What is the highest Suryoday SF Bank FD rate for senior citizens?

The highest Suryoday bank Senior Citizen FD rate is 8.25% p.a. for deposits between 5 and 10 years.

Is Suryoday SF Bank FD Safe for Senior Citizens?

Suryoday Bank fixed deposits are safe as deposits up to ₹5 lakh per depositor per bank are covered under DICGC insurance.

Can senior citizens get a monthly income from a Suryoday SF Bank FD?

Yes, Suryoday Bank offers non-cumulative fixed deposits where interest can be paid monthly, quarterly, half-yearly, or annually.

What is the minimum amount required to open a Suryoday Bank Senior Citizen FD?

The minimum amount required to open a Suryoday SF Bank Senior Citizen Fixed Deposit is ₹1,000.

Is interest earned on Suryoday SF Bank Senior Citizen Fixed Deposits taxable?

Yes. Interest earned on Suryoday SF Bank Senior Citizen Fixed Deposits is taxable as per the applicable income tax slab. Banks may deduct TDS if annual FD interest exceeds the prescribed threshold limit.

Suryoday Small Finance Bank Senior Citizen Fixed Deposit Rates

Name: Suryoday Small Finance Bank Senior Citizen FD Rates
Brand: Interest Rates
Rating: 4.9 (14423 reviews)

Suryoday small finance bank Bank offers attractive FD rates for senior citizens ranging from 4.15% to 8.25% p.a. across tenures of 7 days to 10 years. Continue reading for the latest Suryoday small finance Bank Senior Citizen FD rates and special FD schemes for senior citizens.

Suryoday small finance Bank Senior Citizen FD Snapshot	Details
Highest Senior Citizen FD Rate	8.25%
FD Tenure Range	7 to 10 Years
Minimum FD Amount	Rs. 1000/-
Premature Withdrawal Facility	Available with a penalty of 0.5% to 1%
Loan Against FD	Up to 90% of the fixed deposit amount.

Suryoday Small Finance Bank Senior Citizen FD Rates (Less Than ₹3 Crore)

The table below provides a detailed breakdown of Suryoday small finance Bank Senior Citizen FD rates for fixed deposits below ₹3 crore across different tenure options

Tenure	Senior Citizen FD Rates (per annum)
7 Days to 14 Days	4.15%
15 Days to 45 Days	4.40%
46 Days to 90 Days	4.65%
91 Days to 6 Months	5.15%
6 Month 1 Day	6.65%
Above 6 Month 1 Day to 9 Months	5.65%
Above 9 Months to less than 1 Year	6.15%
1 Year	7.40%
Above 1 Year to Less than 18 Months	7.40%
18 Months	7.75%
Above 18 Months to 2 Years	7.40%
Above 2 Years to less than 30 Months	7.40%
30 Months	8.25%
Above 30 Months to 3 Years	7.40%
Above 3 Years to less than 5 Years	6.90%
5 Years	8.05%
Above 5 Years to 10 Years	7.40%

Use the Suryoday Small Finance Bank FD Calculator below to estimate the maturity amount and interest earned on your Suryoday SF Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

ALSO READ: Suryoday Small Finance Bank Tax-Saver Fixed Deposit

Compare Suryoday Small Finance Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than Suryoday Bank for specific tenures. The table below compares Suryoday Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank	Highest Rate
Suryoday Small Finance Bank	8.25% (30 Months)
Yes Bank	7.75% 18 < 24 months and 36 to < 60 months)
Shivalik Small Finance Bank	8.30% (21 to 22 Months)
Utkarsh Small Finance Bank	8.25% (666 Days)
Jana Small Finance Bank	8.00% (370–380 Days)
Mahindra Finance	7.80% (48 to 60 Months)
Indusind Bank	7.75% (24 to 36 Months)
Shriram Finance Bank	7.75% (36 to 60 Months)
Bajaj Finance	7.75% (31 to 60 Months)
RBL Bank	7.70% (18 to 36 months)
Sundaram Finance	7.50% (24 to 60 Months)
ICICI Housing Finance	7.35% (48 to 60 Months)
Indian Bank	7.30% (555 Days)
Kotak Mahindra Bank	7.30% (2 to 3 Years)
Bank of India	7.20% (3 years)
Canara Bank	7.10% (555 Days)
ICICI Bank	7.10% (3 to 5 Years)
SBI	7.05% (5 to 10 Years)
HDFC Bank	7.00% (3 to 4 Years)
Bank of Baroda	7.00% (5 to 10 Years)

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