Shivalik Net Banking
Author Updated on Jun 17, 2025
Shivalik Bank is one of the prominent small finance banks in India, renowned as the first to transition from an urban cooperative bank. The bank currently operates with 8 lakh customers and has 175 branches across different Indian states. With over 23 years of experience, it offers a wide range of banking services tailored to customer needs.
One of its key offerings is Shivalik net banking, enabling seamless online transactions without the need to visit a branch. Read on to explore the features and benefits of Shivalik Small Finance Bank’s internet banking services in detail.
Features of Shivalik Bank Net Banking
The following are the features of Shivalik net banking solutions:
- Customised Account Statement: Shivalik Bank offers the option to its customers to view and download customised account statements as per requirement.
- Personalised Dashboard: Internet banking services by Shivalik Bank show your account details and other banking services via a user-friendly dashboard.
- Fund Transfer: Shivalik Bank’s internet banking allows users to transfer funds using NEFT, RTGS and IMPS while ensuring fast and secure transactions.
- Open or Manage Fixed Deposits: It allows you to open Fixed Deposit (FD) accounts and manage them seamlessly from anywhere and anytime.
- Cheque Books Request: If you are out of cheque book pages and need a new one, you can order a new cheque book with Shivalik net banking.
- Cheque Stop Payment: You can manage and stop cheque payments by raising an online request using the bank’s net banking portal.
Shivalik Internet Banking Service Types
Find Shivalik Bank’s offered services to its customers or users of its net banking portal in the table below:
| Types of Services | Description |
| Transfer of funds | You can transfer funds using the bank’s net banking feature. Choose from transfer options like NEFT/RTGS or IMPS to send money to your contacts. |
| Repayment of loans | Using the Shivalik Small Finance Bank net banking portal, you can easily manage your loan accounts. Track and repay your loans on time. |
| Payment of taxes | You can use internet banking to manage your taxes. Using Shivalik net banking, you can pay taxes online from anywhere. |
| Demat and trading account | Shivalik Bank’s net banking services also let you start trading online. You can easily start your investment journey by creating a demat account online. |
| Unified Payment Interface (UPI) | Allows you to make digital payments using UPI. Pay your contacts faster with UPI by scanning their QR code or using their UPI ID. |
| Merchant business solution | The bank offers an integrated merchant platform for businesses. If you have a business, using Shivalik Bank’s net banking, you can accept money from 100+ payment modes. |
Shivalik Net Banking Registration Process with Debit Card
Follow the below-mentioned steps to easily register with Shivalik net banking with debit cards:
Step 1: Go to the internet banking page of Shivalik Bank or directly click on this link.
Step 2: Navigate to the option ‘Login’ and click on ‘Retail Net Banking’ option.
Step 3: You will be redirected to a new page and click on the ‘New User’ option on that page.
Step 4: On the next page, choose the option ‘With Debit Card’ and click ‘Next’.
Step 5: Now, enter your debit card number, card’s expiry date and PIN and click the ‘Continue’ button on the page.
Step 6: You will receive an OTP on your registered mobile number with the bank.
Step 7: Enter the OTP to proceed and you will see a page where you need to set your login and transaction password.
Shivalik Net Banking Registration Process without Debit Card
You can also register for Shivalik net banking if you do not have a debit card using the steps below:
Step 1: Go to the official page of Shivalik Internet Banking.
Step 2: Find the 'Login' option on the page and click the ‘Retail Net Banking’ option.
Step 3: Click 'New User' and select the option, 'Without Debit Card' and click 'Next'.
Step 4: Follow the requirements on the text page and fill in your credentials accordingly.
Step 5: Carefully verify your details and click the ‘Continue’ button.
Step 6: You will receive Shivalik Bank net banking login ID and transaction passwords on your registered email ID.
Note: Keep the email containing the passwords safe from falling into the wrong hands. It is recommended to visit the net banking page of Shivalik Bank to change passwords.
Required Documents to Register with Shivalik Net Banking
You need the following documents to register for the internet banking services offered by Shivalik Small Finance Bank:
- You need to produce your registered mobile number to start using net banking services.
- Remember your registered email ID and password as important notifications and credentials will be sent there.
- Keep your customer ID you received from Shivalik Bank while opening your account.
- You need to keep your debit card handy before registering.
