Is fixed deposit safe in Faridabad?

Yes, FDs offered by RBI-regulated banks and NBFCs are considered safe and reliable.

What is the minimum amount required to open an FD?

Most banks and institutions allow you to start an FD with a minimum amount of ₹1,000.

Can I withdraw my FD before maturity?

Yes, you can withdraw your fixed deposit before maturity but premature withdrawal is allowed with a small penalty.

Do senior citizens get higher FD interest rates?

Yes, senior citizens get an additional interest rate which typically ranges from 0.25%–0.75%.

Is FD interest taxable?

Yes, interest from fixed deposit is taxable as per your income tax slab.

Can I take a loan against my FD?

Yes, loans up to 70–90% of the deposit amount are usually available.

Can NRIs invest in FDs in Faridabad?

Yes, NRIs can invest in fixed deposits in Faridabad via NRE or NRO accounts.

Fixed Deposit Interest Rates in Faridabad (2026)

Name: Best Fixed Deposit in Faridabad
Brand: Interest Rates
Rating: 4.9 (10960 reviews)

Banks in Faridabad are currently offering fixed deposit interest rates of up to 8.11% p.a. for general citizens and up to 8.30% p.a. for senior citizens. Compare the latest FD rates across banks in Faridabad and find the best fixed deposit option based on your investment tenure and financial goals.

Faridabad FD Snapshot	Details
Best FD Rate for General Citizen	8.11% p.a.
Best for Senior Citizens	8.30% pa.a
Best 1-Year FD	7.75%
Best Tax Saving FD	6.75%

Best FD Rates in Faridabad

The table below compares the best FD rates in Faridabad across banks i.e.small finance, private, public and NBFCS.

Bank	Highest rate (General Citizen)	Monthly Payout on ₹10L
Jana Small Finance Bank	8.11% (370-380 Days)	₹6,758
Suryoday Small Finance Bank	8.10% (30 Months)	₹6,750
Utkarsh Small Finance Bank	8.10% (666 days)	₹6,750
Shivalik Small Finance Bank	7.80% (21 to 22 Months)	₹6,500
ESAF Bank	7.75% (2 to 3 Years)	₹6,458
Unity Small Finance Bank	7.25% (12 Months)	₹6,208
Ujjivan Small Finance Bank	7.45% (24 Months)	₹6,167
Equitas Bank	7.40% (888 Days)	₹6,042
Bandhan Bank	7.25% (2 to 5 Years)	₹6,042
RBL Bank	7.20% (18 to 36 Months)	₹6,000
City Union Bank	7.00% (400 Days)	₹5,833
IndusInd Bank	7.00% (18 to 19 Months)	₹5,833
Bank of Maharashtra	6.20% (1 Year)	₹5,167
Indian Bank	6.45% (444 Days)	₹5,375
Bank of India	6.70% (3 Years)	₹5,583
HDFC Bank	6.50% (36 to 55 Months)	₹5,417
Canara Bank	6.60% (555 Days)	₹5,500
ICICI Bank	6.50% (3 to 5 Years)	₹5,417
Axis Bank	6.45% (15 Months to 10 years)	₹5,375
SBI	6.40% (2 to 3 years)	₹5,333

You can calculate returns from your fixed deposits in Faridabad with an FD calculator. Use the FD calculator below to estimate your maturity amount, total interest earned based on your investment amount, tenure, and interest rate in Faridabad.

Total Investment

₹

Rate of interest (p.a)

Time Period

years

Compounding Frequency

Total investment	₹1,00,000
FD returns	₹57,424
Total Returns	₹1,57,424

Best FD Rates for Senior Citizens in Faridabad

Senior citizens in Faridabad receive an additional 0.50% interest over regular FD rates. Here are some of the best FD rates offered to senior citizens in Faridabad.

Bank	Highest Rate (Senior Citizen)	Monthly Payout on ₹10L*
Shivalik Small Finance Bank	8.30% (21 to 22 Months)	₹6,917
Suryoday Small Finance Bank	8.25% (30 Months)	₹6,875
Utkarsh Small Finance Bank	8.25% (666 Days)	₹6,875
ESAF Small Finance Bank	8.25% (2 to 3 Years)	₹6,875
Jana Small Finance Bank	8.11% (370 to 380 Days)	₹6,758
Unity Small Finance Bank	7.75% (12 Months)	₹6,458
Ujjivan Small Finance Bank	7.95% (24 Months)	₹6,625
Equitas Small Finance Bank	7.61% (888 Days)	₹6,342
Bandhan Bank	7.75% (2 to 5 Years)	₹6,458
RBL Bank	7.70% (18 to 36 Months)	₹6,417
City Union Bank	7.25% (400 Days)	₹6,042
IndusInd Bank	7.50% (18 to 19 Months)	₹6,250
Bank of India	7.20% (3 Years)	₹6,000
HDFC Bank	7.00% (36 to 55 Months)	₹5,833
Canara Bank	7.10% (555 Days)	₹5,917
ICICI Bank	7.10% (3 to 5 Years)	₹5,917
Axis Bank	7.20% (5 to 10 Years)	₹6,000
State Bank of India	7.05% (5 to 10 Years)	₹5,875
Bank of Maharashtra	6.70% (1 Year)	₹5,583
Indian Bank	6.60% (444 Days)	₹5,500

Taxation rules on FD interest are uniform across India and do not vary by city or state. If you can invest in a fixed deposit in Faridabad the same tax rules apply to your FD interest income.

How to Open an FD in Faridabad Through Stable Money?

Stable Money allows you to compare FD rates across multiple banks and book a fixed deposit online within minutes. Here’s how to open an FD in Faridabad through the Stable Money app:

Open Play Store and App Store.
Download and Install the Stable Money App
Next register with your mobile number linked to Aadhaar Card.
On the Homepage, multiple Banks and NBFCs’ FD options are available.
Now, select the Bank where you want to invest
Choose the preferred tenure
Next, click on Invest Now
Enter the Investment Amount
Click on Continue.
On the next page, add your Aadhaar and PAN card details
Next, add a nominee and review the details added
Link your bank account for withdrawal
Complete VKYC for one-time verification

Once FD is booked, you receive your FD receipt on registered mobile numbers, email ID and WhatsApp. You can even check your FD receipt on the App itself in the passbook section.