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Masked Aadhaar Card: Meaning, Use and How to Download 

An Aadhaar card serves as a unique identification document for Indian citizens. A masked Aadhaar card enhances security by concealing sensitive details while displaying only essential information. This feature is introduced to add an extra layer of security for the Aadhaar card holders in India. Read the blog to learn in detail its meaning, usage and download process.

What Is a Masked Card? 

Masked cards are a secured version of an Aadhaar card, displaying only the last four digits of the Aadhaar number. The first eight digits in the card are displayed as 'XXXX-XXXX'. Furthermore, a QR code is used for identity verification of an individual without disclosing any personal information. Fully legal, it is issued by UIDAI for enhanced security.

Benefits of a Masked Aadhaar Card

Masked cards have different benefits as follows:

  • Aadhaar card holders can use this version for e-KYC in places where displaying an entire number is not required.
  • Due to enhanced security, fraudsters cannot misuse it for fraudulent financial transactions. 
  • You can easily download this card in a digital version or print it to get a physical version. 
  • Most government and private organisations legally recognise this version of the Aadhaar card. 

When to Use a Masked Version of the Aadhaar Card?

In the below scenarios, you can use a masked version of an Aadhaar Card:

  1. Authentication or Online Services

You can use a masked version of your Aadhaar Card to avail digital services or log in to online platforms. As proof of ID, sharing a masked Aadhaar Card ensures your full Aadhaar number remains concealed.

  1. KYC Verification

You can use masked cards at institutions for e-KYC purposes that do not require a 12-digit Aadhaar card number. Submitting a masked card can fulfill the KYC documentation while keeping sensitive information concealed. 

  1. Digital Platforms

While using e-commerce websites or registering on mobile applications that are asking for ID verification, this card is useful. Such platforms are prone to data theft and masked cards are helpful to protect from financial losses. 

How to Download a Masked Aadhaar Card? 

Follow the below masked Aadhaar download steps to hide your Aadhaar details:

Step 1: Visit the official UIDAI portal.

Step 2: Navigate to the 'My Aadhaar' tab and under 'Get Aadhaar' click on 'Download Aadhaar'.

Step 3: Enter your 12-digit Aadhaar number or 28-digit Enrolment ID in the specified section.

Step 4: Enter the CAPTCHA, select ‘Do you want a masked Aadhaar?’ and click ‘Send OTP’.

Step 4: Type the OTP received on your registered mobile number on the portal to access masked Aadhaar. 

Step 5:  Now, your masked Aadhaar card is ready to download and you can print it to keep a physical copy. 

How to Download the Card From Digilocker?

You can also download the card from the Digilocker application as mentioned below:

Step 1: Download the Digilocker application from your device’s app store. 

Step 2: Sign in using credentials such as Aadhaar number or username, mobile number and security PIN. 

Step 3: Navigate to the section known as ‘Issued Documents’.

Step 4: Find and download your masked Aadhaar using the 'Save' option.

How to Download a Masked Card Using the mAadhaar App? 

Follow the below steps to download your masked Aadhaar Card using the mAadhaar app:

Step 1: Open the app on your device and sign in with your credentials

Step 2: Navigate to ‘Download Aadhaar’ under ‘Get Aadhaar’ and choose ‘Masked Aadhaar’.

Step 3: Provide your Aadhaar number, Enrolment ID or Virtual ID and fill in the captcha code. 

Step 4: Enter the OTP received on your registered mobile number and enter it to validate your identity.

Step 5: Now, you can download and view your masked version of the Aadhaar Card. 

Key Points to Remember About Masked Aadhaar

The downloaded masked Aadhaar card is always password-protected, no matter the platform. Such a password consists of the first four letters of your name in the capital, followed by your birth year in YYYY format. If your name is Ayush Jain and your birth year is 1995, your masked Aadhaar password will be AYUS1995. Remember to keep your password secure to prevent any misuse.  

Limitations of a Masked Aadhaar Card

A masked version of an Aadhaar Card has a few limitations:

  • Tax Returns: You need to provide your full Aadhaar Card to file an income tax return.
  • Institution Acceptance: Some institutions might not accept or recognise a masked Aadhaar as ID proof.
  • Biometric Authentication: Many services still require biometric or OTP-based validation, making it less convenient where internet services are not good.  
  • Requirement of Full Aadhaar Number: Some online services might ask for a 12-digit Aadhaar number where you cannot utilise a masked Aadhaar. 

Differences Between a Masked Aadhaar and a Regular Aadhaar Card

Below are the key distinctions between two versions of the same card:

Features

Regular Aadhaar

Masked Aadhaar

Visibility of Aadhaar Number 

The entire 12-digit Aadhaar identification number is visible. 

Only the last four digits of your Aadhaar number are visible. 

Applicability for government schemes

Acceptable for all government schemes.

It is not acceptable to avail government schemes. 

Available format 

It is available in both physical and digital formats. 

Only a digital version is available, but one can print it to access it physically. 

Validity

This card is legally valid across India. 

Equally valid as the regular Aadhaar Card. 

Security features 

There is a risk of misuse of this card if it is shared in public. 

It is effective in lowering any risks of misuse.

Final Word

A masked Aadhaar Card is a disguised version of your regular Aadhaar Card, displaying limited details for security. If you are an Aadhaar card holder, you can simply download the masked version from the UIDAI website. Downloading a masked Aadhaar does not levy any additional charges, making it completely free of cost.

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STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

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Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.