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Kotak Bank Credit Card Customer Care Number

Kotak Mahindra Bank offers round-the-clock customer support, enabling its clients to address concerns, learn about promotions and find solutions to banking issues efficiently. Individuals can connect with Kotak customer service representatives via multiple channels. These include toll-free phone lines, text messaging, online forms, automated phone systems and even email.

In this blog, you can get the Kotak Bank credit card customer care number, which can be very helpful if you are looking to grab a new card or report an issue regarding the existing one. It ensures an on-the-spot response for all your credit card-related queries associated with Kotak Mahindra Bank.

Kotak Customer Care Number

Customers seeking information regarding banking products, including savings accounts, personal loans or credit card services, can reach out to the following Kotak customer care number 24x7: 1860 266 2666

Existing customers, as well as those who are interested in availing Kotak Mahindra Bank’s services for the first time, can contact the above-mentioned phone number even during holidays. Moreover, you may call this number to inquire about Kotak Mahindra credit cards, to sign up, complain about mis-selling, or report harassment. 

However, if you are among the Kotak Mahindra 811 customers, you can still get your queries resolved between 9:30 AM and 6:30 PM from Mondays to Saturdays by calling on: 1860-266-0811. 

Apart from credit card queries, if you have other aspects to address, then you should try the below-mentioned Kotak customer care numbers:

Query Type

Kotak Mahindra Bank Helpline Numbers

Any fraudulent transaction spotted via your bank account/credit card

1800 209 0000

Queries related to a consumer durable loan, smart EMI card, debit card EMI

1860 266 7777

Privy

1800 266 6666

NETC Fastag

1800 3006 9090

Agri SME Business

1860 266 5700 (Call between 9:30 AM and 6:30 PM between Monday-Saturday)

In addition, you can start a conversation with the Kotak Chat Bot to get effective responses to most of your questions. 

City-Specific Kotak Bank Credit Card Customer Care Number

Kotak Mahindra Bank has dedicated helpline numbers to attend to credit card inquiries from customers in different cities of India. Here are the details:

City Name

Kotak Mahindra Customer Care Number

Mumbai

(022) 66006022

Bangalore

(080) 66006022

New Delhi

(011) 66006022

Pune

(020) 66006022

Hyderabad

(040) 66006022

Ahmedabad

(079) 66006022

Chennai

(044) 66006022

In the case, you wish to directly send a post to the Kotak Mahindra Bank's customer service personnel then you may write to their registered business office. Alternatively, you can send mail to the customer care centre of the Kotak Bank as well. 

Here is the address for both options:

Registered Office Address:

27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051

Customer Service Centre:

Kotak Mahindra Bank Ltd.,

P.O. Box: 16344,

Mumbai - 400013

Kotak Credit Card International Helpline Number

When a customer is attempting to reach out to Kotak Mahindra executives from abroad, then they can call this 24-hour available helpline number: +91 22 6600 6022

However, calling the above-mentioned number will incur ISD charges as applicable. 

Otherwise, you can call the country-specific toll-free Kotak customer care number as specified below.

Country

Helpline Numbers

UAE

80001830148

U.K.

0080044990000

USA

1855 365 6767

Australia

001180044990000

Canada

18557684020

Singapore

+658001013054

Hong Kong

00180044990000

Kotak Mahindra Bank Customer Care Email ID

To connect with Kotak Bank customer care employees via email, you can send your message to service.cards@kotak.com. Besides specific queries, if you have complaints then also you can forward them to this email ID. 

Given below are some vital email addresses for different banking facilities offered by Kotak Mahindra Bank:

If you want to ask any questions about Kotak Mahindra Bank products or services, consider filling up the appropriate form available on the bank’s official website. There, you need to provide your essential details and clearly state your question. A bank representative will contact you after they receive your inquiry. 

Kotak Mahindra Customer Care SMS

Kotak Mahindra Bank customers can obtain real-time information regarding their account status, including balance, transaction history (debits and credits), salary deposits and outstanding balances through text messaging. To get these details, you should send a text message to any of the following numbers: 9971056767 or 5676788. 

Consider checking the table below to understand the SMS formats for some common Kotak Bank credit card customer queries or issues:

Credit Card-oriented Query

SMS Format

To know your credit card balance

BAL

To see the bank statement through email for a specific month within the current FY

STMT (space) last 4 digits of your bank account number (space) first 3 letters of the month

Requesting a new cheque book

CHQBOOK (space) last 4 digits of the account number

Finding out your cheque status

CHQSTATUS (space) last 4 digits of account number (space) 6 digit cheque no

Finding the nearest Kotak Mahindra Branch

BRANCH (space) 6-digit postal code

Knowing your account number

MFACCT (space) last 4 digits of customer relationship number

To see your credit card’s present due amount

CCBAL < last 4 digits of the Kotak credit card number >

To verify the last payment through your credit card

CCPYMT <last 4 digits of the Kotak credit card number >

To determine the available credit limit

CCAVBL <last 4 digits of the Kotak credit card number >

For seeing the outstanding credit card amount according to the last updated statement 

CCDUE <last 4 digits of the Kotak credit card number >

To refer to the list of total monthly transactions

CCSPND <last 4 digits of the Kotak credit card number >

To track the status of a credit card application

CCAPP <the 13-digit application number >

For checking the last 3 transactions via a credit card

CCTXN <last 4 digits of the Kotak credit card number >

To request a callback from Kotak’s customer care executives

SERV (space) CRN number

Final Word

If you experience issues while trying to contact the primary Kotak Bank credit card customer care number, then you may dial Kotak Mahindra's local phone banking service. Upon calling, you will be able to select the appropriate menu options to address your specific needs. Through several prompt query resolution channels, the company aims to provide effective solutions to customer inquiries. 

If you are facing somewhat similar issues regarding which type of investment you should pursue to fulfil varying goals, you can download Stable Money. We are the destination for the highest interest fixed deposits in India, some of them offering up to 9.10% interest per year.

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Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

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Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 50 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.