What is the Federal Bank Celesta Credit Card limit?

The minimum amount that can be requested is ₹2,500. A maximum of ₹7,50,000 is the limit, as per the available credit limit.

How many add-on credit cards can I get with the Federal Bank Celesta Credit Card?

You may get up to 3 add-on credit cards with the Federal Bank Celesta Credit Card.

Is there a minimum repayment amount for the Federal Bank Celesta Credit Card?

Yes, there is a minimum repayment amount. It is 5% of the due amount or a minimum of ₹100.

What is the Federal Bank Celesta Credit Card airport lounge access list?

You can check out the list of airports here to know which ones you can access the lounges of.

Is there a Federal Bank Celesta Credit Card joining fee?

No, the Federal Bank Celesta Credit Card does not have joining fees.

Federal Bank Celesta Credit Card: Benefits, Eligibility and Charges

Name: Federal Bank Celesta Credit Card: Benefits, Eligibility and Charges
Brand: Credit Card
Rating: 4.9 (14053 reviews)

Did you know that you could earn up to 3X rewards on travel and international spends, alongside scoring welcome benefits worth ₹600 just by getting the Federal Bank Celesta Credit Card?

Get ready to level up your rewards game! With the Federal Bank Visa Celesta Credit Card, you can unlock a whirlwind of benefits across sectors like travel, lifestyle, and entertainment!

Let's explore how this card can help you transform your financial journey into a far more rewarding one.

Federal Bank Celesta Credit Card Benefits

Reward Points: Get 3x reward points on travel spends; 2x reward points on dining spends; 3x reward points on international expenditure; and 1x reward points for spends across various other categories.
Welcome Bonus: By spending ₹10,000 within 30 days using the Federal Bank Visa Celesta Credit Card, you will receive an Amazon Pay e-voucher worth ₹600 as your welcome gift.
Airport Lounge & Travel: Get 2 complimentary lounge visits per year at international airports and 4 complimentary lounge visits at domestic airports, in each quarter. Thus, make the most of the VIP treatment with the Federal Bank Celesta Credit card lounge access benefit.
Fuel: Get a 1% waiver of the fuel surcharge by swiping the Federal Bank Visa Celesta Credit Card at fuel stations across Indian states.
Dining: Bag up to 15% discount at any partner hotel via the FedDelights programme.
Entertainment: Redeem the BOGO offer by purchasing an INOX movie ticket. As a reward, get ₹100 off on the second movie ticket, once a month (maximum discount of ₹ 100).
Annual Fee Waiver: With the Federal Bank Visa Celesta Credit Card, waive off the annual fee by spending ₹3 lakh annually.

Enjoy such and more lucrative rewards on your spending. Make the most of your Federal Bank Visa Celesta Credit Card experience with top-tier benefits!

If you are still looking for a better option, you can try out an FD-backed credit card offered by Stable Money. Download the app now and avail benefits such as 100% fuel surcharge waiver, 10 airport lounge visits and much more!

Federal Bank Celesta Credit Card Eligibility

Age	18 - 70 years
Occupation	Salaried/Self-employed
Documents Required	Identity Proof (Aadhaar card, PAN Card, Voter’s ID, Driver’s License, Overseas Citizen of India Card, Job card issued by NREGA, Person of Indian Origin Card, Letters issued by the UIDAI)
	Address Proof (Passport, Utility Bill not over 3 months old, Property Registration Document, Ration Card)
	Income Proof (Latest 1 or 2 salary slips (not over 3 months old), Last 3 months’ bank statement, Latest Form 16)

Federal Bank Celesta Credit Card Fees and Charges

Type of Charge	Amount
Annual fee	Nil
Add-on credit card fee	₹100 on each add-on card
Cash advance charge	2.5% of the amount which has been withdrawn/₹500 (whichever value is comparatively higher)
Limit for cash advance	30%
Overlimit fees	2.5% of the over-limit amount It is subject to a minimum of ₹ 500
Late payment	Up to ₹100 - NIL ₹101 to ₹500 - ₹100 ₹501 to ₹5,000 - ₹500 ₹5,001 to ₹10,000 - ₹600 ₹10,001 to ₹25,000 - ₹750 ₹25,001 to ₹50,000 - ₹950 Above ₹50,000 - ₹1,000
Returned cheque	2% of the cheque amount; it is subject to a minimum of ₹450
Charges for outstation cheque processing	Cheque value up to ₹5,000 - ₹25 Cheque value above ₹5,000 - ₹50
TDS applicable on cash withdrawals (more than ₹1 crore)	2% shall be applicable to the aggregate cash withdrawals
Markup fee for foreign currency	2%
Fee for rewards redemption	₹ 99 each redemption request
Cash payment of charges at the branches of Federal Bank	₹100
Re-issue of the credit card	₹200

Federal Bank Celesta Credit Card Application Process

Here's how you can apply for the Federal Bank Celesta Credit Card:

Step 1: Go to the Federal Bank's credit card platform.

Step 2: Click on "Apply Now".

Step 3: Provide the necessary details.

Step 4: Submit your application.

Step 5: Wait to receive updates via your email and messages.

Alternatively, you can directly click here to apply.

Are you looking to explore more secure credit card options? Check out Stable Money's credit card against FD options, where your fixed deposit shall secure your credit limit. Download the Stable Money app for more information.