Best Fixed Deposit Interest Rates in Jodhpur (2026)
Jodhpur investors are looking beyond traditional banking returns. Fixed deposits have always been one of the most preferred investment options for conservative investors.
Investors in Jodhpur can book FDs with interest rates crossing 8% p.a. across several banks and institutions. Instead of settling for average returns offered by traditional savings accounts, compare and book higher FD rates to maximise guaranteed earnings. Continue reading for the best FD rates in Jodhpur,
Jodhpur FD Snapshot | Details |
Highest FD Rate for General Citizens | 8.11% p.a. |
Highest FD Rate for Senior Citizens | 8.30% p.a. |
Best 1-Year FD Rate | 7.25% p.a. |
Best 5-Year FD Rate | 7.90% p.a. |
Best FD Rates in Jodhpur
Many investors still open fixed deposits with the same bank where they maintain their savings account. However, limiting to one bank may reduce earning potential. Even a small increase in FD rates can significantly impact total maturity value, monthly interest payouts and long-term savings growth. The table below compares some of the highest FD rates available in Jodhpur.
Bank | Highest rate | Monthly Payout on ₹10L |
8.11% (370-380 Days) | ₹6,758 | |
8.10% (30 Months) | ₹6,750 | |
8.10% (666 days) | ₹6,750 | |
7.80% (21 to 22 Months) | ₹6,500 | |
7.75% (2 to 3 Years) | ₹6,458 | |
7.25% (12 Months) | ₹6,208 | |
Ujjivan Small Finance Bank | 7.45% (24 Months) | ₹6,167 |
7.40% (888 Days) | ₹6,042 | |
7.25% (2 to 5 Years) | ₹6,042 | |
7.20% (18 to 36 Months) | ₹6,000 | |
7.00% (400 Days) | ₹5,833 | |
7.00% (18 to 19 Months) | ₹5,833 | |
6.20% (1 Year) | ₹5,167 | |
6.45% (444 Days) | ₹5,375 | |
6.70% (3 Years) | ₹5,583 | |
6.50% (36 to 55 Months) | ₹5,417 | |
6.60% (555 Days) | ₹5,500 | |
6.50% (3 to 5 Years) | ₹5,417 | |
6.45% (15 Months to 10 years) | ₹5,375 | |
6.40% (2 to 3 years) | ₹5,333 |
Calculate estimated returns on your fixed deposits. Use an FD calculator to estimate maturity value, monthly payout and total interest earned before investing.
Total Investment
₹
Rate of interest (p.a)
%
Time Period
years
Total investment | ₹1,00,000 |
FD returns | ₹57,424 |
Total Returns | ₹1,57,424 |
Best FD Rates for Senior Citizens in Jodhpur
Senior citizens usually receive additional FD interest benefits compared to regular investors. Most banks currently provide:0.25% to 0.50% additional interest
for senior citizen fixed deposits. This extra interest can significantly improve monthly income and long-term returns.
Bank | Highest Rate (Senior Citizen) | Monthly Payout on ₹10L* |
Shivalik Small Finance Bank | 8.30% (21 to 22 Months) | ₹6,917 |
Suryoday Small Finance Bank | 8.25% (30 Months) | ₹6,875 |
Utkarsh Small Finance Bank | 8.25% (666 Days) | ₹6,875 |
ESAF Small Finance Bank | 8.25% (2 to 3 Years) | ₹6,875 |
Jana Small Finance Bank | 8.11% (370 to 380 Days) | ₹6,758 |
Unity Small Finance Bank | 7.75% (12 Months) | ₹6,458 |
Ujjivan Small Finance Bank | 7.95% (24 Months) | ₹6,625 |
Equitas Small Finance Bank | 7.61% (888 Days) | ₹6,342 |
Bandhan Bank | 7.75% (2 to 5 Years) | ₹6,458 |
RBL Bank | 7.70% (18 to 36 Months) | ₹6,417 |
City Union Bank | 7.25% (400 Days) | ₹6,042 |
7.50% (18 to 19 Months) | ₹6,250 | |
Bank of India | 7.20% (3 Years) | ₹6,000 |
7.00% (36 to 55 Months) | ₹5,833 | |
7.10% (555 Days) | ₹5,917 | |
7.10% (3 to 5 Years) | ₹5,917 | |
7.20% (5 to 10 Years) | ₹6,000 | |
7.05% (5 to 10 Years) | ₹5,875 | |
Bank of Maharashtra | 6.70% (1 Year) | ₹5,583 |
Indian Bank | 6.60% (444 Days) | ₹5,500 |
Tax on FD Interest in Jodhpur
Interest earned on fixed deposits is taxable according to your applicable income tax slab. Taxation rules for fixed deposits remain the same across India, including Jodhpur.
How to Open an FD in Jodhpur Through Stable Money
Stable Money allows investors to compare FD rates across multiple banks and NBFCs from one platform. Follow the steps mentioned below to open a fixed deposit using Stable Money App.
- Download the Stable Money app from Play Store or App Store.
- Register using your Aadhaar-linked mobile number.
- Compare FD options across banks and NBFCs.
- Choose bank, tenure, payout and investment amount.
- Complete PAN and Aadhaar verification.
- Add nominee details and complete Video KYC.
- Transfer funds and confirm your FD booking.
Once booked, the FD receipt is shared through email WhatsApp and also reflects in the Stable Money app passbook section.

