IndusInd Bank Duo Credit Card: Features, Eligibility, Fees and Charges

Imagine carrying just one card that works as both a credit and a debit card. The IndusInd Bank Duo Credit Card makes it possible!

This first-of-its-kind card not only gives you exciting offers such as ₹3,000 worth of annual movie tickets for free, but also offers the convenience of seamless payments everywhere. On top of that, you get to unlock several other rewards and comprehensive insurance benefits. Let’s find out in detail how the IndusInd Duo card can make your everyday spending more rewarding.

Features of IndusInd Bank Duo Credit Card

The IndusInd Bank Duo Credit Card carries both credit and debit card functionalities embedded with two EMV chips and magnetic stripes. It allows usage across vast domestic and international transactions.

Several standout features make it a highly attractive choice. Some of these are discussed below: 

1. Rewards Program: Earn 1 reward point for every ₹150 spent on both sides of the card, with points redeemable for shopping, travel or cash credit.
2. Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver up to ₹250 per month on transactions between ₹500 and ₹3,000 at all petrol pumps across India. Potentially, you can save approximately ₹2,400 annually.
3. Movie Offers: Get buy-one-get-one-free movie ticket offers on BookMyShow up to 12 times a year with the IndusInd Bank Duo Credit Card. The price of the free ticket is capped at ₹200.
4. Insurance and Protection Benefits: It comes with lost card liability coverage up to ₹3 lakh, air accident insurance up to ₹25 lakh and personal accident coverage up to ₹2 lakh. Additionally, the card provides purchase protection of ₹50,000. 
5. Travel Insurance Benefits: IndusInd Bank Duo Card holders are covered for lost baggage up to ₹1 lakh, delayed baggage up to ₹25,000, loss of passport up to ₹50,000 and lost ticket up to ₹25,000. 

Eligibility and Required Documents of Indusind Bank Duo Credit Card

Before you apply online, make sure you check the IndusInd Bank Duo Card eligibility criteria and the list of documents required from an applicant: 

Eligibility to Apply for IndusInd Bank Duo Credit Card

• Must be an Indian citizen
• Age should be between 18 and 65 years
• Must be salaried or self-employed with a stable income
• Should have a good credit score

Documents Required

• Identity Proof (PAN, Aadhaar, Voter ID, Driving Licence).
• Residence Proof (Utility bills, Passport, Property Registration Document, etc).
• Income Proof (salary slips, latest Form 16 and last 3 months’ bank statement).

You may have to provide any additional documents if requested by the IndusInd Bank.

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Fees and Charges of IndusInd Bank Duo Credit Card

Application Process of IndusInd Bank Duo Credit Card

To apply for the IndusInd Bank Duo Credit Card, visit the official website and follow the steps given below to proceed further: 

Step 1: From the menu, locate 'Apply Online' and click on 'Credit Cards' from the available options.

Step 2: Enter your PAN and mobile number, tick the required consent boxes and proceed.

Step 3: On the next page, enter your personal, contact, income and employment details accurately.

Step 4: The system will instantly verify your details to confirm eligibility.

Step 5: If eligible, upload scanned copies of your ID proof, address proof, income proof and bank statements.

Step 6: Review the information, agree to the terms and submit the form. You will receive an acknowledgement reference number for tracking.

Step 7: Upon approval, your card will be dispatched to your registered address along with activation instructions.

If you prefer to apply offline, you can call the IndusInd Bank customer support helpline at 1860-267-7777, where a representative will guide you through the process.

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