Equitas Small Finance Bank Senior Citizen FD Rates

Equitas Small Finance Bank offers attractive FD rates for senior citizens ranging from 4.00% to 8.50% p.a. across tenures of 7 days to 10 years. Continue reading for the latest Equitas Small Finance Bank Senior Citizen FD rates.

Equitas Small Finance Bank Senior Citizen FD Snapshot

Details

Highest Senior Citizen FD Rate

8.50%

FD Tenure Range

7 to 10 Years

Minimum FD Amount

Rs. 1000/-

Premature Withdrawal Facility

Available 

Loan Against FD

Up to 90% of the fixed deposit amount. 

Equitas Small Finance Bank Senior Citizen FD Rates (Less Than ₹3 Crore)

The table below provides a detailed breakdown of Equitas Small Finance Bank Senior Citizen FD rates for fixed deposits below ₹3 crore across different tenure options. 

Tenure

Senior Citizen FD Rates (per annum)

7 - 14 days

4.00%

15 - 29 days

4.00%

30 - 45 days

4.50%

46 - 62 days

5.25%

63 - 90 days

5.25%

91 - 120 days

5.75%

121 - 180 days

5.75%

181 - 210 days

6.85%

211 - 270 days 

6.85%

271 - 364 days 

6.85%

1 year to 443 days

7.60%

444 Days

7.60%

445 Days to 18 Months

7.60%

18 Months 1 day to 2 years

7.50%

2 years 1 day to 776 days

7.60%

777 days

7.60%

778 days to 887 days

7.60%

888 days

8.25%

889 days to 3 years

7.60%

3 years 1 day (36 months 1 day) (Maxima FD)

8.50%

3 years 2 days to 4 years

7.50%

4 years 1 day to 5 years

7.50%

5 years 1 day to 10 years

7.50%

ALSO READ: AU Small Finance Bank Senior Citizen Fixed Deposit Interest Rate

Use the Equitas Small Finance Bank FD Calculator below to estimate the maturity amount and interest earned on your Equitas Small Finance Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

Compare Equitas Small Finance Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than Equitas Small Finance Bank for specific tenures. The table below compares Equitas Small Finance Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank

Highest Rate

Equitas Small Finance Bank

8.50%
(36 Months)

Shivalik Small Finance Bank

8.50% 

(23 to 27 Months)

Suryoday Small Finance Bank

8.25% 

(30 Months)

Utkarsh Small Finance Bank

8.25% 

(666 Days)

Jana Small Finance Bank

8.00% 

(2 to 3 Years)

Mahindra Finance

7.80%

(48 to 60 Months)

Yes Bank

7.75%
18 < 24 months and 36 to < 60 months)

Indusind Bank

7.75%

(2 to 3 Years)

Slice Small Finance Bank

7.75%
(18 Months 1 day to 18 Months 2 day

Shriram Finance Bank

7.75%

(36 to 60 Months)

Bajaj Finance

7.75%

(31 to 60 Months)

RBL Bank

7.70% 

(18 to 36 months)

Sundaram Finance

7.50%

(24 to 60 Months)

Bank of India

7.60% 

(3 years)

ICICI Housing Finance

7.10%

(45 Months)

Kotak Mahindra Bank

7.30% 

(2 to 3 Years)

Canara Bank

7.10%
(555 Days)

ICICI Bank

7.10%

(3 to 5 Years)

SBI

7.05%

(5 to 10 Years)

HDFC Bank

7.00%

(3 to 4 Years)

Bank of Baroda

7.25%

(555 Days)

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ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

The proof writes itself Trusted by 60 lakh+ customers
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© 2026 Stable-Alpha Technologies Pvt. Ltd.

Privacy policy

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Terms & conditions

Annual Returns

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.