Fixed Deposit Interest Rates in Ahmedabad (2026)

Ahmedabad's investors have long preferred fixed deposits as a reliable savings option. FD rates in Ahmedabad currently go up to 8.10% p.a. for general citizens and 8.50% p.a. for senior citizens, making it a solid choice for those looking to grow their savings without market risk. Continue reading for the latest fixed deposit interest rates in Ahmedabad across banks.

Best FD Rates in Ahmedabad

Ahmedabad residents can choose from a mix of small finance banks, private banks, and public sector banks for their FD investments. Small finance banks tend to offer the most competitive rates, while larger banks offer stability and a wider branch network. Here's a look at the best FD rates currently available:

You can use an FD calculator to estimate your maturity amount and total interest earned based on your deposit amount, chosen tenure, and interest rate.

Best FD Rates for Senior Citizens in Ahmedabad

Senior citizens in Ahmedabad typically receive an extra 0.25% to 0.50% interest on top of the regular FD rate, which is a meaningful benefit for retirees and older investors who depend on FD income. This additional benefit applies to most banks and makes FDs an especially practical savings instrument for this age group. Here are the top senior citizen FD rates in Ahmedabad:

Tax on FD Interest in Ahmedabad

FD interest is taxable under Indian income tax law, and the rules are identical across the country, an investor in Ahmedabad pays the same tax as one in Chennai or Kolkata. The interest you earn is added to your total annual income and taxed as per your applicable income tax slab. 

How to Open an FD in Ahmedabad Through Stable Money?

Stable Money makes it straightforward to compare and invest in FDs from the comfort of your home with no branch visits and no paperwork. Ahmedabad investors can browse FD options from multiple banks and NBFCs, compare tenures and payout structures, and complete the entire booking process online. Here's how it works:

• Download and install the Stable Money App from the Play Store or App Store.
• Register using your mobile number linked to your Aadhaar Card.
• Browse available FD options from banks and NBFCs on the homepage.
• Compare FDs by tenure, interest rate, payout frequency, and senior citizen benefits.
• Select the FD scheme you want to invest in.
• Choose your preferred tenure.
• Tap Invest Now.
• Enter your investment amount and tap Continue.
• Provide your Aadhaar and PAN card details.
• Add a nominee and review all entered information.
• Link your bank account for future withdrawals.
• Complete a one-time VKYC (Video KYC) verification.
• Make your payment to confirm the investment.

Once your FD is booked, you'll receive a confirmation receipt on your registered mobile number, email ID, and WhatsApp. Your FD receipt containing the FDR number, customer ID, and full deposit details is also accessible anytime through the app's passbook section.