Equitas Net Banking 2025 - Register & Login Online
Author Updated on Jun 17, 2025
Equitas net banking brings all the banking functions under one facility. You can transact and perform other functions securely from anywhere at any time. You can now avoid the hassle of standing in long queues and save your time.
In this blog, we will walk you through the features and services of Equitas net banking facility while highlighting how to register, equitas and perform other tasks.
Equitas Netbanking Services
You can perform the services laid out in the table below with Equitas Bank net banking:
Category | Available Service |
| View and email account statements | Deposit in fixed and recurring accounts |
| Change/reset, hotlist debit card passwords | Fund transfer within the same or different banks via IMPS (P2A), NEFT, Intra bank and RTGS |
| Get TDS details (exemption) | Set standing instructions |
| DTH and mobile recharge | Service requests such as cheque status and stop cheque on chequebook |
How to Register to Equitas Net Banking?
You can follow the given steps to register to Equitas Small Finance Bank net banking:
- Step 1: Visit the official website of Equitas Small Finance Bank.
- Step 2: From the menu, click on ‘Login’.
- Step 3: Sign up with your Debit Card or User Details.
- Step 4: Select any 3 security questions and answer them.
- Step 5: Provide the OTP received on your registered mobile number.
- Step 6: Set the password and submit it to complete the Equitas net banking registration.
Equitas Net Banking Login Process
If you have successfully registered for Equitas net banking, you can easily log in to your account and access the available facilities. Here are the steps to Equitas net banking login:
- Step 1: Visit the official website of Equitas Small Finance Bank.
- Step 2: Click on ‘Login’ and choose your account type from Personal or Corporate for current accounts.
- Step 3: Enter your user ID and password and click on ‘Login’.
You will have access to all your banking facilities.
How to Reset Equitas Net Banking Password?
Equitas Bank does not allow changing or resetting passwords over email or telephone requests due to privacy concerns. However, you can reset your password for both transactions and log in if you have forgotten it.
Just answer the Pre-set Secret Questions you chose at the time of registration and then validate it through a second-factor authentication.
How to Check Equitas Account Balance Online?
There are multiple ways to check Equitas account balances online. Check them out below:
1. Net Banking
- Step 1: Log in to your Equitas net banking account.
- Step 2: View your account details such as your account balance.
2. Mobile Banking
- Step 1: Download and install the Equitas Small Finance Bank, available on both Android and iOS platforms.
- Step 2: Log in to your account to check account details such as account balance.
3. WhatsApp Banking
- Step 1: Send “Hi” to +91 8122483766 on WhatsApp.
- Step 2: Choose ‘Balance Check’ from the options of services offered.
How to Transfer Money via Equitas Netbanking?
Here is a step-by-step guide on how to transfer money via RTGS/NEFT from the Equitas net banking portal.
- Step 1: Visit the official website of Equitas Small Finance Bank.
- Step 2: Log in to your net banking account using your registered credentials.
- Step 3: Select the ‘Fund Transfer’ option under the ‘Payments and Transfers’ tab. A few options for fund transfer will be displayed on the screen.
- Step 4: Choose a suitable option between ‘Interbank’ and ‘Intra-bank’.
- Step 5: Specify the transaction type (NEFT or RTGS).
- Step 6: Select a beneficiary to whom you want to transfer the money.
- Step 7: Enter the amount you want to transfer.
- Step 8: Specify a transfer description.
- Step 9: Tick the ‘I Accept Terms & Conditions’ box displayed at the bottom of your screen.
- Step 10: Click on the ‘Confirm’ tab.
