How can I redeem reward points from the IndusInd Bank Platinum Visa credit card?

To redeem reward points from the Platinum Visa credit card, go to the Indus Moments page and redeem your reward in the way you prefer. You can use your reward points to get air miles or reduce your credit card outstanding bill by availing a cash credit.

Is there any joining and annual fee for the IndusInd Bank Platinum RuPay credit card?

The Platinum RuPay credit card is available for a lifetime without any joining or annual fees. Enjoy additional benefits, such as travel insurance coverage, reward programs, fuel surcharge waiver and more, everything at no extra cost.

What travel benefits can I enjoy with the IndusInd Bank Platinum credit card?

IndusInd Bank Platinum credit cards do not offer any exclusive travel perks. But you can redeem reward points for air miles at a rate of 400 points = 100 KrisFlyer Miles. It helps you save on travel costs.

What welcome gifts can I expect when applying for the IndusInd Bank Platinum Master credit card?

You can get gift vouchers from platforms like Zee5, Uber, exciting offers on postcard luxury hotels, luxe gift cards and more.

How to contact customer care if my credit card is lost or stolen?

Call 1860 267 7777 within 24 hours to report and block the card. You can also use the app or internet banking to do it instantly.

IndusInd Bank Platinum Credit Card: Benefits, Rewards and Application Process

Name: Indusind Bank Platinum Credit Card
Brand: Credit Card
Rating: 4.7 (14438 reviews)

Imagine having a card in your wallet that not only unlocks stays at luxurious hotels in scenic Indian destinations but also offers complimentary air accident insurance coverage.

Sounds like the perfect travel companion, doesn’t it?

The IndusInd Bank Platinum credit card blends luxury with everyday value. With an impressive ₹25 lakh air insurance cover, ₹1,00,000 travel insurance benefits and rewards on every transaction, including UPI spends, this card is crafted for those who expect more from their credit experience.

IndusInd Bank Platinum Credit Card Benefits

Welcome Benefits

Get various discount vouchers from top-level brands like Raymond, Pantaloons, Bata, Flipkart, Zee5, Amazon, Uber, Ola, Apollo Pharmacy, and more.
Avail the chance to buy luxury watches, jewellery, leather goods and eyewear from international brand Montblanc in 6 cities.
Get the chance to stay in peaceful, luxurious hotels in beautiful Indian destinations.

Air Accident Insurance Benefits

Get a complimentary air accident insurance coverage of up to ₹25 lakh.

Travel Insurance Benefits

Enjoy travel insurance coverage with benefits up to ₹1,00,000 for lost baggage, ₹25,000 for lost ticket and ₹50,000 for passport loss.

Fuel Surcharge Waiver

Avail of 1% petrol surcharge waiver at any petrol pump nationwide, which helps gain ₹20 per month and ₹240 per year benefits.

Linked with UPI Apps

Earn 2 reward points for every ₹100 spent via UPI with integration across all popular UPI apps like BHIM, Google Pay, PhonePe, and more.

Total Protect' Scheme

Get insurance coverage up to 48 hours before you report the loss of your card to the nearest IndusInd Bank branch.

IndusInd Bank Platinum Credit Card Rewards

Reward Points

Get 1.5 reward points for every ₹150 spent through the IndusInd Bank Platinum Credit Card.
Earn 2 reward points on every ₹100 transaction via UPI apps using IndusInd Bank Platinum RuPay credit card.
Buy one movie ticket and get the other one free on BookMyShow and Satyam Cinema. You can avail of up to one free ticket per month with the Platinum Select credit card.

Rewards Redemption

Get the opportunity to choose from tailored redemption options to maximise your benefits. Redeem your reward points through IndusMoments, Pay with Rewards, airline miles (KrisFlyer), or as cash credit.

For even greater lifestyle perks from brands like ixigo, Myntra, and Reliance Digital, the lifetime free credit card from Stable Money is a perfect upgrade. It offers a 100% fuel surcharge waiver, 8 domestic and 2 international airport lounge visits per year, health check-ups, spa services and more.

How to Apply for the IndusInd Bank Platinum Credit Card?

Step 1: Visit the IndusInd Bank website.
Step 2: Click on ‘Credit Cards’ and find the ‘Platinum RuPay Credit Card’ option.
Step 3: Click on the ‘Apply Now’ button.
Step 4: A form will be displayed asking for necessary details such as PAN, mobile number (enter the Adhaar-linked number). Enter the details and select the button ‘Next’ to proceed further.
Step 5: Keep your Aadhaar, PAN, address and income proof handy for a faster application process.
Step 6: Wait for the bank to verify the information required to process the application and run a credit check.
Step 7: If it gets approved, the bank will inform you and issue the card.

You can also take the offline route to apply for the IndusInd Bank Platinum credit card. Visit the nearest bank branch and fill out a physical application form.

IndusInd Bank Platinum Credit Card Eligibility Criteria

To be eligible to obtain the IndusInd Bank Platinum credit card, you need to be:

An Indian citizen.
Minimum monthly income of ₹20,000 for salaried professionals.
Aged between 18 and 75 years old.
An excellent credit score (700 or above).

IndusInd Bank Platinum Credit Card Charges

Particulars	Amount
Joining fee	Nil (₹10,000 for RuPay credit card)
Annual fee	Nil
Interest charge	3.95% monthly, 47.40% annually
Rent payments through third-party merchants	Fee waived

After assessing all the perks, rewards and charges, you can be assured that the IndusInd Bank Platinum credit card helps to achieve a high-profile lifestyle. You can enjoy exclusive vouchers across various categories, insurance coverage, and exciting reward redemption offers that enhance your everyday spending experience.

Another credit card offering more exciting benefits with an 8.40% fixed deposit return is Stable Money’s RuPay credit card. Avail exclusive benefits from brands like Myntra, Zoomcar, TONI&GUY, Rapido, and unlock the finest privileges.