South Indian Bank Net Banking - Login & Registration

South Indian Bank is one of the most proactive banks that is offering a host of financial services today with clientele across the world and branches all over India. South Indian Bank net banking is one of their most crucial facilities through which you can avail banking services from the comfort of your home.  Continue reading to learn more about this convenient and safe South Indian Banking facility.  

South Indian Bank Net Banking Services

South Indian Bank net banking also known as ‘SIBerNet’ offers you some of the following services to enhance your banking journey: 

South Indian Bank Net Banking Registration Process

Go through the following steps to register to ‘SIBerNet’ or South Indian Bank Net Banking: 

• Visit the official website of South Indian Bank https://www.southindianbank.com

• Go to other services and click on netbanking

• Click on new user registration 

• Enter the card details of the account and click on 'Submit'. 

• Enter your preferred user ID, login password and transaction password. 

With that, you have completed the activation and the registration process. Now you can proceed to log in. 

South Indian Bank Net Banking Login Process

Follow the steps below to log in to your ‘SIBerNet’ account: 

• Visit the official website

• Click on the ‘Login (Existing Users)’ option under the ‘Online Banking’ tab.
• Click on the ‘Continue to Login’ option. 

• Enter your user ID and password to login
• If it is your first login you have to change your login password and transaction password. 

Now you can see the home screen and you can access various options of South Indian Bank internet banking. 

How to Reset South Indian Bank Net Banking Password?

If you have forgotten your ‘SIBerNet’ login password, you can easily reset it online. Follow these steps if you need a password reset: 

• Visit the SIBerNet login page and click ‘Forgot Password’. 

• If you have an SIB Debit Card, press ‘Continue’. 

• Enter your user ID and account number. 

• Enter card details. 
• Click on continue
• You will receive an OTP, enter it to authenticate. 
• Enter the new password you want for the internet banking account. 

For personal users there is no service charge for a password reset, however, for corporate SIBerNet customers and retail customers with no debit card, there is a deduction of ₹100 plus tax. 

How to Check South Indian Bank Account Balance Online?

There are various options available for checking account balance without visiting the bank including Net Banking, Mobile Banking or Whatsapp Banking. Here's how you can check your South Indian Bank account balance online: 

1. Net banking 

• Visit the SIBerNet Login page

• Enter your user ID, password and captcha to log in. 
• Go to the ‘View Account Details’ option
• Click on ‘Check Account Balance’ to see the available balance. 

2. Mobile Banking 

• Download the SIB Mirror App (the mobile banking app of South Indian Bank). 
• Log in using your MPIN or your registered mobile number. 
• Go to the 'My Accounts' option
• Click on 'View Account Balance' to see the currently available balance. 

3. WhatsApp Banking 

• Send a 'Hi' to 98959 00555 on WhatsApp from your registered mobile number.
• Follow further instructions provided by the bank and you will receive details regarding the account balance. 

South Indian Bank Net Banking Features

Here are some of the prominent features of South Indian Bank net banking that make your online banking experience complete: 

• View mini statement 
• Packing Credit/Foreign Bill account statements
• Interest Details of Deposit Accounts 
• Foreign Outward Remittance in 100+ currencies 
• Fund transfer to SIB Virtual Accounts 
• Order cheque books
• Multiple fund transfers in a single stretch (up to 10 records)
• IMPS fund transfers up to ₹5 lakhs
• Block the debit card instantly 
• Submit 15G/15H declaration 
• Book train tickets from IRCTC 
• Payment for common availed services
• Pay Direct Taxes

How to Transfer Money via South Indian Bank Net Banking?

The procedure of a fund transfer depends on the type of transaction. Here are several types of fund transfers you can do with South Indian Bank net banking and the steps required to do so: 

Self Fund Transfer 

Follow these steps below for transactions between your own SIB accounts: 

• Visit the official net banking website of South Indian Bank. 
• Navigate to ‘Fund Transfers’
• Click on ‘Self Fund Transfer’.  
• Select ‘My Debit Account’ or ‘My Credit Account’. 
• Enter the amount, transaction date, frequency type and remarks. 
• Click ‘Continue’.

You will land on the Preview Confirmation Page. 

If you are a retail customer you can complete the self-fund transfer by submitting the transaction and if you are a corporate customer you have to authenticate it by providing a transaction password and OTP. 

Third Party Fund Transfer 

To transfer funds to other SIB accounts, follow these steps: 

• Visit the official net banking website of South Indian Bank.
• Navigate to ‘Fund Transfers’
• Click on ‘Third Party Fund Transfer’.
• Choose between instant Payee/Beneficiary and registered SIB Payee/Beneficiary. 

