What is the highest Utkarsh Small Finance FD rate for senior citizens?

The highest Utkarsh Small Finance Senior Citizen FD rate is 8.25% p.a. on deposit for the tenure of 666 Days.

Is Utkarsh Small Finance FD Safe for Senior Citizens?

Utkarsh Small Finance fixed deposits are safe as deposits up to ₹5 lakh per depositor per bank are covered under DICGC insurance.

Can senior citizens get a monthly income from a Utkarsh Small Finance FD?

Yes, Utkarsh Small Finance offers non-cumulative fixed deposits where interest can be paid monthly, quarterly, half-yearly, or annually.

What is the minimum amount required to open a Utkarsh Small Finance Senior Citizen FD?

The minimum amount required to open a Utkarsh Small Finance Senior Citizen Fixed Deposit is ₹1,000.

Is interest earned on Ujjivan Small Finance Senior Citizen Fixed Deposits taxable?

Yes. Interest earned on Ujjivan Small Finance Senior Citizen Fixed Deposits is taxable as per the applicable income tax slab. Banks may deduct TDS if annual FD interest exceeds the prescribed threshold limit.

Ujjivan Small Finance Bank Senior Citizen Fixed Deposit Rates

Name: Ujjivan Small Finance Bank Senior Citizen FD Rates
Brand: Interest Rates
Rating: 4.9 (13043 reviews)

Ujjivan Small Finance Bank offers attractive FD rates for senior citizens ranging from 4.00% to 8.30% p.a. across tenures of 7 days to 10 years. Continue reading for the latest Ujjivan Small Finance Bank Senior Citizen FD rates for senior citizens.

Ujjivan Small Finance Bank Senior Citizen FD Snapshot	Details
Highest Senior Citizen FD Rate	8.30%
FD Tenure Range	7 to 10 Years
Minimum FD Amount	Rs. 1000/-
Premature Withdrawal Facility	Available
Loan Against FD	Up to 90% of the fixed deposit amount.

Ujjivan Small Finance Bank Senior Citizen FD Rates (Less Than ₹3 Crore)

The table below provides a detailed breakdown of Ujjivan Small Finance Bank Senior Citizen FD rates for fixed deposits below ₹3 crore across different tenure options

Tenure	Senior Citizen FD Rates (per annum)
7 days to 29 days	4.00%
30 days to 89 days	4.55%
90 days to 179 days	4.75%
180 days	5.05%
6 months to < 1 year	6.50%
1 Year to < 2 years	6.00%
2 Years	8.30%
2 Year 1 day - 3 Year	7.70%
3 Year 1 Day – 3 year 6 months	8.00%
>3 Year 6 months- 5 Years	8.00%
5 years 1 day	7.80%
5 Years 2 Days - 10 Years	7.00%

ALSO READ: Best Fixed Deposit Interest Rates

Use the Ujjivan Small Finance Bank FD Calculator below to estimate the maturity amount and interest earned on your Ujjivan Small Finance Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

Compare Ujjivan Small Finance Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than Ujjivan Small Finance Bank for specific tenures. The table below compares Ujjivan Small Finance Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank	Highest Rate
Ujjivan Small Finance Bank	8.30% (2 Years)
Shivalik Small Finance Bank	8.50% (23 to 27 Months)
Suryoday Small Finance Bank	8.25% (30 Months)
Utkarsh Small Finance Bank	8.25% (666 Days)
Jana Small Finance Bank	8.00% (2 to 5 Years)
Mahindra Finance	7.80% (48 to 60 Months)
Yes Bank	7.75% 18 < 24 months and 36 to < 60 months)
Indusind Bank	7.75% (2 to 3 Years)
Shriram Finance Bank	7.75% (36 to 60 Months)
Bajaj Finance	7.75% (31 to 60 Months)
RBL Bank	7.70% (18 to 36 months)
Sundaram Finance	7.50% (24 to 60 Months)
Bank of India	7.60% (3 years)
ICICI Housing Finance	7.10% (45 Months)
Kotak Mahindra Bank	7.30% (2 to 3 Years)
Canara Bank	7.10% (555 Days)
ICICI Bank	7.10% (3 to 5 Years)
SBI	7.05% (5 to 10 Years)
HDFC Bank	7.00% (3 to 4 Years)
Bank of Baroda	7.25% (555 Days)

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