Steps to Transfer Funds Using Shivalik Bank Netbanking Portal
Follow the steps below to transfer funds to your contact using the Shivalik Bank net banking portal:
Step 1: Navigate to the official webpage of Shivalik Net Banking.
Step 2: Type your user ID, verification code and the captcha code to log in.
Step 3: Choose ‘Fund Transfer’ and select a type of transfer from the list of options displayed: RTGS, NEFT or IMPS.
Step 4: Type in the details of the recipients (e.g. their Account Number and IFSC code) and the transfer amount.
Step 5: Type in your transaction password and follow the on-screen instructions to send funds to your contacts.
Steps to Add Beneficiary in Shivalik SF Bank Net Banking Portal
Follow the steps below to add a beneficiary to send funds to your contacts using the Shivalik net banking portal:
Step 1: Go to the official website of Shivalik Bank’s Internet Banking.
Step 2: Log in to the service portal using your registered credentials.
Step 3: Navigate to the ‘Transfer’ tab and click on it.
Step 4: Click on the option ‘Add Beneficiary’ to proceed further.
Step 5: Type in details like account number, IFSC code and account type of the beneficiary and click ‘Next’.
Step 6: Review the details once again and click ‘Next’.
Step 7: Click ‘Activate Link’ to activate the added beneficiary.
Applicable Charges for Fund Transfers Using Shivalik Net Banking
Here’s a table outlining the charges applicable for sending money via Shivalik Small Finance Bank’s internet banking:
| Type of Fund Transfer | Range of Transaction | Transaction Charges |
| To send funds using NEFT | Up to ₹10,000 | ₹2 for every transaction |
| More than ₹10,000 and up to 1,00, 000 | ₹4 for each transaction | |
| More than ₹1,00,000 but up to ₹2,00,000 | ₹14 for every transaction | |
| Above ₹2,00,000 | ₹24 for every fund transfer | |
| Send funds via RTGS | Between ₹2,00,000 to ₹5,00,000 | Pay a charge of ₹24 |
| Above ₹5,00000 | Pay a charge of ₹49 | |
| Transfer funds using IMPS | Up to ₹10,000 | ₹5 per transaction |
| More than ₹10,000 and up to ₹1,00,000 | ₹10 per transaction | |
| Above ₹1,00000 | ₹15 per transaction |
Final Word
Shivalik net banking lets you access your account, transfer funds and manage finances online. The bank’s mobile app 'mshiFFt' further makes the internet banking experience better by streamlining banking services in one place. To access the net banking services, the bank charges a small fee. However, few account holders are eligible to get full or partial waivers on these charges.
In addition to net banking services, Shivalik Bank offers FD options too and with Stable Money, you can now open a FD account to earn a high interest rate. Earn a 9.05% interest rate on your FD with Shivalik Bank via Stable Money. Download the app today or visit the official website for more details.
Explore Net Banking Options from Leading Indian Banks:
Public Sector Banks
SBI | PNB | Bank of Baroda | Bank of India | Canara Bank | Union Bank | Indian Bank | UCO Bank | IDBI Bank | Central Bank of India | Bank of Maharashtra | Allahabad Bank
Private Sector Banks
ICICI Bank | HDFC Bank | Axis Bank | Kotak Mahindra Bank | IndusInd Bank | Yes Bank | RBL Bank | Bandhan Bank | DCB Bank | City Union Bank
Regional & Cooperative Banks
SVC Bank | Cosmos Bank | TJSB | Saraswat Bank | Bharat Bank | Mehsana Urban Bank | Varachha Bank
Small Finance Banks
AU Small Finance Bank | Ujjivan SFB | Equitas SFB | Jana Bank | ESAF SFB | Suryoday SFB | North East SFB | Fincare SFB
Foreign & Niche Banks
Deutsche Bank | Citibank | Airtel Payments Bank | Paytm Payments Bank | Post Office Banking
Gramin & Regional Rural Banks
Kerala Gramin Bank (KGB) | Andhra Pragathi Grameena Bank (APGB) | Andhra Pradesh Grameena Vikas Bank (APGVB)
Frequently Asked Questions
Open your FD now with Shivalik Bank for up to 8.3% interest

Shivalik SF Bank
Investment amount
₹1,00,000
Compounding
Quarterly
- FD rate applicable
- 7.8%
- FD tenure
- 1Y 10M
- Maturity amount
- ₹0
- Interest earned
₹0

