What is the highest Yes Bank FD rate for senior citizens?

The highest Yes bank Senior Citizen FD rate is 7.75% p.a. for deposits between 5 and 10 years.

Is Yes Bank FD Safe for Senior Citizens?

Yes Bank fixed deposits are safe as deposits up to ₹5 lakh per depositor per bank are covered under DICGC insurance.

Can senior citizens get a monthly income from a Yes Bank FD?

Yes. Yes Bank offers non-cumulative fixed deposits where interest can be paid monthly, quarterly, half-yearly, or annually.

What is the minimum amount required to open a Yes Bank Senior Citizen FD?

The minimum amount required to open a Yes Bank Senior Citizen Fixed Deposit is ₹1,000.

Is interest earned on Yes Bank Senior Citizen Fixed Deposits taxable?

Yes. Interest earned on Yes Bank Senior Citizen Fixed Deposits is taxable as per the applicable income tax slab. Banks may deduct TDS if annual FD interest exceeds the prescribed threshold limit.

Yes Bank Senior Citizen Fixed Deposit Rates

Name: YES Bank Senior Citizen FD Rates
Brand: Interest Rates
Rating: 4.9 (12926 reviews)

Yes Bank offers attractive FD rates for senior citizens ranging from 3.55% to 7.75% p.a. across tenures of 7 days to 10 years. Continue reading for the latest Yes Bank Senior Citizen FD rates and special FD schemes for senior citizens.

Yes Bank Senior Citizen FD Snapshot	Details
Highest Senior Citizen FD Rate	7.75%
FD Tenure Range	7 to 10 Years
Minimum FD Amount	Rs. 1000/-
Premature Withdrawal Facility	Available with a penalty of 0.5% to 1%
Loan Against FD	Up to 90% of the fixed deposit amount.

Yes Bank Senior Citizen FD Rates (Less Than ₹3 Crore)

The table below provides a detailed breakdown of Yes Bank Senior Citizen FD rates for fixed deposits below ₹3 crore across different tenure options

Tenure	Senior Citizen FD Rates (per annum)
7 days to 14 days	3.75%
15 days to 45 days	4.00%
46 days to 90 days	5.00%
91 days to 120 days	5.25%
121 days to 180 days	5.25%
181 days to 271 days	6.50%
272 days to 335 days	6.75%
336 days to < 12 months	7.00%
12 months	7.15%
12 months 1 day < 18 months	7.25%
18 months	7.25%
18 months 1 day < 24 months	7.75%
24 months < 35 months	7.50%
35 months	7.40%
35 months 1 day to < 36 months	7.50%
36 months to < 60 months	7.75%
60 months	7.50%
60 months 1 day to <= 120 months	7.50%

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Use the Yes Bank FD Calculator below to estimate the maturity amount and interest earned on your Yes Bank fixed deposit based on your investment amount, tenure, and applicable FD rate.

Yes Bank Senior Citizen FD Rates (Above ₹3 Crore)

Yes Bank offers a separate set of FD interest rates for senior citizens looking to invest more than ₹3 crore, depending on the tenure. Here is a quick breakdown of senior citizen FD rates above 3 crore-

Tenure	Senior Citizen FD Rates (per annum)
7 days to 14 days	3.75%
15 days to 30 days	4.00%
31 days to 45 days	4.00%
46 days to 60 days	5.00%
61 days to 90 days	5.00%
91 days to 120 days	5.25%
121 days to 150 day	5.25%
151days to 180 days	5.25%
181 days to 271 days	6.50%
272 days to 335 days	6.75%
336 days to <12 m	7.00%
12M (1 Year)	7.15%
12 M 1 D to <15m	7.25%
15m to 18m	7.25%
18M 1 D to < 24 M	7.75%
24 M to < 35 M s	7.50%
35 Month	7.40%
35 M < 3 YR	7.50%
3 YR to less than 5 Yrs	7.75%
5 Years	7.50%
5 Years 1 Day & Above	7.50%

Compare Yes Bank Senior Citizen FD Interest Rates with Other Banks

Several banks currently offer higher interest rates than Yes Bank for specific tenures. The table below compares Yes Bank senior citizen Fixed Deposit rates with other banks' FD rates.

Bank	Highest Rate
Yes Bank	7.75% 18 < 24 months and 36 to < 60 months)
Shivalik Small Finance Bank	8.30% (21 to 22 Months)
Suryoday Small Finance Bank	8.25% (30 Months)
Utkarsh Small Finance Bank	8.25% (666 Days)
Jana Small Finance Bank	8.00% (370–380 Days)
Mahindra Finance	7.80% (48 to 60 Months)
Indusind Bank	7.75% (24 to 36 Months)
Shriram Finance Bank	7.75% (36 to 60 Months)
Bajaj Finance	7.75% (31 to 60 Months)
RBL Bank	7.70% (18 to 36 months)
Sundaram Finance	7.50% (24 to 60 Months)
ICICI Housing Finance	7.35% (48 to 60 Months)
Indian Bank	7.30% (555 Days)
Kotak Mahindra Bank	7.30% (2 to 3 Years)
Bank of India	7.20% (3 years)
Canara Bank	7.10% (555 Days)
ICICI Bank	7.10% (3 to 5 Years)
SBI	7.05% (5 to 10 Years)
HDFC Bank	7.00% (3 to 4 Years)
Bank of Baroda	7.00% (5 to 10 Years)