Book FD

PAN Card Download Process via NSDL, UTIITSL, UMANG & IT Portal

A PAN card is a crucial identity proof document issued by the Indian Income Tax Department that aids in tax compliance and evaluation for individuals with taxable income in India. You can opt for a physical PAN card or an e-PAN card. Discover the various PAN card download processes using platforms like NSDL, UTIITSL, UMANG app and the Income Tax e-filing portals.

Online PAN Card Download Options

You can download PAN online from the following websites:

  • NSDL Protean official website
  • UTIITSL official website
  • Official website of the Income Tax Department

NSDL PAN Card Download Method

You can follow the steps mentioned below for the NSDL PAN card download process:

Step 1: Visit the official NSDL Protean portal.

Step 2: Choose ‘Request for e-PAN/ e-PAN XML (for PAN number allotted within the previous 30 days)’ or ‘Request for e-PAN/ e-PAN XML (PAN allotted prior to 30 days)’ based on your necessity.

Step 3: On the next redirected page, select ‘Acknowledgement Number’ or ‘PAN’. 

If you choose the PAN option, fill in your PAN card number, Aadhaar number, date of birth/ incorporation number (as applicable) and the GSTIN (if you are an entity) before you enter the captcha. Click on ‘Submit’ to proceed.

In case you choose ‘Acknowledgement Number’, fill in the acknowledgement number, date of birth or incorporation (as applicable), the captcha and then ‘Submit’.

Step 4: Select the declaration checkbox and click on ‘Generate OTP’.

Step 5: Fill in the OTP you receive and click on ‘Validate’.

Step 6: If the free download option is available, you can proceed to complete your download process. In case a free download is unavailable, you will be notified through a message. In such a case, select ‘Continue with Paid e-PAN Facility Download’, choose a payment mode and make your payment.

Step 7: You will receive an e-PAN card on your registered email ID in PDF format. Download it to access it for future reference.

Stepwise Process of PAN Card Download from UTIITSL

Here is the process to download PAN from the UTIITSL website:

Step 1: Visit the official UTIITSL portal.

Step 2: Navigate to ‘Download e-PAN’ and then ‘Click to Download’.

Step 3: On the next page, fill in your PAN number, date of birth or incorporation, GSTIN (if applicable) and captcha code before you click on ‘Submit’.

Step 4: Fill in the captcha and select the OTP receiving mode (Both Email and SMS, Only Email or Only SMS). Select the declaration checkbox and 'Get OTP'.

Step 5: To validate the process, fill in the OTP you receive on your registered email ID and/or mobile number.

Step 6: Pay the applicable fee and receive the e-PAN card on your registered email ID. Download it for future use.

Steps of PAN Card Download Process Using Aadhaar Number

Here’s how you can download a PAN card from the Income Tax e-filing portal using your Aadhaar number:

Step 1: Go to the official Income Tax e-filing portal.

Step 2: Navigate to ‘Check Status/ Download PAN’ and click ‘Continue’.

Step 3: Fill in your Aadhaar number and click ‘Continue’.

Step 4: Fill in the OTP you receive on your Aadhaar-registered mobile number and click ‘Continue’.

Step 5: Check the status of your e-PAN and click ‘Download e-PAN’ if a new e-PAN is allotted.

How to Download PAN Card on the Umang App?

The UMANG (Unified Mobile Application for New-age Governance) app allows you to access multiple government services, including PAN-related services, from one place. You can use the app to download your e-PAN quickly if your PAN is already linked with Aadhaar.

Here is a step-by-step process to download your PAN card via the UMANG app:

  • Step 1: Download and install the UMANG app from the Google Play Store or Apple App Store.
  • Step 2: Open the app and log in using your registered mobile number and OTP.
  • Step 3: On the home screen, search for the Income Tax Department or navigate through the services list.
  • Step 4: Select the PAN Services option.
  • Step 5: Enter your PAN and other basic details.
  • Step 6: Verify your identity using the OTP sent to your Aadhaar-linked mobile number.
  • Step 7: Once verified, your e-PAN will be generated and available for download in PDF format.