1. For Registered SIB Payee/Beneficiary: 

• Under the 'Fund Transfers' section you will find 'Add or View Payee/Beneficiary'.
• Register the SIB payee in that section.  
• Select Registered Payee/Beneficiary, your Debit account, transaction amount, date, frequency type (‘one time’ or ‘recurring’) and remarks. 

With recurring frequency type, you can specify the time interval and number of intervals of a transaction. 

2. For Instant Payee/Beneficiary: 

• Select your Debit Card.
• Enter the account number of the instant Payee/Beneficiary. 
• Confirm account number, frequency type (‘recurring’ is not available for instant Payee/Beneficiary), transaction amount, date and remarks. 

By choosing a transaction date, you ensure that the fund will reach the beneficiary on that specific date. 

External Fund Transfer 

To transfer funds to other banks, follow these steps: 

• Visit the South Indian Bank net banking website. 
• Navigate to ‘Fund Transfers’ and click on ‘External Fund Transfer’.
• Before making NEFT or RTGS payments, you have to register as a Payee/Beneficiary. 
• Select your Debit account and registered payee. It will take 4 hours of cooling period before a payee will appear on the list. 
• Select NEFT or RTGS (If your transaction amount is over ₹2 lakhs then you can only select RTGS). 
• Select the transaction amount, frequency type and transaction date to complete the fund transfer. 

24x7 Fund Transfer Using IMPS Facility

Follow these steps to use Immediate Payment Service (IMPS) for transferring funds electronically across banks anytime you require: 

• Visit the South Indian Bank net banking website.
• Navigate to ‘Fund Transfers’ and then select ‘IMPS Using IFSC code (24 x 7)’. 
• Enter the Debit Account number and select registered Payee/Beneficiary. 
• Select the transaction amount, provide remarks, and beneficiary reference and click 'Continue'. 
• Complete the fund transfer by entering OTP (whenever required) and transaction password. 

Fund Transfer to VAN 

VAN or Virtual Account Number is a reference number that can represent a beneficiary account number. Only for NEFT transactions from other banks to South Indian Bank virtual accounts, the VAN system is available. Here are the steps you can follow to do VAN transfer: 

• Log in to 'SIBerNet' and navigate to 'Fund Transfer'. 
• Click on ‘SIB Virtual A/c Fund Transfer’. 
• In the VAN transfer page, enter the transaction amount, and credit account number (VAN), choose the debit account number, provide remarks and click on 'Continue'. 
• When you enter the VAN you will see the beneficiary virtual account name appear on the screen for verification. Click 'Continue' if the details are correct. 
• To complete the fund transfer, enter the transaction password and OTP. 

You do not need to register a beneficiary to the system for VAN transactions through South Indian Bank online banking. 

South Indian Bank Net Banking - Daily Limits and Charges

The following tables show the daily limit and charges of fund transfers via South Indian internet banking. One can increase this daily limit by contacting the nearest South Indian Bank branch. 

South Indian Bank Net Banking Customer Care

If you encounter any issues with your net banking services or issues with South Indian Bank’s financial services in general, you can connect with their customer care services.

Head Office Address

If you need further assistance you reach out to the head office of South Indian Bank. Here’s the address: 

Head Office, SIB House, Mission Quarters

Thrissur - 680 001 

EPABX: 91-487-2420020 

Extension: 412 

Email ID:

Final Word

South Indian Bank has been a service-oriented, trend-setting and fast-growing financial intermediary. South Indian Bank net banking or SIBerNet services and facilities only further solidify its position as a reliable bank with a vibrant future ahead.

Explore Net Banking Options from Leading Indian Banks:

Public Sector Banks

SBI | PNB | Bank of Baroda | Bank of India | Canara Bank | Union Bank | Indian Bank | UCO Bank | IDBI Bank | Central Bank of India | Bank of Maharashtra | Allahabad Bank

Private Sector Banks

ICICI Bank | HDFC Bank | Axis Bank | Kotak Mahindra Bank | IndusInd Bank | Yes Bank | RBL Bank | Bandhan Bank | DCB Bank | City Union Bank

Regional & Cooperative Banks

SVC Bank | Cosmos Bank | TJSB | Saraswat Bank | Bharat Bank | Mehsana Urban Bank | Varachha Bank

Small Finance Banks

AU Small Finance Bank | Equitas SFB | Jana Bank | ESAF SFB | Suryoday SFB | North East SFB | Fincare SFB

Foreign & Niche Banks

Deutsche Bank | Citibank | Airtel Payments Bank | Paytm Payments Bank | Post Office Banking

Gramin & Regional Rural Banks

Kerala Gramin Bank (KGB) | Andhra Pragathi Grameena Bank (APGB) | Andhra Pradesh Grameena Vikas Bank (APGVB)