What is the minimum amount for SGRTD?

The minimum deposit amount to open SGRTD is ₹1,000. You can deposit any amount over and above this amount, as there is no maximum limit of deposit.

What is the minimum and maximum tenure for SGRTD?

The minimum tenure for SGRTD deposit is 1111 days while the maximum tenure is 2222 days. You can additionally deposit your funds in this scheme for 1777 days.

Can I convert existing deposits into SGRTD?

SBI does not allow the conversion of existing deposits into SGRTD. The bank further does not allow conversion of SGRTD to regular deposits.

Is the SBI Green Rupee Term Deposit available for NRIs?

Yes, non-resident Indians (NRIs) can invest in the SBI Green Rupee Term Deposit through eligible NRO and NRE accounts, subject to applicable guidelines.

SBI Green Rupee Term Deposit: Green FD SBI Interest Rates 2026

Name: SBI Green Rupee Term Deposit
Brand: FD Schemes
Rating: 4.9 (13198 reviews)

The SBI Green Rupee Term Deposit is a specialized fixed deposit scheme designed to fund eco-friendly projects. Launched under RBI guidelines, it offers tenures of 1111, 1777, and 2222 days. The SBI green rupee term deposit interest rate currently ranges from 5.95% to 6.95%, providing stable returns for environmentally conscious investors.

SBI Green Rupee Term Deposit (SGRTD) Highlights

Feature	Details
Name of the Scheme	SBI Green Rupee Term Deposit (SGRTD)
Interest Rates (General)	5.95% to 6.20% p.a.
Interest Rates (Seniors)	6.75% to 6.95% p.a.
Eligibility	Resident Individuals, Non-individuals, and NRIs (NRE/NRO accounts)
Tenure Options	1111 Days, 1777 Days, and 2222 Days
Minimum Deposit	₹1,000
Maximum Deposit	No Upper Limit
Premature Withdrawal	Allowed (as per existing SBI time deposit guidelines)
Loan Facility	Overdraft and Demand Loan facilities available
Taxation	TDS applicable as per Income Tax Rules

Interest Rate on SBI Green Rupee Term Deposit

Below is the updated SBI Green FD interest rate applicable to general and senior citizens across different deposit tenures.

Tenure	Retail (Below ₹3 Crore)		Bulk (₹3 Crore & Above)
	General Citizens	Senior Citizens	General Citizens	Senior Citizens
1111 Days	6.20%	6.70%	5.90%	6.40%
1777 Days	6.20%	6.70%	5.90%	6.40%
2222 Days	5.95%	6.95%	5.90%	6.40%

Benefits of SBI Green FD

The green FD SBI scheme allows investors to earn stable returns while supporting environmentally sustainable financing initiatives.

Promotes Sustainability: Funds collected are used for green projects such as renewable energy, clean transportation, and pollution control.
Assured Returns: Offers fixed and predictable returns, unlike market-linked green investment instruments.
Senior Citizen Advantage: Resident senior citizens receive an additional interest rate benefit over standard deposit rates.
Low Minimum Investment: Entry starts at just ₹1,000, making the scheme accessible to small and first-time investors.
Liquidity Support: Investors can avail loan or overdraft facilities against the deposit, subject to bank terms.
Premature Withdrawal Facility: Allowed as per SBI’s applicable term deposit guidelines, usually with a nominal penalty.

Features of SBI Green Rupee Term Deposit

Here are the features of green FD SBI:

The minimum amount of deposit is ₹1,000 with no upper limit.
SBI allows premature withdrawal of this term deposit (TD) as per existing guidelines which apply to time deposits.
The bank provides overdraft and demand loan facilities for this deposit.
SBI allows depositors to avail the nomination facility.
The deposit tenures are 1111 days, 1777 days and 2222 days.

Eligibility Criteria for SBI Green Rupee Term Deposit

Here are the eligibility criteria for Green Deposit that SBI offers:

Resident Indian individuals
Non-individuals
Non-resident Indians holding NRO and NRE accounts

Important Things to Remember About SBI Green Rupee Term Deposit

You need to remember the following aspects while opening a Green Deposit with SBI:

The eligible products include term deposits and special term deposits. However, it does not include MOD, tax-saving fixed deposit, annuity and recurring deposit scheme.
This product is available at SBI branches. Nevertheless, INB and YONO app users will be able to avail this benefit in the near future.
TDS (Tax Deducted at Source) applies at prevalent rates on the interest income.
As a depositor, you can transfer Green Deposit accounts within SBI branches.
You cannot convert existing deposits to SGRTD or otherwise.

Why Should You Invest in Fixed Deposit with Stable Money?

With Stable Money, you can compare and book fixed deposits from a wide network of RBI-regulated banks and NBFCs, with interest rates reaching up to 8.30% per annum. The platform offers a seamless digital experience, enabling you to explore FD options without opening multiple savings accounts or visiting bank branches.

Once you choose a suitable FD provider, the booking process is completed entirely online. Your investment amount is transferred directly to the selected bank or NBFC, and the FD certificate is issued by the institution itself. Moreover, all deposits are protected with insurance coverage of up to ₹5 lakh under DICGC, in accordance with RBI guidelines, ensuring safety and peace of mind.