How to Link Aadhaar Bank Account in 2025? 

In line with India’s ongoing pursuit of digital transformation, Aadhaar authentication transactions are now at an all-time high. Nearly 43 crore e-KYC authentic transactions were conducted in February 2025 alone, underlining the importance of Aadhaar bank seeding.

Knowing how to link Aadhaar bank account can open up endless possibilities when it comes to personal banking services. Additionally, you can safeguard all your bank accounts from fraudulent transactions. 

So, consider this blog as a comprehensive guide on how to complete Aadhaar seeding with bank accounts. 

Quick Synopsis

• Aadhaar linking with bank accounts can be done offline in bank branches, via internet banking, at ATMs or using mobile apps.
• Linking Aadhaar enhances security and enables smoother banking services access.
• Aadhaar-bank linking can be verified online via the UIDAI website.
• It is not mandatory to link Aadhaar with bank accounts.

How to Complete Aadhaar Seeding With a Bank at the Branch?

Follow the steps below to link Aadhaar bank account at the branch:

• Step 1: Visit your nearest bank branch with an Aadhaar or e-Aadhaar card.
• Step 2: Submit a request letter along with a copy of your Aadhaar card.
• Step 3: The bank branch will undertake the verification process before linking your Aadhaar with the bank account. It generally takes 2-3 working days to convey the linking status. 
• Step 4: On successful completion of the process, you will receive your Aadhaar bank link status on your registered mobile number.

How to Link Aadhaar Bank Account Using Internet Banking?

Here are the steps to link the Aadhaar bank account using internet banking:

• Step 1: Log in to the internet banking portal using valid credentials and go to the ‘Aadhaar Linking’ section.
• Step 2: Choose the accounts you want to link, fill in the Aadhaar number and click on ‘Submit’.
• Step 3: Your screen will display the last 2 digits of your registered mobile number.
• Step 4: You will receive an SMS on the registered mobile number, confirming the status of your request.

Notably, the process might vary across different banks in India.

How to Link Aadhaar Bank Account at an ATM?

The steps below highlight the process to link the Aadhaar bank account at an ATM:

• Step 1: Go to an ATM in your bank.
• Step 2: Insert the debit card linked to your bank account and enter the PIN.
• Step 3: Choose the option that indicates linking Aadhaar with a bank account.
• Step 4: Enter your Aadhaar number and confirm the same by re-entering if required to complete the process.

How to Link Aadhaar Bank Account Using a Mobile App?

Here are the steps to link your Aadhaar bank account using the mobile app of your preferred bank:

• Step 1: Download the mobile banking app, log in using your credentials and complete security verification, if required.
• Step 2: Select ‘Requests/Service Requests’ or similar options.
• Step 3: Look for ‘Link Aadhaar/Update Aadhaar Number’ or similar options.
• Step 4: Choose the account to which you want to link your Aadhaar number.
• Step 5: Enter and re-enter the Aadhaar number for confirmation.
• Step 6: Accept the terms and conditions before you click on ‘Update/Confirm’.

How to Link Aadhaar Bank Account Using Missed Call Facility?

As per the latest record, the Pradhan Mantri Jan Dhan Yojana (PMJDY) has successfully integrated more than 53 crore Indians into the formal banking system. 

To facilitate seamless banking for all, the government has now made it possible to link Aadhaar with bank accounts via missed call services too. Here are the steps to link your bank account with Aadhaar via a missed call:

• Step 1: Make a missed call to the Aadhaar linking number provided by your bank.
• Step 2: You will receive a call wherein you have to select options from IVR.
• Step 3: Enter your 12-digit Aadhaar number and validate.
• Step 4: On completion of the process, you will receive a message on your registered mobile number.

How to Link Aadhaar Bank Account Using SMS?

Follow the process below to link Aadhaar bank account using SMS:

• Step 1: Type your Aadhaar number, UID and account number to send the SMS to your bank’s customer service contact number.
• Step 2: You will receive a confirmation text message when your request is approved. 

How to Verify Aadhaar Bank Account Link Status?

Here is how you can check the status of Aadhaar bank account link:

• Step 1: Visit the official UIDAI website.
• Step 2: Go to the ‘Aadhaar Service’ option and choose ‘Check Aadhaar and Bank Account Linking Status’.
• Step 3: Enter your Aadhaar number and the CAPTCHA, followed by the One Time Password (OTP) received on your registered mobile number.
• Step 4: The screen will display the status of linking your Aadhaar number and mobile number. If the two accounts are linked, the screen will display ‘Congratulations! Your Bank Aadhaar Mapping Is Done’. 

Linking your Aadhaar to your bank account streamlines KYC, making it easier to access financial services and investment products. There is no fixed method; link it online, offline, or via mobile banking, whichever suits you best. As a key identity proof, Aadhaar ensures faster and hassle-free verifications.

Once you are linked and verified, the world of smart, secure investments opens up. Get KYC-ready and unlock better investment options with Stable Money, where your money grows steadily and safely.