ESAF Net Banking - Login and Registration Process
Author Updated on Jul 11, 2025
ESAF (Evangelical Social Action Forum) Small Finance Bank started in 1992 as an NGO and became a small finance Bank in March 2017. The said bank is headquartered in Kerala and provides ESAF net banking services and loans.
Hence, we have provided a detailed overview of the online banking services provided by the bank.
ESAF Net Banking Services
ESAF Bank provides a range of digital banking services 24/7 via multiple devices including computers, tablets and smartphones. These are:
1. Financial Services
These ESAF Small Finance Bank net banking features include fund transfers, beneficiary management, investments and deposits, as well as availing loans.
2. Enquiry Services
The enquiry/request services involve assisting customers with different types of enquiries such as account statements, deposit and investment monitoring, as well as the current status of your account.
3. Service Requests
This includes requests for registration and deregistration from different services. You can file service requests for net banking or VAS, change/define transaction limits, apply for new cards/passbooks and update credentials through your ESAF Bank account.
4. Value Added Services
Under VAS services, you can enjoy the ability to link multiple accounts, select transactions, and alerts, as well as reach the bank’s customer care services.
ALSO READ: https://stablemoney.in/blog/sbi-net-banking
How to Register for ESAF Net Banking?
You can register for ESAF Net banking easily through the following steps.
- Step 1: Log in to the official ESAF net banking login portal by clicking here.
- Step 2: Click on ‘New User Sign Up’ below the login section.
- Step 3: Choose from the drop-down list of user verification modes - Debit Card and ATM PIN’, ‘Personal Details’, and ‘Reference Number’.
- Note that you can log in using any of the above-stated options. However, we have included the following information for registration using ‘Debit Card and ATM PIN’.
- Step 4: Enter your customer ID number and debit card details as asked.
- Step 5: Select your user ID and net banking password on the next page while following the password policy.
- Step 6: After successful registration, you can start using the ESAF’s online banking services.
How to Login at ESAF Net Banking?
You can log in to the ESAF net banking platform after registering for online banking services using the following steps:
- Step 1: Visit the ESAF Small Finance Bank’s official website.
- Step 2: Click on the ‘Login’ button.
- Step 3: Select your account type.
- Step 4: Enter your User ID and password after getting redirected to the login page.
- Step 5: Click on the ‘Login’ button.
How to Reset the ESAF Net Banking Password?
You can change/reset your password in case you lost your password by following the given procedures.
- Step 1: Visit the official ESAF Bank net banking login portal.
- Step 2: Select the ‘Login’ button.
- Step 3: Enter your User ID as provided.
- Step 4: Click on the ‘Forgot Password' link
- Step 5: Follow the on-screen instructions on the next page.
- Step 6: Provide your OTP from your registered mobile number for authentication.
- Step 7: Enter your new password to confirm your registration and log in to your online banking.
How to Check ESAF Account Balance Online?
You can easily check your ESAF account balance online using net banking using the following steps.
Give a missed call on 8592866639 to get a missed call alert regarding your account balance. You can also send the SMS ‘BAL’ to 8086077575 or 9990016467.
How to Transfer Money via ESAF Net Banking?
You can start transferring money using the ESAF net banking platform after you register for the services. Fund transfers can be done via NEFT, IMPS or RTGS services. It can be done by following these steps:
- Step 1: Login using your internet banking credentials on the official portal of ESAF.
- Step 2: Click on ‘Add Third-Party Beneficiary from Other Bank’ in case your beneficiary account is not from ESAF Bank.
- Click on the ‘Add Beneficiary within Bank’ option for registration of beneficiary accounts within ESAF net banking. In the next step, enter your account number and name.
- Step 3: Fill in the account details such as A/C number, IFSC code and the name of the beneficiary.
- Step 4: An OTP shall be sent to your mobile number registered with ESAF Small Finance Bank. The same is required to be given for confirmation. Fund transfer can then be initiated to the registered beneficiary after the cooling-off period of 4 hours.
- Now you can easily transfer funds using the steps given below:
- Step 5: Click on the ‘Fund Transfer’ section of internet banking of ESAF.
- Step 6: Select a beneficiary and follow the on-screen guidelines.
- Step 7: Enter the details such as the transfer amount and your transaction PIN to complete the transaction.
ESAF Net Banking - Daily Limits and Charges
| Transfer Type | Minimum | Maximum | Charges |
| NEFT | ₹1 | ₹2 lakh | NIL from online channels |
| RTGS | ₹2 lakh | No upper limit | NIL |
| IMPS | ₹1 | ₹2 lakh | ₹5 + taxes per transaction |
ESAF Net Banking Features
ESAF SFB has offered its customers easy access to its registration and net banking services. As mentioned before, there are many notable features and benefits of ESAF net banking, which have been stated as follows.
| Value Added Services | Enquiries | Financial Services | Service Requests |
| Customised alerts for banking transactions | Account statement, account balance, etc. | Transfers into different accounts, and beneficiary management | Emergency service requests such as hotlisting and changing PIN |
| Choosing favourite transactions for easier access | Combined view of all your existing accounts in one place | Real-time FDs and RDs, Managing loans and account | Updating the consumer and account information such as communication address, Aadhaar seeding, and banking credentials |
| Easy access to customer care services | Enquiries regarding term deposits, loans, cheque statuses, as well as other investments with the bank | Automatic transfers, investments such as insurance, mutual funds and pension schemes | Modifying transaction limits, mobile/SMS banking, etc. |
| Ability to link and track multiple accounts | Category-wise view of fund transfers for an easier overview | Generating and cancelling MMID for fund transfers | Requesting new chequebooks, debit cards, or account statements |
ALSO READ: https://stablemoney.in/blog/bank-of-india-net-banking
ESAF Net Banking Customer Care
You can go through the following details to contact the customer care service at ESAF Bank.
| Helpline Number (Toll-Free): | 1-800-103-3723 |
| Paid line for NRI customers: | 080-45520100 |
| Customer Support Email: | |
| Head Office Address: | |
| ESAF Small Finance Bank,ESAF BhavanMannuthy P. O.,Thrissur,Kerala, India - 680651Tel: 0487 7123456 |
Final Word
ESAF Small Finance Bank has evolved its net banking platform to provide you with easier access to its banking services. It provides most of its financial services, loans, deposits, savings, account statements, etc., on its online platform. Additionally, the bank ensures the protection of your information, as well as the confidentiality of the transactions through improved security measures.
Explore Net Banking Options from Leading Indian Banks:
Public Sector Banks
SBI | PNB | Bank of Baroda | Bank of India | Canara Bank | Union Bank | Indian Bank | UCO Bank | IDBI Bank | Central Bank of India | Bank of Maharashtra | Allahabad Bank
Private Sector Banks
ICICI Bank | HDFC Bank | Axis Bank | Kotak Mahindra Bank | IndusInd Bank | Yes Bank | RBL Bank | Bandhan Bank | DCB Bank | City Union Bank
Regional & Cooperative Banks
SVC Bank | Cosmos Bank | TJSB | Saraswat Bank | Bharat Bank | Mehsana Urban Bank | Varachha Bank
Small Finance Banks
AU Small Finance Bank | Equitas SFB | Jana Bank | Suryoday SFB | North East SFB | Fincare SFB
Foreign & Niche Banks
Deutsche Bank | Citibank | Airtel Payments Bank | Paytm Payments Bank | Post Office Banking
Gramin & Regional Rural Banks
Kerala Gramin Bank (KGB) | Andhra Pragathi Grameena Bank (APGB) | Andhra Pradesh Grameena Vikas Bank (APGVB)
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