Your downloaded e-PAN is password-protected. The password is your date of birth in DDMMYYYY format, as mentioned on your PAN card. This method is especially useful for users who prefer mobile-based access to government services.

How to Download PAN Card Without PAN Number? 

You can download an e-PAN without a PAN number from the NSDL portal using the acknowledgement number. As an alternative, you can download an e-PAN card from the Income Tax e-filing portal using your Aadhaar number, without your PAN number.

How to Download PAN Copy with PAN Number? 

If you know your PAN number, you can seamlessly download your e-PAN card from the NSDL Protean or the UTIITSL website. You can further save the downloaded PAN card copy for future use.

PAN Card Download with Name and Date of Birth

Follow the steps below to download your PAN card using just your name and date of birth: 

Step 1: Navigate to the NSDL Protean website.

Step 2: Choose 'PAN' or 'Acknowledgement Number' and specify your date of birth. Enter the Aadhaar number, if necessary and the captcha code.

Step 3: Select the OTP receiving mode, fill in the OTP you receive, pay the fees and download your e-PAN card.

You can additionally download your e-PAN card from the UTIITSL portal using your date of birth in the following way:

Step 1: Go to the UTIITSL portal.

Step 2: Fill in your date of birth, GSTIN if necessary and the captcha.

Step 3: Enter the OTP you receive on your chosen mode, pay the fee and download your PAN card copy.

How to Download PAN Card Using Mobile Number? 

Here is the process for PAN card download using your registered mobile number:

Step 1: Go to the NSDL Protean website.

Step 2: Choose ‘PAN’, fill in the PAN number, date of birth or incorporation, Aadhaar number if necessary and captcha code.

Step 3: Choose a mobile number as the OPT receiving mode.

Step 4: Enter the OTP you receive on your registered mobile number, pay and download your e-PAN card.

As an alternative, you can download your PAN card using your mobile number from the UTIITSL portal:

Step 1: Go to the UTIITSL portal.

Step 2: Fill in your PAN number, date of birth/incorporation, GSTIN (for GST-registered businesses) and captcha code.

Step 3: Choose the ‘Only SMS’ option to receive OTP and enter it. Make the necessary payment and download the e-PAN card.

How to Download e-PAN Card from Digilocker? 

You can download a PAN card from Digilocker in the following way:

Step 1: Log in to your Digilocker account.

Step 2: Navigate to ‘Issued Documents’ followed by ‘Income Tax Department’ and then click on ‘PAN Verification Record’.

Step 3: Enter your PAN number and name as on PAN card.

Step 4: Tick the consent checkbox and click ‘Get Document’.

Your downloaded PAN card will be available in your Digilocker account. You can easily share your PAN card from Digilocker with concerned authorities whenever required.

How to Download Duplicate PAN Card? 

If you have lost your PAN card or if it is stolen or damaged, you can download a duplicate PAN card following the process mentioned below:

Step 1: Visit the official NSDL portal.

Step 2: Select the ‘Download e-PAN/ e-PAN XML’ option.

Step 3: On the redirected page, select either ‘Acknowledgement Number’ or ‘PAN’.

Step 4: Fill in the necessary details, captcha and click on ‘Submit’.

Step 5: Choose a suitable option to receive OTP, such as mobile number, email ID or both. 

Step 6: Tick the declaration checkbox before you click on ‘Generate OTP’.

Step 7: Enter the OTP you receive on your chosen mode and click on ‘Validate’ to receive your duplicate PAN card on your registered email ID.

PAN Card Customer Care Numbers

Here are the PAN card customer care numbers for different portals used to download the card:

Department

Contact Number

Income Tax Department

+91-20-27218080

UTIITSL

+91-33-40802999, 033-40802999

NSDL

020-27218080, 08069708080

What Is the Password for PAN Card PDF Download?

Your downloaded e-PAN card is password-protected for security purposes. The password to access your e-PAN card is your date of birth (for individuals) or date of incorporation (for entities) as per the PAN card in DDMMYYYY format. 

