What is the highest DCB Bank FD rate for senior citizens?

The highest DCB Bank Senior Citizen FD rate is 8.00% p.a. on deposit for the tenures of 24 to 25,34 to 35 and 60 to 61 Months.

Is DCB Bank FD Safe for Senior Citizens?

DCB Bank fixed deposits are safe as deposits up to ₹5 lakh per depositor per bank are covered under DICGC insurance.

Can senior citizens get a monthly income from a DCB Bank FD?

Yes, DCB Bank offers non-cumulative fixed deposits where interest can be paid monthly, quarterly, half-yearly, or annually.

What is the minimum amount required to open a DCB Bank Senior Citizen FD?

The minimum amount required to open a DCB Bank Senior Citizen Fixed Deposit is ₹1,000.

Is interest earned on DCB Bank Senior Citizen Fixed Deposits taxable?

Yes. Interest earned on DCB Bank Senior Citizen Fixed Deposits is taxable as per the applicable income tax slab. Banks may deduct TDS if annual FD interest exceeds the prescribed threshold limit.

DCB Bank Senior Citizen FD Rates

Name: DCB Bank Senior Citizen FD Rates
Brand: Interest Rates
Rating: 5.0 (14434 reviews)

DCB Bank offers attractive FD rates for senior citizens ranging from 4.00% to 8.00% p.a. across tenures of 7 days to 10 years. Continue reading for the latest DCB Bank Senior Citizen FD rates.

DCB Bank Senior Citizen FD Snapshot	Details
Highest Senior Citizen FD Rate	8.00%
FD Tenure Range	7 to 10 Years
Minimum FD Amount	Rs. 10000/-
Premature Withdrawal Facility	Available
Loan Against FD	Up to 80% of the fixed deposit amount.

DCB Bank Senior Citizen FD Rates (Less Than ₹3 Crore)

The table below provides a detailed breakdown of DCB Bank Senior Citizen FD rates for fixed deposits below ₹3 crore across different tenure options

Tenure	Senior Citizen FD Rates (per annum)
7 days to 45 days	4.00%
46 days to 90 days	4.75%
91 days to less than 6 months	5.00%
6 months to less than 10 months	6.25%
10 months to less than 12 months	6.75%
12 months to less than 15 months	7.15%
15 months to less than 16 months	7.50%
16 months to less than 24 months	7.15%
24 months to less than 25 months	8.00%
25 months to less than 27 months	7.15%
27 months to less than 34 months	7.25%
34 months to Less than 35 months	8.00%
35 months to less than 37 months	7.25%
37 months to 38 months	7.60%
More than 38 months to less than 60 months	7.25%
60 months to 61 months	8.00%
More than 61 months to 120 months	7.25%

ALSO READ: Senior Citizen Fixed Deposit Interest Rate

Use the DCB Bank FD Calculator below to estimate the maturity amount and interest earned on your DCB Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

DCB Bank Super Senior Citizen FD Rates

DCB Bank offers an additional interest rate to super senior citizens, typically individuals aged 80 years and above. Here is a breakdown of DCB Bank super senior citizen fixed deposit rates:

Tenure	Super Senior Citizen FD Rates (per annum)
7 days to 45 days	4.00%
46 days to 90 days	4.75%
91 days to less than 6 months	5.00%
6 months to less than 10 months	6.25%
10 months to less than 12 months	6.75%
12 months to less than 15 months	7.15%
15 months to less than 16 months	7.50%
16 months to less than 24 months	7.15%
24 months to less than 25 months	8.05%
25 months to less than 27 months	7.15%
27 months to less than 34 months	7.25%
34 months to Less than 35 months	8.05%
35 months to less than 37 months	7.25%
37 months to 38 months	7.65%
More than 38 months to less than 60 months	7.25%
60 months to 61 months	8.05%
More than 61 months to 120 months	7.25%

Compare DCB Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than DCB Bank for specific tenures. The table below compares DCB Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank	Highest Rate
DCB Bank	8.00% (24-25, 34-35 and 60-61 Months)
Shivalik Small Finance Bank	8.50% (23 to 27 Months)
Suryoday Small Finance Bank	8.25% (30 Months)
Utkarsh Small Finance Bank	8.25% (666 Days)
Jana Small Finance Bank	8.00% (2 to 3 Years)
Mahindra Finance	7.80% (48 to 60 Months)
Yes Bank	7.75% 18 < 24 months and 36 to < 60 months)
Indusind Bank	7.75% (2 to 3 Years)
Slice Small Finance Bank	7.75% (18 Months 1 day to 18 Months 2 day
Shriram Finance Bank	7.75% (36 to 60 Months)
Bajaj Finance	7.75% (31 to 60 Months)
RBL Bank	7.70% (18 to 36 months)
Sundaram Finance	7.50% (24 to 60 Months)
Bank of India	7.60% (3 years)
ICICI Housing Finance	7.10% (45 Months)
Kotak Mahindra Bank	7.30% (2 to 3 Years)
Canara Bank	7.10% (555 Days)
ICICI Bank	7.10% (3 to 5 Years)
SBI	7.05% (5 to 10 Years)
HDFC Bank	7.00% (3 to 4 Years)
Bank of Baroda	7.25% (555 Days)