penalty for Aadhaar-PAN Linking

1. Visit the Income Tax e-Filing website and log in.
2. Select the ‘e-Pay Tax’ option under ‘Quick Links’.
3. Enter your PAN in the ‘PAN/TAN’ field, re-enter it in the confirmation field, and provide your mobile number. Click ‘Continue’.
4. Complete OTP verification, which will redirect you to the e-Pay Tax page. Click ‘Continue’.
5. Under the ‘Income Tax’ section, click ‘Proceed’.
6. Select Assessment Year ‘2024-25’, choose ‘Type of Payment (Minor Head) – Other Receipts (500)’, and select ‘Fee for delay in linking PAN with Aadhaar’. Click ‘Continue’.
7. The penalty amount ₹1,000 will be auto-filled. Click ‘Continue’ and complete the payment.

You can pay the penalty via net banking, NEFT/RTGS, debit card, or payment gateway. If using a payment gateway, you must have an account with one of the following banks:

• ICICI Bank
• Axis Bank
• Bank of Baroda
• Bank of India
• Canara Bank
• Central Bank of India
• Bandhan Bank
• Jammu & Kashmir Bank
• City Union Bank
• Bank of Maharashtra
• DCB Bank
• Indian Bank
• HDFC Bank
• Federal Bank
• Indian Overseas Bank
• IDBI Bank
• Karur Vysya Bank
• IndusInd Bank
• South Indian Bank
• Karnataka Bank
• Kotak Mahindra Bank
• Punjab & Sind Bank
• Punjab National Bank
• RBL Bank
• State Bank of India
• Union Bank of India
• UCO Bank

Step 2: Link Aadhaar with PAN After Payment

Once the penalty is paid, wait 4-5 working days before proceeding with Aadhaar and PAN linking. Follow these steps:

1. Visit the Income Tax e-Filing portal.
2. Select ‘Link Aadhaar’ from the Quick Links section on the left.
3. Enter your PAN and Aadhaar number, then click ‘Validate’.
4. Once the penalty payment is verified, a pop-up will confirm ‘Your payment details are verified’. Click ‘Continue’ to proceed.
5. Enter the required details and click ‘Link Aadhaar’.
6. An OTP will be sent to your registered mobile number. Enter the OTP and submit the request.

How to Link Aadhaar and PAN Card Offline?

You can also visit a nearby PAN card centre to complete your Aadhaar and PAN card link.  After visiting the centre, fill out a form and submit it with copies of your Aadhaar and PAN card. Your Aadhaar will be linked with your PAN card and it will become operative within 7-30 days after the application request.

You can use your PAN for various purposes once it becomes operative. Most importantly, you will be able to file your ITR and claim the TDS refunds.

Process of Linking PAN with Aadhaar by Sending an SMS

You can perform your Aadhaar and PAN card link through an SMS. You have to type a message in the format:

• ‘UIDPAN<space><Your 12-digit Aadhaar><space><Your 10-digit PAN>’ and send it to 567678 or 56161.

A confirmation message will be sent to you regarding the Aadhaar and PAN link.

Process for Linking an Aadhaar with a PAN Card Using Customer Care Number

If you are facing any issues regarding the online process of the Aadhaar and PAN card link, you can also call the below-mentioned customer care numbers:

• UIDAI: Reach out to the Unique Identification Authority of India (UIDAI) by dialling the helpline number 1947.
• IT Department: You can also contact the IT department help desk by dialling the following numbers on Monday to Friday from 8 AM to 2 PM. +91-80-46122000+91-80-614647001800 103 00251800 419 0025.
• UTIITSL: You can also contact the customer care of UTI Infrastructure Technology and Services Limited (UTIITSL) for assistance. Helpline Numbers: 033 40802999Availability: Monday to Sunday, 9 AM to 8 PM

Final Word

Performing the Aadhaar and PAN card link is crucial to avoid deactivation, which can significantly restrict your banking services and financial transactions. If you miss the deadline, you can still complete the process by paying a penalty of ₹1,000. Ensure timely linking to prevent disruptions and comply with tax regulations.

Looking for stable investment options? Download the Stable Money app and book Fixed Deposits (FDs) in just 3 minutes! Simply provide your PAN and Aadhaar to complete the e-KYC process and start investing today.

1. How to link Aadhaar and PAN cards outside India?

Individuals residing outside India can perform Aadhaar and PAN card link online using the same process as residents in India. The procedure remains unchanged, allowing non-residents to complete the linking conveniently from anywhere.

1. Is it mandatory to link your Aadhaar with your PAN card?

Yes, it is mandatory to link your Aadhaar with your PAN card. Failure to link it will make your PAN card inoperative, which can restrict you from availing numerous services. 

1. How long will it take to link your PAN with Aadhaar?

Once you have submitted a request to link your PAN with Aadhaar to the Income Tax Department, the process typically takes 7 to 30 working days. During this period, your PAN will be linked to your Aadhaar, and if it is inoperative, it will be reactivated accordingly.