Ujjivan SFB Sampoorna Nidhi

Ujjivan SFB Sampoorna Nidhi is a special fixed deposit (FD) scheme for general and senior citizens. Senior citizens can earn 0.50% higher interest rates compared to individuals who are less than 60 years old. Monthly interest payout options offered under this scheme help senior citizens plan their post-retirement finances. 

Compare the rates now with Stable Money partners’ rates and book your FD!

Features of Ujjivan SFB Sampoorna Nidhi

Here are the features of Ujjivan Bank Sampoorna Nidhi:

• The deposit tenure ranges between 12 months and 60 months.
• Your monthly interest income will be deposited in your Ujjivan Bank savings or current account.
• The minimum deposit amount is ₹25,000 and in multiples of ₹1,000 thereafter.
• You can deposit a maximum amount of up to ₹99,90,000.
• As a depositor, you can avail 24*7 customer care facilities.
• You can renew your deposit on maturity automatically.

Benefits of Ujjivan SFB Sampoorna Nidhi

You can reap the following benefits from this scheme:

• As a depositor, you can avail up to 8.25% interest rate per annum.
• You do not have to pay a penalty if you prematurely liquidate after 6 months from the date of account opening.
• If you are a senior citizen, you can avail 0.50% higher interest rates for all tenures.
• You can start your deposit in this scheme online or offline from any Ujjivan Bank branch.
• As a depositor, you will receive the FD investment advice on your registered email ID within 24 hours of opening the account.
• You will receive the interest payout on your Ujjivan bank account monthly.

Eligibility Criteria of Ujjivan SFB Sampoorna Nidhi

Here are the eligibility criteria to start this scheme:

• Resident Indian individuals
• Individuals with an existing savings or current account in Ujjivan Small Finance Bank
• No age limit
• Individuals willing to invest at least ₹25,000
• Individuals prepared to invest for a tenure of 12 months to 60 months

Documents Required to Apply for Ujjivan SFB Sampoorna Nidhi

You need to present the following documents in order to book the Ujjivan SFB Sampoorna Nidhi scheme:

• PAN Card
• Aadhaar Card
• Consent by the depositor on account opening form

Interest Rates of Ujjivan SFB Sampoorna Nidhi

Here is a table outlining the latest interest rates applicable to Ujjivan Sampoorna Nidhi for different tenures:

How to Apply for Ujjivan SFB Sampoorna Nidhi?

Here is a stepwise process you need to follow in order to apply for Ujjivan SFB Sampoorna Nidhi: 

Step 1: Visit the Ujjivan Small Finance Bank Sampoorna Nidhi page.

Step 2: Choose ‘New Customer’ and complete the KYC process.

Step 3: Fill in details such as tenure, amount and other details if prompted.

Step 4: Make your payment online.

Why Should You Choose Stable Money to Open an FD?

Stable Money provides you with multiple partnered bank and NBFC options to book an FD, offering up to 9.50%. As a result, you can compare the highest interest rates and choose your FD provider. In case you require assistance, our dedicated customer support team can resolve your queries round the clock. You can book an FD from any place based on your convenience.

Note that all FD investments with our partnered banks are insured up to ₹5 lakh with DICGC (Deposit Insurance Credit Guarantee Corporation) based on the Reserve Bank of India (RBI) guidelines. Thus, security and competitive rate offerings help you maximize your interest income.

Book an FD with Stable Money now to avail interest rates up to 9.10%!