Earn High Returns With Ujjivan SFB Platina FD

Individuals who contribute to a Ujjivan SFB Platina FD account are likely to experience a superior investing experience. This account type offers a 15 basis point premium over the regular Ujjivan Small Finance Bank fixed deposit rates.

The highest Ujjivan Platina FD interest rate is 8.45%. Here, the main catch is the minimum fixed deposit amount has to be at least ₹1 crore for opening a Platina account. 

Alternatively, you may start investing in Ujjivan FD via Stable Money with a minimum of ₹1,000 and start earning up to 9% per financial year.

Ujjivan SFB Platina FD Rates

In the table below, you can see the Ujjivan Platina FD interest rates w.e.f. 13th September, 2024:

Key Features of Ujjivan SFB Platina FD

Here are some key features of the Ujjivan Platina fixed deposit account:

• Platina FD is a retail non-callable fixed deposit option for Ujjivan SF Bank customers. Thus, if you opt for this scheme, you cannot avail a pre-closure facility.
• The auto-renewal feature is disabled for Ujjivan SFB Platina FD.
• Interested customers can book a Platina fixed deposit for a minimum of 1 year to a maximum of 5 years.
• The amount that you wish to deposit should range between ₹1 to ₹3 crores 
• Customers can choose between monthly or quarterly payouts, or they can receive the entire corpus upon maturity.

Top Benefits of Ujjivan Platina FD?

Some major advantages of a Ujjivan Platina account holder are listed below:

• The Ujjivan Platina FD rates can go up to 8.45% for regular customers.
• Under all means, your deposits will remain secured and you receive fixed returns as specified while opening the FD. 
• You get multiple interest payment options - monthly, quarterly or at maturity.
• There is no need to locate and physically visit your nearest Ujjivan Small Finance Bank branch as this account type can be opened online. 

Eligibility Criteria for Opening Ujjivan Small Finance Bank Platina FD 

Before applying for a Platina fixed deposit, check the eligibility criteria here:

• Both individuals and non-individual parties can apply for this scheme
• Indian residents as well as NRIs are eligible for Platina FDs
• Those who are willing to make a minimum contribution of ₹1 Crore, can open this type of account

Steps to Open an Ujjivan SFB Platina FD Online

The account opening process for Platina FD seekers varies for new and existing customers. Here, the steps have been broken down for your quick reference:

If you are a new Ujjivan Bank customer, kindly follow these instructions:

Step 1: Visit Ujjivan SFB Platina FD page by opening the bank’s official website.

Step 2: Specify that you are a new customer and after that complete the KYC verification process.

Step 3: Mention your fixed deposit preferences like the investment amount, payout frequency and tenure.

Step 4: Make the contribution towards your Platina fixed deposit online.

On the other hand, if you are already maintaining an account with Ujjivan SFB, then you may select any of the below-mentioned methods to open your Platina account:

• Net banking
• Mobile banking app
• Visit the nearest bank branch 
• Give a missed call at 799 666 6663
• Open the bank’s official and visit the FD page to process your request

It is highly recommended that you go for the online account opening procedure. Following this method is highly convenient and the bank sends you an FD certificate to your enrolled email address within 24 hours. 

For related help, get in touch with your nearest Ujjivan Small Finance Bank branch or call their customer support for swift assistance. 

Final Word

Ujjivan SFB Platina FD accounts are a great instrument for those who wish to consistently secure high returns. Moreover, the bank is scheduled under the Reserve Bank of India and thus its customers can be assured of their deposited funds. 

If you want to instantly open a fixed deposit with Ujjivan SF Bank today, consider checking out the latest rates on Stable Money. Then you may use our mobile application to book your fixed deposit without any hassle.