Fixed Deposit Interest Rates in Jaipur (2026)

As one of Rajasthan's largest commercial and financial hubs, Jaipur is home to a growing population of salaried professionals, entrepreneurs, retirees, and business owners. While investment options have expanded significantly over the years, fixed deposits continue to remain a preferred choice for individuals seeking certainty and stability.

The difference today is that investors no longer have to settle for average returns. Several banks are now offering FD interest rates exceeding 8% p.a.. Read on to explore the best FD rates in Jaipur.

Jaipur FD Snapshot

Rate

Highest FD Rate for General Citizens

8.11% p.a.

Highest FD Rate for Senior Citizens

8.30% p.a.

Best 1-Year FD Rate

7.25% p.a.

Best 5-Year FD Rate

7.90% p.a.

Best FD Rates in Jaipur

A common mistake investors make is focusing only on convenience when selecting a fixed deposit. However, comparing interest rates across institutions can significantly improve overall earnings. The table below highlights the best FD rates in Jaipur across banks-

Bank

Tenure

Highest rate
(General Citizen)

Monthly Payout on  ₹10L 

Jana Small Finance Bank

370-380 Days

8.11%

₹6,758 

Suryoday Small Finance Bank

30 Months

8.10%

₹6,750 

Utkarsh Small Finance Bank

666 days

8.10%

₹6,750 

Shivalik Small Finance Bank

21 to 22 Months

7.80%

₹6,500 

ESAF Bank

2 to 3 Years

7.75%

₹6,458 

Unity Small Finance Bank

12 Months

7.25%

₹6,208 

Ujjivan Small Finance  Bank

24 Months

7.45%

₹6,167 

Equitas Bank

888 Days

7.40%

₹6,042 

Bandhan Bank

2 to 5 Years

7.25%

₹6,042 

RBL Bank

18 to 36 Months

7.20%

₹6,000 

City Union Bank

400 Days

7.00%

₹5,833 

IndusInd Bank

18 to 19 Months

7.00%

₹5,833 

Bank of Maharashtra 

1 Year

6.20%

₹5,167 

Indian Bank

444 Days

6.45%

₹5,375 

Bank of India

3 Years

6.70%

₹5,583 

A fixed deposit calculator can help estimate earnings based on the chosen tenure and deposit amount. Use the fixed deposit calculator below to calculate the returns on your fixed deposits.

Total Investment

Rate of interest (p.a)

%

Time Period

years

Compounding Frequency

Total investment
₹1,00,000
FD returns
₹57,424
Total Returns
₹1,57,424

Best FD Rates for Senior Citizens in Jaipur

Senior citizens often rely on fixed deposits for their retirement income. Most banks now provide additional interest rates over general citizen FD rates. The table below shows the best FD rates for senior citizens in Jaipur-

Bank

Tenure

Highest Rate (Senior Citizen)

Monthly Payout on ₹10L*

Shivalik Small Finance Bank

21 to 22 Months

8.30%

₹6,917

Suryoday Small Finance Bank

30 Months

8.25%

₹6,875

Utkarsh Small Finance Bank

666 Days

8.25%

₹6,875

ESAF Small Finance Bank

2 to 3 Years

8.25%

₹6,875

Jana Small Finance Bank

370 to 380 Days

8.11%

₹6,758

Unity Small Finance Bank

12 Months

7.75%

₹6,458

Ujjivan Small Finance Bank

24 Months

7.95%

₹6,625

Equitas Small Finance Bank

888 Days

7.61%

₹6,342

Bandhan Bank

2 to 5 Years

7.75%

₹6,458

RBL Bank

18 to 36 Months

7.70%

₹6,417

City Union Bank

400 Days

7.25%

₹6,042

IndusInd Bank

18 to 19 Months

7.50%

₹6,250

Bank of India

3 Years

7.20%

₹6,000

HDFC Bank

36 to 55 Months

7.00%

₹5,833

Canara Bank

555 Days

7.10%

₹5,917

ICICI Bank

3 to 5 Years

7.10%

₹5,917

Axis Bank

5 to 10 Years

7.20%

₹6,000

State Bank of India

5 to 10 Years

7.05%

₹5,875

Bank of Maharashtra

1 Year

6.70%

₹5,583

Indian Bank

444 Days

6.60%

₹5,500

Tax on FD Interest in Jaipur

Interest earned on fixed deposits is taxed according to the same income tax rules across India. These taxation rules remain consistent regardless of the city in which the FD is opened.

How to Open an FD in Jaipur Through Stable Money

Opening a fixed deposit online through Stable Money requires a few clicks and is completely digital. Investors can compare FD rates across banks and book FDs on a single platform. Here is how you can open a fixed deposit in Jaipur using Stable Money

  • Download the Stable Money app through the Play Store and App Store
  • Register using your Aadhaar-linked mobile number.
  • Compare available FD options.
  • Choose your preferred bank 
  • Enter deposit amount
  • Select tenure and Interest payout preference
  • Complete Aadhaar and PAN verification.
  • Add nominee information and complete Video KYC.
  • Transfer funds, and your fixed deposit is booked.
  • FD receipts are shared through Email WhatsApp.

You can also view your FD details under the Stable Money passbook section

Frequently Asked Questions

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© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.