Equitas Net Banking - Daily Limits and Charges
Find below the details on daily digital transaction limits and applicable charges for Equitas Small Finance Bank net banking and other platforms:
1. Personal Internet Banking
Type of Transfer | Minimum (₹) | Maximum Per Transaction (₹) | Maximum Per Day (₹) |
Within Bank | 1 | 5,00,000 | 5,00,000 |
NEFT | 1 | 5,00,000 | 5,00,000 |
RTGS | 2,00,000 | 10,00,000 | 15,00,000 |
IMPS | 1 | 5,00,000 | 5,00,000 |
2. Mobile Banking
Type of Transfer | Minimum (₹) | Maximum Per Transaction (₹) | Maximum Per Day (₹) |
Within Bank | 1 | 5,00,000 | 5,00,000 |
NEFT | 1 | 5,00,000 | 5,00,000 |
RTGS | 2,00,000 | 5,00,000 | 5,00,000 |
IMPS | 1 | 5,00,000 | 5,00,000 |
3. Corporate Internet Banking
Type of Transfer | Minimum (₹) | Maximum Per Transaction (₹) | Maximum Per Day (₹) |
Within Bank | 1 | 5,00,00,000 | 10,00,00,000 |
NEFT | 1 | 5,00,00,000 | 10,00,00,000 |
RTGS | 2,00,000 | 10,00,00,000 | 10,00,00,000 |
IMPS | 1 | 5,00,000 | 5,00,000 |
4. UPI
Channel | Per Transaction Limit (₹) | Daily Transaction Limit (₹) | Daily Transaction Count | Monthly Transaction Limit (₹) | Monthly Transaction Count |
EQUITAS (Equitas UPI application) | 1,00,000 | 1,00,000 | 20 | 31,00,000 | 620 |
UPI.NPCI (Third-party UPI applications) | 1,00,000 | 1,00,000 | 20 | 31,00,000 | 620 |
Equitas Netbanking Features
Here are some exclusive features of Equitas Net Banking:
- Easy access to your accounts
- Get account statements via email
- Easily reset password
- Transfer funds within Equitas or other banks via RTGS, NEFT or IMPS (P2A)
- Get TDS details such as TDS exemptions for easy taxation procedures
- Recharge your mobile or DTH
- Set standing instructions for easy banking
- Place chequebook service requests such as Cheque Status, Stop Cheque, etc.
Equitas Net Banking Customer Care
Find below the customer care details for Equitas Small Finance Bank:
Customer Care No. | Purpose |
1800-103-1222 | Branch Banking, Savings Accounts, FASTag, General Queries |
1800-103-2977 | Loans & Credit Cards |
044-30898017 | NEFT/RTGS (Customer Facilitation Centre) |
+91-44-4004-8500 | For customers based outside India (charges may apply) |
Existing customers can also fill out the Equitas Small Finance Bank Customer Service contact form to submit any query or complaint.
| Head Office Address |
| 4th Floor, Spencer Plaza,No. 769, Phase II, Anna SalaiChennai - 600 002Contact no.: 044 4299 5000 |
Final Word
Equitas net banking brings all the banking facilities in one place, making them accessible and available from anywhere at any time. If you are an existing customer, register yourself and avail the benefits.
Explore Net Banking Options from Leading Indian Banks:
Public Sector Banks
SBI | PNB | Bank of Baroda | Bank of India | Canara Bank | Union Bank | Indian Bank | UCO Bank | IDBI Bank | Central Bank of India | Bank of Maharashtra | Allahabad Bank
Private Sector Banks
ICICI Bank | HDFC Bank | Axis Bank | Kotak Mahindra Bank | IndusInd Bank | Yes Bank | RBL Bank | Bandhan Bank | DCB Bank | City Union Bank
Regional & Cooperative Banks
SVC Bank | Cosmos Bank | TJSB | Saraswat Bank | Bharat Bank | Mehsana Urban Bank | Varachha Bank
Small Finance Banks
AU Small Finance Bank | Jana Bank | ESAF SFB | Suryoday SFB | North East SFB | Fincare SFB
Foreign & Niche Banks
Deutsche Bank | Citibank | Airtel Payments Bank | Paytm Payments Bank | Post Office Banking
Gramin & Regional Rural Banks
Kerala Gramin Bank (KGB) | Andhra Pragathi Grameena Bank (APGB) | Andhra Pradesh Grameena Vikas Bank (APGVB)
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