Kerala Gramin Bank online banking provides a range of net banking services to cater to your diverse financial requirements. We have enlisted some of the most beneficial services offered to you by the Kerala Gramin Bank.
| Regular alerts for banking transactions | Change transaction limits, mobile/SMS banking, etc. | Account statement, account balance, etc. |
| Transfer funds to different accounts | Secure online banking | Managing deposits, loans, investments and account |
| Requesting new passbooks, debit cards, and A/c statements | Enquiries regarding term deposits, loans, cheque statuses, as well as other investments with the bank | Easier access to customer care services |
How to Register to KGB Net Banking?
You can register to Kerala Gramin Bank’s Net banking by offline registration by submitting your application forms to the respective branch.
Follow the steps below.
- Step 1: Visit the nearest branch of Kerala Gramin Bank.
- Step 2: Fill out and submit the application form. After your successful registration with the local branch, you will receive an activation SMS on your phone.
- Step 3: Use the Customer ID as the User ID for the first time login, which you can change later.
How to Login to KGB Net Banking?
KGB net banking login can be done using the step-by-step guide below.
- Step 1: Visit the official login page of KGB Bank net banking portal.
- Step 2: Enter your User ID in the section of ‘Retail/Corporate User ID’.
- Step 3: Enter your password and click on ‘Login’. Follow the on-screen guidelines to successfully log in to access your Kerala Gramin Bank net banking services.
How to Reset the Kerala Gramin Bank Net Banking Password?
You can change/reset your password in case you lost your password by following the given procedures.
- Step 1: Visit the official Kerala Bank net banking login portal.
- Step 2: Click on ‘Forgot Password / Unlock User ID’.
- Step 3: Click on ‘Next’.
- Step 4: Enter your user ID and click on ‘Continue’.
- Step 5: Follow the instructions displayed on the screen.
You can also reach out to your nearest Kerala Gramin Bank Branch or call its customer care at 1800 425 10000 for more assistance.
How to Check Kerala Gramin Bank Account Balance Online?
Here is a step-by-step guide on how to check your account balance online via Kerala Gramin Bank.
- Step 1: Visit the official net banking website of Kerala Gramin Bank.
- Step 2: Enter your registered user ID and password.
You can view your bank balance under the ‘Account Statement’ dashboard.
How to Transfer Money via Kerala Gramin Bank Net Banking?
Here is a stepwise process you need to follow to transfer funds via the Kerala Gramin Bank net banking portal.
- Step 1: Visit the official website of Kerala Gramin Bank.
- Step 2: Login using your registered credentials.
- Step 3: Navigate to the ‘Payments & Transfers’ tab and click on it.
- Step 4: Click ‘Manage Beneficiary’.
- Step 5: Choose one from the two options, ‘Interbank’ or ‘Intra-bank’.
- Step 6: Click on the ‘Add Payee’ option.
- Step 7: Enter the required details regarding the payee or beneficiary.
- Step 8: Tap on the ‘I Accept Terms & Conditions’ checkbox.
- Step 9: Click on the ‘Confirm’ tab.
Kerala Gramin Bank Net Banking – Daily Limits and Charges
| Transfer Type | Maximum Amount Transferable | Maximum Number of Daily Transactions | |||
| NEFT | ₹6 lakhs | 10 | |||
| RTGS | ₹6 lakhs | 10 | |||
| IMPS | ₹50,000 | NIL | |||
Kerala Gramin Bank Net Banking Charges | |||||
| NEFT | |||||
| Transactions up to ₹10,000 | ₹2.50 | ||||
| Transactions above ₹10,000 and up to ₹1 lakh | ₹5.00 | ||||
| Transactions above ₹1 lakh up to ₹2 lakhs | ₹15.00 | ||||
| Transactions above ₹2 lakhs | ₹25.00 | ||||
| RTGS | |||||
| Request made before 12 PM | ₹25.00 for transactions up to ₹5 lakhs ₹50.00 for transactions above ₹5 lakhs | ||||
| Request made between 12 PM and 3:30 PM | ₹26.00 for transactions up to ₹5 lakhs ₹51.00 for transactions above ₹5 lakhs | ||||
| Request made after 3:30 PM | ₹30.00 for transactions up to ₹5 lakhs ₹55.00 for transactions above ₹5 lakhs | ||||
| IMPS | |||||
| Transactions up to ₹5,000 | NIL | ||||
| Transactions above ₹5,000 and up to ₹25,000 | ₹5.00 | ||||
| Transactions above ₹25,000 and up to ₹50,000 | ₹10.00 | ||||
Kerala Gramin Bank Net Banking Features
Kerala Gramin Bank has offered its customers easy access to its registration and net banking services. Here are some of the notable features and benefits of Kerala Gramin Bank net banking.
1. Transactions
The KGB Bank internet banking platform allows easy fund transfers, allowing customers to transfer funds to any Indian bank using NEFT, RTGS, IMPS, and UPI. You can easily add and manage your beneficiaries and also pay for your bills.
2. Enquiry
This facility includes comprehensive information regarding account balance, loans, payment history, statuses of requests and schedules. Additionally, users can easily track their loan applications through the net banking of Kerala Gramin Bank.
3. Service Requests
You can browse through a range of facilities such as opening any deposit (Fixed/Recurring) along with the ability to block your debit card when required.
KGB Netbanking Customer Care
KGB has one of the best customer services among the other banks in the country. The customer care details have been provided below:
| Helpline Number (Toll-Free): | 0483 2733509 |
| Customer Support Email: | [email protected] |
| Head Office Address: | |
| KGB Towers,AK Road, Uphill,PB No. 10,Malappuram, Kerala, India,PIN. 676 505. | |
Final Word
The benefits of availing Kerala Gramin Bank Net banking services include the secure facility of managing your account, transactions, as well as investments all in one place at any moment.
You can further change your User ID and Password after logging in. Additionally, with the help of net banking, you can also transfer funds, view account statements, manage loans and investments and do much more.
FAQs
You can easily use the online banking facilities of Kerala Gramin Bank if you have a Savings or Current Account with the bank.
In case you do not remember your user ID, you can easily retrieve it by clicking on ‘Forgot User ID’ in the Kerala Gramin Bank net banking dashboard.
Yes, you can easily transfer funds and do much more like invest in FDs and mutual funds with the help of net banking and mobile banking services provided by Kerala Gramin Bank.
You can easily give a missed call to the number 9015800400 after which you will get an SMS with your balance details immediately.
Kerala Gramin Bank is a Regional Rural Bank, which is owned by the Ministry of Finance, Government of India. It was formed by the merger of the South Malabar Gramin Bank and the North Malabar Gramin Bank.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.
