What is the highest AU Small Finance Bank FD rate for senior citizens?

The highest AU Small Finance Bank Senior Citizen FD rate is 7.90% p.a. on deposit for the tenure of 30 to 36 Months.

Is AU Small Finance Bank FD Safe for Senior Citizens?

AU Small Finance Bank fixed deposits are safe as deposits up to ₹5 lakh per depositor per bank are covered under DICGC insurance.

Can senior citizens get a monthly income from an AU Small Finance Bank FD?

Yes. AU Small Finance Bank offers non-cumulative fixed deposits where interest can be paid monthly, quarterly, half-yearly, or annually.

What is the minimum amount required to open an AU Small Finance Bank Senior Citizen FD?

The minimum amount required to open an AU Small Finance Bank Senior Citizen Fixed Deposit is ₹1,000.

Is interest earned on AU Small Finance Bank Senior Citizen Fixed Deposits taxable?

Yes. Interest earned on AU Small Finance Bank Senior Citizen Fixed Deposits is taxable as per the applicable income tax slab. Banks may deduct TDS if annual FD interest exceeds the prescribed threshold limit.

AU Small Finance Bank Senior Citizen Fixed Deposit Interest Rates

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AU Small Finance Bank Senior Citizen Fixed Deposit Rates

AU Small Finance Bank offers attractive FD rates for senior citizens ranging from 3.00% to 7.90% p.a. across tenures of 7 days to 10 years. Continue reading for the latest AU Small Finance Bank Senior Citizen FD rates.

AU Small Finance Bank Senior Citizen FD Snapshot	Details
Highest Senior Citizen FD Rate	7.90%
FD Tenure Range	7 to 10 Years
Minimum FD Amount	Rs. 1000/-
Premature Withdrawal Facility	Available
Loan Against FD	Up to 90% of the fixed deposit amount.

AU Small Finance Bank Senior Citizen FD Rates (Less Than ₹3 Crore)

The table below provides a detailed breakdown of AU Small Finance Bank Senior Citizen FD rates for fixed deposits below ₹3 crore across different tenure options.

Tenure	Senior Citizen FD Rates (per annum)
7 Days to 1 Month 15 Days	4.00%
1 Month 16 Days to 3 Months	5.25%
3 Month 1 Day to 6 Months	5.75%
6 Months 1 Day to 12 Months	6.85%
12 Months 1 Day to 15 Months	7.60%
15 Months 1 Day to 18 Months	7.50%
18 months 1 days to 24 months	7.50%
24 Months 1 Day to 30 Months	7.60%
30 Months 1 Day to 36 Months	7.90%
36 Months 1 Day to 45 Months	7.50%
45 Months 1 Day to less than 60 Months	7.25%
60 Months to 120 Months	7.25%

ALSO READ: Unity Small Finance Bank Senior Citizen Fixed Deposit Interest Rates

Use the AU Small Finance Bank FD Calculator below to estimate the maturity amount and interest earned on your AU Small Finance Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

Compare AU Small Finance Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than AU Small Finance Bank for specific tenures. The table below compares AU Small Finance Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank	Highest Rate
AU Small Finance Bank	7.90% (30 to 36 Months)
Shivalik Small Finance Bank	8.50% (23 to 27 Months)
Suryoday Small Finance Bank	8.25% (30 Months)
Utkarsh Small Finance Bank	8.25% (666 Days)
Jana Small Finance Bank	8.00% (2 to 3 Years)
Mahindra Finance	7.80% (48 to 60 Months)
Yes Bank	7.75% 18 < 24 months and 36 to < 60 months)
Indusind Bank	7.75% (2 to 3 Years)
Slice Small Finance Bank	7.75% (18 Months 1 day to 18 Months 2 day
Shriram Finance Bank	7.75% (36 to 60 Months)
Bajaj Finance	7.75% (31 to 60 Months)
RBL Bank	7.70% (18 to 36 months)
Sundaram Finance	7.50% (24 to 60 Months)
Bank of India	7.60% (3 years)
ICICI Housing Finance	7.10% (45 Months)
Kotak Mahindra Bank	7.30% (2 to 3 Years)
Canara Bank	7.10% (555 Days)
ICICI Bank	7.10% (3 to 5 Years)
SBI	7.05% (5 to 10 Years)
HDFC Bank	7.00% (3 to 4 Years)
Bank of Baroda	7.25% (555 Days)

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