What is the highest Telangana Grameena Bank FD rate for senior citizens?

The highest Telangana Grameena Bank Senior Citizen FD rate is 7.50% p.a. on deposit for the tenure of 5 to 10 Years.

Is Telangana Grameena Bank FD Safe for Senior Citizens?

Telangana Grameena Bank fixed deposits are safe as deposits up to ₹5 lakh per depositor per bank are covered under DICGC insurance.

Can senior citizens get a monthly income from a Telangana Grameena Bank FD?

Yes, Telangana Grameena Bank offers non-cumulative fixed deposits where interest can be paid monthly, quarterly, half-yearly, or annually.

What is the minimum amount required to open a Telangana Grameena Bank Senior Citizen FD?

The minimum amount required to open a Telangana Grameena Bank Senior Citizen Fixed Deposit is ₹1,000.

Is interest earned on Telangana Grameena Bank Senior Citizen Fixed Deposits taxable?

Yes. Interest earned on Telangana Grameena Bank Senior Citizen Fixed Deposits is taxable as per the applicable income tax slab. Banks may deduct TDS if annual FD interest exceeds the prescribed threshold limit.

Telangana Grameena Bank Senior Citizen Fixed Deposit Rates

Name: Telangana Grameena Bank Senior Citizen FD Rates
Brand: Interest Rates
Rating: 4.8 (13059 reviews)

Telangana Grameena Bank offers attractive FD rates for senior citizens ranging from 4.00% to 7.50% p.a. across tenures of 7 days to 10 years. Continue reading for the latest Telangana Grameena Bank Senior Citizen FD rates.

Telangana Grameena Bank Senior Citizen FD Snapshot	Details
Highest Senior Citizen FD Rate	7.50%
FD Tenure Range	5 to 10 Years
Minimum FD Amount	Rs. 1000/-
Premature Withdrawal Facility	Available
Loan Against FD	Up to 90% of the fixed deposit amount.

Telangana Grameena Bank Senior Citizen FD Rates

The table below provides a detailed breakdown of Telangana Grameena Bank Senior Citizen FD rates across different tenure options.

Tenure	Senior Citizen FD Rates (per annum)
7 days to 14 days	4.00%
15 days to 30 days	4.00%
31 days to 60 days	4.25%
61 days to 179 days	5.50%
180 days to 270 days	6.60%
271 days to 364 days	6.65%
1 year to less than 2 years	6.95%
2 years to less than 3 years	6.95%
3 years to less than 5 years	7.00%
5 years to 10 years	7.50%

Use the Telangana Grameena Bank FD Calculator below to estimate the maturity amount and interest earned on your Telangana Grameena Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

Telangana Grameena Bank Senior Citizen FD Rates (Above ₹3 Crore)

Telangana Grameena Bank offers a separate set of FD interest rates for senior citizens looking to invest more than ₹3 crore, depending on the tenure. Here is a quick breakdown of senior citizen FD rates above 3 crore-

Tenure	Senior Citizen FD Rates (per annum)
7 days to 14 days	3.40%
15 days to 30 days	5.50%
31 days to 60 days	5.65%
61 days to 179 days	5.65%
180 days to 270 days	6.50%
271 days to 364 days	6.50%
1 year to less than 2 years	6.80%
2 years to less than 3 years	6.80%
3 years to less than 5 years	6.80%
5 years to 10 years	6.80%

Compare Telangana Grameena Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than Telangana Grameena Bank for specific tenures. The table below compares Telangana Grameena Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank	Highest Rate
Telangana Grameena Bank	7.50% (5 to 10 Year)
Shivalik Small Finance Bank	8.50% (23 to 27 Months)
Suryoday Small Finance Bank	8.25% (30 Months)
Utkarsh Small Finance Bank	8.25% (666 Days)
Jana Small Finance Bank	8.00% (2 to 3 Years)
Mahindra Finance	7.80% (48 to 60 Months)
Yes Bank	7.75% 18 < 24 months and 36 to < 60 months)
Indusind Bank	7.75% (2 to 3 Years)
Slice Small Finance Bank	7.75% (18 Months 1 day to 18 Months 2 day
DCB Bank	8.00% (24-25, 34-35 and 60-61 Months)
Bajaj Finance	7.75% (31 to 60 Months)
RBL Bank	7.70% (18 to 36 months)
Sundaram Finance	7.50% (24 to 60 Months)
Bank of India	7.60% (3 years)
Capital Small Finance Bank	7.60% (12 Months)
Kotak Mahindra Bank	7.30% (2 to 3 Years)
Canara Bank	7.10% (555 Days)
ICICI Bank	7.10% (3 to 5 Years)
SBI	7.05% (5 to 10 Years)
HDFC Bank	7.00% (3 to 4 Years)
Bank of Baroda	7.25% (555 Days)

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