J And K Bank Net Banking 2024 – Registration and Login

JK (Jammu and Kashmir) Bank is a Srinagar-based private sector bank that gained recognition as one of the top 4 Indian financial institutions effectively achieving digital payment targets in India. Providing unparalleled convenience, the bank ensures its customers have round-the-clock access to their accounts through its J and K net banking. 

Through this facility, you can manage all of your financial activities in a secure and user-friendly way. In this blog, we will walk you through the features and services offered by J&K net banking facility. 

J&K Bank Net Banking Services

Kindly refer to the list below to know all of the online J&K bank services.

1. You can open a J&K savings account through their online portal.
2. You can easily recharge your prepaid mobile.
3. J&K Bank allows customers to pay their postpaid mobile bills.
4. You can use J and K net banking to file your taxes.
5. This facility comes with a tax corner where you can view details about your tax payments.

How to Register to J and K Net Banking?

Your e-bank account will be authorised within 24 to 48 hours of registration. Here is a step-by-step guide on how to register for JK Bank online banking.

• Step 1: Surf through the official website of JK Bank and select your preferred login option (‘corporate login’ or ‘retail login’).
• Step 2: Click on the ‘Create New Account’ option.
• Step 3:  Enter your PAN card numbers or account details and click on the ‘submit’ button.
• Step 4: Enter the OTP sent to your registered phone number or mail ID.
• Step 5: Create a strong login and transaction password for your JK bank online net banking. 

How to Login to J and K Net Banking?

Here are the steps you need to follow while logging into the J and K net banking portal:

• Step 1: Visit the official internet portal of J&K Bank. 
• Step 2: Enter your account number and PAN or DOB (Date of Birth). The bank will send an OTP to your registered email or phone number. 
• Step 3: Enter that OTP.
• Step 4: Specify your debit card details as an authentication process.
• Step 5: Create your transaction and login passwords.
• Step 6: Enter your user ID generated online and password to log in to the JK bank online banking.

How to Reset J and K Net Banking Password?

If you forgot your Jammu and Kashmir internet banking password, follow the below given steps to reset your password.

• Step 1: Go to the official J and K net banking portal and click on the preferred login option (‘Retail Login’ or ‘Corporate Login’).
• Step 2: Click on the ‘Forgot Password’ option.
• Step 3: Enter your registered phone number and tap on the ‘Submit’ button.
• Step 4: Enter the OTP sent to your given mobile number.
• Step 5: Regenerate your new JK bank online banking password.

How to Check JK Bank Account Balance Online?

Check out the below-stated steps on how to check the account balance via the J and K net banking portal:

• Step 1: Visit the official website of J&K Bank.
• Step 2: Click on the ‘eBanking’ option.
• Step 3: Choose between ‘Retail Login’ or ‘Corporate Login’. 
• Step 4: Enter your user ID and hit the ‘Login’ button.

After you have successfully logged into your e-banking account by entering your password, the account balance will pop up on the screen.

How to Transfer Money via J and K Net Banking?

Keep reading to learn how to transfer money through the J and K net banking portal.

• Step 1: Log in to the J&K bank net banking portal by entering your user ID and password.
• Step 2: Click and open the ‘Fund Transfer’ option.
• Step 3: After choosing your preferred transfer option (NEFT or RTGS), enter the amount that you want to transfer.
• Step 4: If you want to transfer money to another JK bank account, click on ‘Within JK bank’. Or else, click on the ‘Other Bank Transfer’ option for transferring funds to other bank accounts.
• Step 5: Enter the amount followed by clicking on the ‘Submit’ option to complete the transfer.

J&K Bank Net Banking – Daily Limits and Charges

Go through the table given below to learn about the charges applicable for IMPS, NEFT and RTGS.

1. NEFT Charges

2. RTGS Charges

3. IMPS Charges

Note: All the above stated charges are applicable on transactions initiated and payable in India. Besides, NEFT and RTGS facility is free for platinum account holders, Gold current account holders, JK pensioners, JK staff, and SOD account holders.

How to Pay Credit Card Bills via J and K Bank Net Banking?

You can easily pay your J&K Credit card bills through the bank’s online net banking portal. Read below to know the steps:

• Step 1: Log in to the net banking portal of J&K bank.
• Step 2: Click on the ‘Internet Payment Gateway’ option.
• Step 3: Enter the amount you want to transfer and confirm the transaction.

J and K Net Banking Features

By choosing J and K net banking, you can make your online banking experience more safe and seamless. Here are a few prime features of net banking of Jammu and Kashmir Bank.

1. You will get full access to your JK bank account including viewing its balance.
2. JK Bank allows their customers to transfer money between J&K and non-J&K account holders and self-linked accounts.
3. You can carry out your utility bill payments through JK Bank online net banking.
4. The bank allows you to view your bank statements in just a  few clicks.
5. J&K Bank offers various open-term deposit schemes such as fixed deposits, monthly yields and cash certificates online.
6. You can open a Demat account from their online net banking portal.
7. You can apply for credit or debit cards online from J&K bank internet banking.

J&K Bank Net Banking Customer Care

In case of any queries, complaints, or feedback, you can connect with the bank via the following contact details:

JK Bank Customer Care Numbers

JK Bank Customer Care Mail ID

J&K Bank Headquarter Details

Address: M.A Road Srinagar, J&K, India

Jammu Phone Number: 0191-2471020

Fax: 0194-2481902 / 0191-2471999

Final Words

JK Bank is continuously evolving its net banking portal to make it easier and convenient for its customers to operate their accounts and avail different banking services. Now that you have a clear idea of how J and K net banking works and its facilities and services, you can register to their net banking portal today and elevate your overall online banking experience. 

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