Amazon Pay ICICI Credit Card: Features and Eligibility Criteria
ICICI Bank has partnered with Amazon India to offer its customers a co-branded credit card. The card was first launched in 2018 in Mumbai, followed by other regions in the country. Amazon Pay ICICI Credit Card does not charge a joining fee or annual renewal fee, making the card a lifetime free card for users.
Explore the features, charges and eligibility criteria before you apply for the card to make informed decisions.
Features of Amazon Pay ICICI Credit Card
You can reap benefits from the following features of the Amazon Pay ICICI Credit Card:
- The card does not require any joining fee or an annual renewal fee.
- Reward points on the card do not have an expiry date.
- You can earn unlimited reward points using this card.
- As a cardholder, you can redeem your reward points at more than 100 Amazon Pay merchant partners and on the official Amazon website.
- You can enjoy no-cost EMI for 3 to 6 months when you shop on <a href="http://amazon.in" target="_blank" rel="nofollow">Amazon.in</a>.
- You can get ₹1 for each reward point on your Amazon Pay wallet.
Eligibility Criteria for ICICI Bank Amazon Pay Credit Card
To apply for the Amazon Pay ICICI Credit Card, you need to meet the following eligibility criteria:
- You need to be an Indian citizen.
- Your minimum age should be 21 years.
- If you are a salaried individual, your monthly income needs to be at least ₹20,000.
- In case you are a self-employed individual, your annual income needs to be at least ₹3,60,000.
Documents Required for Amazon Pay ICICI Bank Credit Card
You need the following documents to apply for the Amazon Pay ICICI Credit Card:
- Identity Proof: Aadhaar card, voter’s ID card, PAN card, driving license, passport, NREGA-issued job card, an overseas citizen of India card, UIDAI-issued letter, or any other government-approved ID card
- Address Proof: Electricity bill, ration card, water bill, NREGA-issued job card, property registration document, bank account statement, utility bill for the last 3 months or any government-issued proof of address.
- Proof of Income: Submit salary slips for the last three months, bank statements for the past three months, and the most recent Form 16.
Process to Apply for Amazon Pay ICICI Card
You can follow the simple steps below to apply for this card:
Step 1: If you are an ICICI customer using the Amazon app
Step 2: In case you are not an ICICI Bank customer, you need to visit the <a href="https://www.icicibank.com/" target="_blank" rel="nofollow">ICICI Bank official website</a>.
Step 3: Navigate to the ‘Explore All Credit Cards’ option.
Step 4: Click on ‘Apply Now’.
Step 5: You will be redirected to the Amazon page where you need to check your eligibility.
Step 6: On successful completion of the card application process, you will first receive a digital card and then the physical card via courier.
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Fees and Charges of Amazon Pay ICICI Credit Card
Before you apply for this card, check the applicable fees and charges here to make informed decisions:
Parameters | Applicable Fees |
Joining Fees | Nil |
Annual Renewal Fees | Nil |
ATM Withdrawal | 3.75% interest per month |
If you pay only the minimum due amount | 3.75% interest per month |
Late Bill Payment | ₹100 to ₹1,300 |
Reward Structure of Amazon Pay ICICI Credit Card
You can get reward points for every purchase you make using this card:
- A 3% cash back on groceries, mobile, and flight tickets on Amazon.
- A 2% cashback on bill payment, recharge and adding money on Amazon.
- An additional 2% cashback outside Amazon on health, entertainment, food and payments using Amazon Pay.
- A 1% cash back on dining, grocery, furniture, fuel and gold, outside Amazon.
- A welcome reward of ₹1,700 followed by a 3-month zero-cost EazyDiner Prime Membership of ₹1,095.
- Cashback of ₹150 on bill payment or first shopping on Amazon.
- A 50% cashback up to ₹100 on prepaid recharge.
- A 20% cashback up to ₹250 on electricity bill payment.
- A cashback of 25% up to ₹350 on bill payment for broadband.
- Cashback of up to ₹300 starting from 25% on postpaid bill payment.
- Cashback of up to ₹125 from 10% on gas cylinder payments.
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