Utkarsh Small Finance Bank Senior Citizen FD Rates

Utkarsh Small Finance Bank offers attractive FD rates for senior citizens ranging from 4.50% to 8.25% p.a. across tenures of 7 days to 10 years. Continue reading for the latest Utkarsh Small Finance Bank Senior Citizen FD rates for senior citizens. 

Utkarsh Small Finance Bank Senior Citizen FD Snapshot

Details

Highest Senior Citizen FD Rate

8.25%

FD Tenure Range

7 to 10 Years

Minimum FD Amount

Rs. 1000/-

Premature Withdrawal Facility

Available 

Loan Against FD

Up to 90% of the fixed deposit amount. 

Utkarsh Small Finance Bank Senior Citizen FD Rates (Less Than ₹3 Crore)

The table below provides a detailed breakdown of Utkarsh Small Finance Bank Senior Citizen FD rates for fixed deposits below ₹3 crore across different tenure options 

Tenure

Senior Citizen FD Rates (per annum)

7 days to 45 days

4.50%

46 days to 90 days

5.00%

91 days to 180 days

5.50%

181 days to 370 days

6.50%

371 days to 665 days

7.75%

666 Days

8.25%

667 days to 2 Years

7.75%

2 to 3 Years

8.00%

Above 3 to less than 4 Year

7.75%

4 to 5 Years

7.50%

Above 5 to 10 Years

7.25%

ALSO READ: Best Fixed Deposit Interest Rate

Use the Utkarsh Small Finance Bank FD Calculator below to estimate the maturity amount and interest earned on your Utkarsh Small Finance Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

Compare Utkarsh Small Finance Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than Utkarsh Small Finance Bank for specific tenures. The table below compares Utkarsh Small Finance Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank

Highest Rate

Utkarsh Small Finance Bank

8.25% 

(666 Days)

Shivalik Small Finance Bank

8.50% 

(21 to 22 Months)

Ujjivan Small Finance Bank

8.30%
(2 Years)

Suryoday Small Finance Bank

8.25% 

(30 Months)

Jana Small Finance Bank

8.00% 

(370–380 Days)

Mahindra Finance

7.80%

(48 to 60 Months)

Yes Bank

7.75%
18 < 24 months and 36 to < 60 months)

Indusind Bank

7.75%

(24 to 36 Months)

Shriram Finance Bank

7.75%

(36 to 60 Months)

Bajaj Finance

7.75%

(31 to 60 Months)

RBL Bank

7.70% 

(18 to 36 months)

Sundaram Finance

7.50%

(24 to 60 Months)

Bank of India

7.45% 

(3 years)

ICICI Housing Finance

7.35%

(48 to 60 Months)

Kotak Mahindra Bank

7.30% 

(2 to 3 Years)

Canara Bank

7.10%
(555 Days)

ICICI Bank

7.10%

(3 to 5 Years)

SBI

7.05%

(5 to 10 Years)

HDFC Bank

7.00%

(3 to 4 Years)

Bank of Baroda

7.00%

(5 to 10 Years)

Frequently Asked Questions

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ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

The proof writes itself Trusted by 60 lakh+ customers
4.7 /5
4.6 /5

© 2026 Stable-Alpha Technologies Pvt. Ltd.

Privacy policy

Security

Terms & conditions

Annual Returns

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.