Fixed Deposit Interest Rates in Dehradun (2026)

Dehradun residents looking to grow their savings with low-risk investments have strong options available this year. Fixed deposits continue to be one of the most preferred savings instruments across the city. Banks are currently offering FD interest rates in Dehradun of up to 8.10% p.a. for general citizens and up to 8.50% p.a. for senior citizens. Read on to compare the latest FD rates across banks and find the right fit for your investment goals.

Best FD Rates in Dehradun

Choosing the right bank for a fixed deposit depends on more than just the interest rate- tenure flexibility, payout options, and bank credibility all matter. The table below lists the best FD rates in Dehradun across leading banks, along with estimated monthly payouts on a ₹10 lakh investment.

You can use an FD calculator to estimate your maturity amount and total interest earned based on your deposit amount, chosen tenure, and interest rate.

Best FD Rates for Senior Citizens in Dehradun

Dehradun has a significant retired population, and for many of them, fixed deposits serve as a primary source of regular income. Banks typically offer an additional 0.25% to 0.50% interest rate benefit to senior citizens over and above the standard rates. This makes FDs an even more attractive savings option for those above 60 years of age. Below are the best senior citizen FD rates in Dehradun currently available:

Tax on FD Interest in Dehradun

FD interest income is taxable under Indian income tax rules, and these rules apply uniformly across all cities, Dehradun included. There is no city-specific or state-specific tax treatment for fixed deposit earnings. The interest you earn is added to your total annual income and taxed as per the income tax slab applicable to you.

How to Open an FD in Dehradun Through Stable Money?

Stable Money is a platform that lets you compare fixed deposit options from multiple banks and complete your investment entirely online — without visiting a branch. This is especially convenient for Dehradun residents who want to invest in banks that may not have a local branch in the city. Here's how to get started:

• Download and Install the Stable Money App from the Google Play Store or Apple App Store.
• Register using your mobile number linked to your Aadhaar Card.
• Browse FD options from banks and NBFCs listed on the homepage.
• Compare FDs side by side based on interest rate, tenure, and payout frequency.
• Select the FD you wish to invest in and choose your preferred tenure.
• Click on Invest Now and enter your investment amount.
• Click Continue and provide your Aadhaar and PAN card details on the next screen.
• Add a nominee and verify all details entered.
• Link your bank account for future withdrawals.
• Complete VKYC — a one-time video-based KYC verification.
• Make the payment to complete your FD booking.

Once your FD is confirmed, you will receive an FD receipt via SMS, email, and WhatsApp. The receipt includes your FDR number, customer ID, and all deposit details. You can also access it anytime in the Passbook section of the app.