Aadhaar Bank Link Status Check - Verify Aadhaar Seeding Online

Seeding an Aadhaar number with your bank account helps you avail government benefits like subsidies. However, as per the Supreme Court's rules, individuals do not need to seed their Aadhaar number into a bank account. 

In case you seed your Aadhaar number and bank account, you need to consider a bank seeding status check to receive subsidies seamlessly. Explore the process of Aadhaar seeding here to experience an uninterrupted journey.

BASE Facility for Aadhaar Seeding by NPCI

BASE (Bharat Aadhaar Seeding Enabler) is a platform that allows Indian citizens to manage their Aadhaar-bank account linkage efficiently. Through BASE, users can check the status of Aadhaar seeding, link or unlink their Aadhaar with bank accounts, and even transfer Aadhaar linkage from one bank to another. To use the facilities, follow the step-by-step process mentioned below:

Step 1: Visit the official NPCI (National Payments Corporation of India).

Step 2: Navigate to the ‘Consumer Tab’.

Step 3: Click on the ‘Bharat Aadhaar Seeding Enabler (BASE)’ option.

Step 4: From the drop-down list, choose ‘Get Aadhaar Mapped Status’ or ‘Get Aadhaar Mapping History’.

Reasons to Seed Aadhaar with a Bank Account

Here are the reasons to seed Aadhaar with a bank account:

• Aadhaar seeding with a bank account helps you avail government schemes.
• You can avail Direct Benefit Transfer (DBT) facilities to minimise the risks of fraudulent activities.
• Based on the account holder’s written consent, a bank links the Aadhaar number to the bank account in the NPCI mapper.

Process to Link Aadhaar and Bank Account to NPCI

You can follow the steps below to link your Aadhaar with your bank account:

Step 1: Go to the NPCI official website.

Step 2: Click the following options ‘What We Do’, ‘Nach’, and ‘FAQs’.

Step 3: Select ‘FAQs on APBS for Customers’.

Step 4: Choose the ‘Aadhaar Seeding Process?’ and then select ‘Click Here to View’.

Step 5: You will be redirected to a page containing the Aadhaar seeding form.

Step 6: You need to download the form and fill it out according to the instructions.

Step 7: Submit the form at the bank branch where you hold your account to link your Aadhaar details.

Notably, for the bank seeding status check, you will receive an SMS notification within 2-3 business days on your registered mobile number.

Form for NPCI Aadhaar Link Bank Account

Before you check your Aadhaar seeding status with the bank, you need to submit the completed form filling in the below-mentioned details:

• Account number
• Account name
• Bank branch
• Aadhaar number
• Mobile number
• Email ID

Process to Check NPCI Aadhaar Linking Status to Bank Account

Aadhaar seeding with the bank account status can be checked in the following way:

Step 1: Navigate to the UIDAI official website.

Step 2: Under the ‘My Aadhaar’ tab, select ‘Aadhaar Services’.

Step 3: Select ‘Bank Linking Status’.

Step 4: Fill in your Aadhaar number and captcha code to log in to ‘myAadhaar’ before you click on ‘Send OTP’.

Step 5: Fill in the OTP you receive on your registered mobile number to validate the details.

Step 6: Select ‘Bank Seeding Status’ after entering the OTP.

Step 7: Your bank seeding status is ready to view on the Aadhaar NPCI link.

As an alternative, you can check the bank seeding status via SMS following the process mentioned below:

Step 1: From your bank and Aadhaar-registered mobile number, dial *99*99*1#.

Step 2: Fill in your 12-digit Aadhaar number.

Step 3: Re-enter your Aadhaar number to verify if it is linked to your bank account.

Importance of NPCI Mapping

Here is the importance of NPCI mapping:

• It is a repository for Aadhaar-linked bank accounts.
• NPCI mapping ensures that Aadhaar-based payments and subsidies are routed to the correct bank account.
• Users can verify the successful transfer of funds to the destination bank.
• To facilitate such an Aadhaar-based transaction verification, you need to provide the UID of the receiver and the Issuer Identification Number (IIN) of the concerned bank.

Pros of NPCI Aadhaar Linking

You can reap the following benefits of NPCI Aadhaar linking:

• You can avail DBT for government schemes.
• It boosts security for financial transactions and digital KYC.
• NPCI Aadhaar linking ensures the legitimacy of transactions.
• It ensures transparency with effective transaction tracking.
• NPCI mapping promotes secure digital transactions.

Cons of NPCI Aadhaar Linking to Bank Account

Here are the cons of NPCI Aadhaar linking to a Bank account:

• You can link one bank account with your Aadhaar number.
• If you seed your Aadhaar number with multiple bank accounts, the last seeded account will be considered active. Ensure you check the bank seeding status to confirm the bank account linked to your Aadhaar number.
• Multiple bank accounts linked to an Aadhaar number might increase the subsidy charges.
• In case you do not receive gas subsidies, connect with your gas service provider. Ensure to verify the bank seeding status before you approach for confirmation.

Final Words

Bank seeding status check helps you know that you are eligible to receive government subsidies, such as gas subsidies. Aadhaar seeding further helps you enjoy a seamless digital KYC process to avail various financial services like personal loans, credit cards, fixed deposits and others.

If you want to book a fixed deposit offering up to 8.40% interest per annum, with hassle-free digital KYC, you can consider Stable Money-partnered banks and NBFCS. These banks provide DICGC-insured (Deposit Insurance Credit Guarantee Corporation) fixed deposits (FD) with insurance of up to ₹5 lakhs.

Download the Stable Money app now to book multiple FDs at up to 8.40% interest per annum!