What is the interest charge on the Axis Atlas Credit Card?

The interest charge for Axis Atlas Credit Card is 3.75% per month or 55.55% per year. Ensure you pay the bill on time to avoid attracting interest charges.

What is the cash withdrawal fee for Axis Bank credit cards?

Axis Bank credit cards levy a cash withdrawal fee of 2.5%, subject to a minimum of ₹500. You can avoid cash transactions to eliminate the imposition of cash withdrawal fees.

What is the fee for cash payment of credit card bills at branches?

If you pay a credit card bill at Axis Bank branches, it will attract a fee of ₹175. You can pay your bill online to avoid cash payment fees at branches.

What is the late payment fee for an outstanding amount of ₹1,000?

The late payment fee for an outstanding amount of ₹1,000 is ₹500. However, the late payment fee will vary based on the outstanding amount as per the applicable slabs.

What is the lounge access benefit for the Axis Atlas Credit Card?

You can get up to 12 international and 18 domestic airport lounge access with the Axis Atlas Credit Card based on the tier, such as Silver, Gold or Platinum.

Top 5 Axis Bank Air Travel Credit Cards in 2026

Name: Top 5 Axis Bank Air Travel Credit Cards in 2026
Brand: Credit Card
Rating: 4.7 (9773 reviews)

Axis Bank air travel credit cards offer up to 18 airport lounge accesses per year. In addition, you can redeem the earned reward points with travel partners to save on your travel expenses. Explore the top 5 air travel credit cards that Axis Bank offers in 2026 and choose the one that best suits your purpose.

Key Highlights

You can redeem your reward points for 2X value on partner miles.
Cardholders can earn up to 55,000 bonus miles or points in a year.
Spends up to ₹2 lakh can unlock Axis Bank air travel credit card lounge access offer.

Best Axis Bank Air Travel Credit Cards

Axis Bank air travel credit card benefits include domestic and international lounges, earning reward points on travel spends and redeeming them against flight tickets. Here are the air travel benefits that various Axis Bank air travel credit cards offer:

Axis SpiceJet Voyage Credit Card

On completing 2 transactions within the first 30 days of card issuance, you can get a SpiceJet voucher of ₹1,500. You can additionally get a SpiceClub Silver membership with the card.

You can earn 18 SpiceClub points on every ₹200 spent on the SpiceJet mobile app or website. With online bill payment, you can earn 6 SpiceClub points and 3 SpiceClub points on every retail spend of ₹200.

On meeting the annual spend criteria of ₹1 lakh and ₹2 lakh, you can earn 2,000 and 3,000 SpiceClub points, respectively. If you spend at least ₹50,000 each quarter, you can enjoy 4 complimentary domestic airport lounge visits. You can redeem your reward points for flight bookings.

Joining Fee: ₹750
Annual Fee: ₹750

Axis Vistara Credit Card

With the Axis Vistara Credit Card, you can earn 2 Maharaja points on every ₹200 spent on eligible categories. You can redeem the earned points for upgrades and award flights. The card additionally offers 2 complimentary airport lounge accesses within India once you meet the spending criteria.

Joining Fee: ₹1,500
Annual Fee: ₹1,500

Axis Vistara Signature Credit Card

You can transact using your Axis Vistara Credit Card to earn 4 points on every ₹200 spent. You can redeem the rewards against upgrades and award flights similar to the Axis Vistara Credit Card. This card additionally offers 2 complimentary lounge visits at airports within India upon meeting the spend criteria.

Joining Fee: ₹3,000
Annual Fee: ₹3,000

Axis Miles & More World Credit Card

Primary cardholders can access 2 complimentary Priority Pass lounges per year with the Axis Miles & More World Credit Card and 4 complimentary Priority Pass lounges with the Axis Miles & More World Select Credit Card.

You can redeem the reward points earned on Axis Miles and More World Credit Card on flight bookings with Star Alliance airlines. The card allows you to earn up to 55,000 miles in the first year.

Joining Fee: ₹3,500
Annual Fee: ₹3,500

Axis Bank Atlas Credit Card

On every ₹100 spent on travel EDGE up to ₹2 lakh, you can earn 5 EDGE miles and 2 EDGE miles on transactions above ₹2 lakh. You can convert EDGE miles into 2 partner miles at dedicated portals to book travel.

You can access 4 international and 8 domestic visits with the Silver tier, 6 international and 12 domestic with the Gold tier and 12 international and 18 domestic lounge visits with the Platinum tier for primary and accompanying guests.

Joining Fee: ₹5,000
Annual Fee: ₹5,000

Final Word

Axis Bank air travel credit cards help you buy flight tickets against reward points, wherein you can save on flight ticket prices. Additionally, these cards help you earn rewards on travel and other spends, which you can redeem at up to 2X value on partner miles.

Notably, these cards ask for a good credit score of around 750 for approval. If you do not have a high credit score and income proof, you can check out the secured credit card against a fixed deposit with Stable Money.