Final Word

Downloading your PAN card allows you to carry an e-PAN instead of a physical one, reducing the risk of loss or theft. You can use the e-PAN for official purposes without any interruption. Make sure to enter the correct PDF password to open your e-PAN card smoothly.

When booking a Fixed Deposit (FD), submitting your PAN card details to the bank is important. If you submit your PAN, TDS (Tax Deducted at Source) is charged at 10%, if applicable. If you don’t provide PAN details, TDS is charged at 20%. A PAN card download process ensures you share the correct details at the right time, maximising your returns.

Another way to maximise returns? Compare FD rates from Stable Money’s partnered banks and NBFCs. Choose the best option offering returns of up to 9.10%.

Frequently Asked Questions

Other Fixed Deposit Calculator
Sarva Haryana Gramin Bank FD Calculator 2026 Jana Bank FD Calculator 2026 Saraswat Bank FD Calculator 2026 Deutsche Bank FD Calculator 2026 ESAF FD Calculator 2026 Abhyudaya FD Calculator 2026 Tripura Gramin Bank FD Calculator 2026 Standard Chartered FD Calculator 2026 DCB Bank Fixed Deposit Calculator Equitas Bank Fixed Deposit Calculator Tamilnad Mercantile Bank Fixed Deposit Calculator Karnataka Bank Fixed Deposit Calculator Indian Post Office Fixed Deposit Calculator Central Bank FD Calculator 2026 UCO Bank FD Calculator 2026 Sundaram Finance FD Calculator 2026 IDBI Bank FD Calculator 2026 Bank of India FD Calculator 2026 Indian Bank FD Calculator 2026 Bandhan Bank FD Calculator 2026 Punjab and Sind Bank FD Calculator 2026 Bank of Maharashtra FD Return Estimator – Instant Maturity & Returns Calculator Karur Vysya Bank FD Return Estimator – Instant Maturity & Returns Calculator AU Bank FD Return Estimator – Instant FD Maturity & Interest Calculator Federal Bank Fixed Deposit Calculator (FD) Shriram FD Return Estimator – Estimate Interest & Maturity Easily ICICI Bank (FD) Calculator – Accurate Fixed Deposit Returns Estimator SBI FD Calculator HDFC FD Calculator 2026 Axis Bank FD Calculator – Quick Maturity & Interest Estimator Calculate PNB Housing FD Returns Instantly – Fixed Deposit Calculator Calculate LIC FD Returns Instantly – Easy Fixed Deposit Calculator Calculate Mahindra Finance FD Returns Instantly – FD Calculator Tool Bank of Baroda FD Calculator – Instant FD Maturity & Interest Estimator Canara Bank FD Calculator Indian Overseas Bank Fixed Deposit Calculator Kotak FD Calculator 2026 PNB FD Calculator – Instant FD Maturity & Interest Estimator Union Bank FD Calculator – Instant FD Maturity & Interest Estimator JK Bank FD Calculator – Instant FD Maturity & Interest Estimator Yes Bank FD Calculator 2025 IDFC Bank Fixed Deposit Calculator RBL Bank Fixed Deposit Calculator 2026 Bajaj Finance FD Calculator – Instant FD Maturity & Interest Estimator IndusInd Bank Fixed Deposit Calculator 2026 South Indian Bank FD Calculator Ujjivan Small Finance Bank FD Calculator – Instant FD Maturity & Interest Estimator Shivalik Small Finance Bank FD Calculator – Instant FD Maturity & Returns Estimator North East Small Finance Bank FD Calculator – Instant FD Maturity & Returns Estimator Utkarsh SFB Fixed Deposit Calculator | Fast & Accurate FD Return Tool Suryoday Small Finance Bank FD Calculator Unity Small Finance Bank FD Calculator (2026): Calculate FD Returns Instantly

RBI-regulated

The proof writes itself Trusted by 60 lakh+ customers

backed by the best


© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.