Fixed Deposit Interest Rates in Jaipur (2026)
As one of Rajasthan's largest commercial and financial hubs, Jaipur is home to a growing population of salaried professionals, entrepreneurs, retirees, and business owners. While investment options have expanded significantly over the years, fixed deposits continue to remain a preferred choice for individuals seeking certainty and stability.
The difference today is that investors no longer have to settle for average returns. Several banks are now offering FD interest rates exceeding 8% p.a.. Read on to explore the best FD rates in Jaipur.
Jaipur FD Snapshot | Rate |
Highest FD Rate for General Citizens | 8.11% p.a. |
Highest FD Rate for Senior Citizens | 8.30% p.a. |
Best 1-Year FD Rate | 7.25% p.a. |
Best 5-Year FD Rate | 7.90% p.a. |
Best FD Rates in Jaipur
A common mistake investors make is focusing only on convenience when selecting a fixed deposit. However, comparing interest rates across institutions can significantly improve overall earnings. The table below highlights the best FD rates in Jaipur across banks-
Bank | Tenure | Highest rate | Monthly Payout on ₹10L |
370-380 Days | 8.11% | ₹6,758 | |
30 Months | 8.10% | ₹6,750 | |
666 days | 8.10% | ₹6,750 | |
21 to 22 Months | 7.80% | ₹6,500 | |
2 to 3 Years | 7.75% | ₹6,458 | |
12 Months | 7.25% | ₹6,208 | |
Ujjivan Small Finance Bank | 24 Months | 7.45% | ₹6,167 |
888 Days | 7.40% | ₹6,042 | |
2 to 5 Years | 7.25% | ₹6,042 | |
18 to 36 Months | 7.20% | ₹6,000 | |
400 Days | 7.00% | ₹5,833 | |
18 to 19 Months | 7.00% | ₹5,833 | |
1 Year | 6.20% | ₹5,167 | |
444 Days | 6.45% | ₹5,375 | |
3 Years | 6.70% | ₹5,583 |
A fixed deposit calculator can help estimate earnings based on the chosen tenure and deposit amount. Use the fixed deposit calculator below to calculate the returns on your fixed deposits.
Total Investment
₹
Rate of interest (p.a)
%
Time Period
years
Total investment | ₹1,00,000 |
FD returns | ₹57,424 |
Total Returns | ₹1,57,424 |
Best FD Rates for Senior Citizens in Jaipur
Senior citizens often rely on fixed deposits for their retirement income. Most banks now provide additional interest rates over general citizen FD rates. The table below shows the best FD rates for senior citizens in Jaipur-
Bank | Tenure | Highest Rate (Senior Citizen) | Monthly Payout on ₹10L* |
Shivalik Small Finance Bank | 21 to 22 Months | 8.30% | ₹6,917 |
Suryoday Small Finance Bank | 30 Months | 8.25% | ₹6,875 |
Utkarsh Small Finance Bank | 666 Days | 8.25% | ₹6,875 |
ESAF Small Finance Bank | 2 to 3 Years | 8.25% | ₹6,875 |
Jana Small Finance Bank | 370 to 380 Days | 8.11% | ₹6,758 |
Unity Small Finance Bank | 12 Months | 7.75% | ₹6,458 |
Ujjivan Small Finance Bank | 24 Months | 7.95% | ₹6,625 |
Equitas Small Finance Bank | 888 Days | 7.61% | ₹6,342 |
Bandhan Bank | 2 to 5 Years | 7.75% | ₹6,458 |
RBL Bank | 18 to 36 Months | 7.70% | ₹6,417 |
City Union Bank | 400 Days | 7.25% | ₹6,042 |
18 to 19 Months | 7.50% | ₹6,250 | |
Bank of India | 3 Years | 7.20% | ₹6,000 |
36 to 55 Months | 7.00% | ₹5,833 | |
555 Days | 7.10% | ₹5,917 | |
3 to 5 Years | 7.10% | ₹5,917 | |
5 to 10 Years | 7.20% | ₹6,000 | |
5 to 10 Years | 7.05% | ₹5,875 | |
Bank of Maharashtra | 1 Year | 6.70% | ₹5,583 |
Indian Bank | 444 Days | 6.60% | ₹5,500 |
Tax on FD Interest in Jaipur
Interest earned on fixed deposits is taxed according to the same income tax rules across India. These taxation rules remain consistent regardless of the city in which the FD is opened.
How to Open an FD in Jaipur Through Stable Money
Opening a fixed deposit online through Stable Money requires a few clicks and is completely digital. Investors can compare FD rates across banks and book FDs on a single platform. Here is how you can open a fixed deposit in Jaipur using Stable Money
- Download the Stable Money app through the Play Store and App Store
- Register using your Aadhaar-linked mobile number.
- Compare available FD options.
- Choose your preferred bank
- Enter deposit amount
- Select tenure and Interest payout preference
- Complete Aadhaar and PAN verification.
- Add nominee information and complete Video KYC.
- Transfer funds, and your fixed deposit is booked.
- FD receipts are shared through Email WhatsApp.
You can also view your FD details under the Stable Money passbook section

