What is the last date to invest in the SBI 444 Days FD scheme?

The SBI 444 Days FD scheme is available for investment from April 15, 2025, and the end date for this scheme is currently not specified. It is available for a limited period, and investors are encouraged to check with the bank for any updates on the investment window.

What is the other name of the SBI 444 Days FD scheme?

The SBI 444 Days FD scheme is also commonly known as the SBI Amrit Vrishti FD scheme.

What types of deposits are excluded from the SBI 444 Days fixed deposit scheme?

The following types of deposits are excluded from the SBI 444 Days fixed deposit scheme: Recurring deposits Annuity deposits Tax savings deposits Capital gains scheme deposits NRI deposits of staff and senior citizens Multi Option Deposits (MODs) Motor Accident Claims Annuity Deposits (MACAD)

SBI 444 Days FD Scheme 2026: SBI Amrit Vrishti Scheme

Name: SBI 444 Days FD
Brand: FD Schemes
Rating: 4.8 (8618 reviews)

SBI Amrit Vrishti Scheme is a special 444-day fixed deposit scheme introduced on July 15, 2024. SBI revised the scheme’s interest rates on December 15, 2025, offering 6.45% per annum for general citizens and 6.95% per annum for senior citizens. Continue reading to know the latest SBI 444-days FD interest rate.

SBI Amrit Vrishti FD Scheme 444 Days Interest Rates 2026

The SBI 444 days FD interest rate differs for regular citizens, senior citizens, and super senior citizens, with additional benefits available for eligible investors.

Scheme	General Citizen	Senior Citizens	Super Senior Citizens
Amrit Vrishti	6.45%	6.95%	7.05%

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What is the SBI 444 Days FD Scheme?

SBI 444 Days FD, also known as the SBI Amrit Vrishti Scheme, is a special fixed deposit scheme that offers higher interest rates for a tenure of 444 days. The scheme currently offers an interest rate of 6.45% per annum for regular citizens, 6.95% per annum for senior citizens, and 7.05% per annum for super senior citizens.

Check out latest SBI FD interest rates here

Benefits of SBI Amrit Vrishti FD Scheme

Here are some key features and benefits of this special tenure FD scheme:

This scheme is available from 15.04.2025 until further notice (previous window was 15.07.2024 to 31.03.2025).
Minimum investment amount for the deposit is ₹1,000.
You can open the FD online or by visiting your nearest SBI branch.
The scheme offers a competitive SBI 444-day FD interest rate of 6.95% p.a. for senior citizens and 7.05% p.a. for super senior citizens.
Additional interest rate benefits are available for SBI staff and pensioners.
Flexible interest payouts available i.e monthly, quarterly, or half-yearly.
A loan facility available against these fixed deposits.

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How to Invest in the SBI 444 Days FD Scheme?

You can invest in the SBI amrit vrishti FD scheme by following any of the below three methods:

Through Internet Banking:

Here are the simple steps to open an SBI Amrit Vrishti FD scheme via SBI’s internet banking portal:

Visit the SBI Online Portal
Log in using your credentials.
Go to the ‘Deposit & Investment’ tab
Click on ‘Deposit’.
Next tap on ‘Fixed Deposit’.
Choose ‘SBI Amrit Vrishti’ as the deposit type and then ‘Proceed’.
Select the account from which the amount will get deducted for FD.
Enter the deposit amount
Choose ‘Term Deposit’
Set the tenure as 444 days.
Review maturity instructions
Agree to the terms
Now, click on ‘Submit’.

Through YONO App:

You can also open SBI Amrit Vrishti FD scheme via SBI's YONO app by following these steps:

Open the SBI YONO app and log in to your account.
Go to ‘Deposits’, then choose ‘Fixed Deposits’.
Tap on ‘Open Fixed Deposit’.
Fill in the required details, and set the deposit tenure as 444 days.
Review the information, accept the terms and conditions, then tap ‘Confirm’

Through Bank Branch:

You can also open the SBI amrit vrishti FD scheme by visiting your nearest SBI branch. Follow these steps mentioned below:

Visit your nearest SBI branch.
Ask for a FD application form from the bank representative.
Fill in personal and deposit details in the form.
Mention ‘444 days’ as the fixed deposit tenure.
Submit the form to the branch official for processing.

Eligibility Criteria for Applying for the SBI 444 Days FD Scheme

Here is the eligibility criteria for applying for a SBI 444 Days FD scheme:

Resident individuals and NRIs with domestic retail term deposits or NRI rupee term deposits of less than ₹3 crore.
Individuals looking to open a new fixed deposit or renew an existing deposit.
Available for both standard term deposits and special term deposits.

Premature Withdrawal Facility on SBI 444 Days FD Scheme

While the SBI Amrit Vrishti Scheme offers attractive SBI 444-day FD interest rates, premature withdrawals are allowed with applicable penalties. A penalty of 0.50% is applicable on deposits up to ₹5 lakh, while a penalty of 1% applies to deposits above ₹5 lakh and below ₹3 crore. However, no penalty is charged on deposits held by SBI staff and SBI pensioners.

Conclusion

The SBI Amrit Vrishti Scheme is ideal for investors looking for stable returns over a medium-term tenure. With competitive SBI FD interest rates 2026 for 444 days, flexible payout options, and additional benefits for senior citizens, it remains one of the most attractive SBI FD schemes currently available.

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