Does the IndusInd Bank Legend Credit Card currently offer international lounge access?

No, the IndusInd Bank Legend Credit Card lounge access benefit was discontinued effective 7 March, 2025.

Can I redeem reward points for air miles on the IndusInd Bank Legend Credit Card?

Yes, you can redeem your reward points by visiting here. You can redeem your reward points in multiples of 100 and up to 10,000 points can be redeemed in a month.

Is there an annual fee for the IndusInd Bank Legend Credit Card?

It is a lifetime free (no annual fee) credit card. However, you should check the specific fee plan at the time of the application process.

What benefit do I get from foreign currency spending with this card?

You benefit from a reduced foreign currency mark-up of 1.8% on eligible international transactions.

Will I earn reward points on fuel transactions with the IndusInd Bank Legend Credit Card?

You will not earn reward points on fuel spends, but you will still get a fuel surcharge waiver up to ₹100.

IndusInd Bank Legend Credit Card: Key Features, Eligibility and Charges

Name: IndusInd Bank Legend Credit Card: Key Features, Eligibility and Charges
Brand: Credit Card
Rating: 4.7 (10788 reviews)

If you want a credit card that combines luxury with everyday value, the IndusInd Bank Legend Credit Card is worth checking out. It offers premium lifestyle perks, from complimentary movie tickets worth ₹2,400 to exclusive reward points.

Whether you enjoy fine experiences or smart rewards, this card brings both together seamlessly. Here is a detailed breakdown of the credit card and why it might be the right fit for you.

Key Features of IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card is a premium lifestyle card loaded with a blend of convenience and rewards. Its suite of benefits caters to individuals who value travel, entertainment and financial flexibility. Here is a detailed overview of its key features:

Welcome Benefits

Upon joining, users can pick from luxury brand vouchers such as Montblanc, Postcard Hotels, etc. Depending on your fee plan, you can also claim curated partnerships such as Amazon, Flipkart, Zee5, Uber or Apollo Pharmacy vouchers.

Reward Points

Earn 2 points per ₹100 spent on weekends and 1 point on weekdays. What makes it special is that these points never expire, which lets you build rewards over time. The redemption options include Airline Miles on Krisflyer, Maharaja Points for Maharaja Club or direct cashback.

Fuel Surcharge Waiver

Cardholders can save 1% every time they refuel at any petrol station in India, applicable for transactions between ₹500 and ₹3,000. With this feature, you can additionally save around ₹2,400 yearly.

Entertainment and Lifestyle Privileges

Enjoy a buy-one-get-one offer on movie tickets via BookMyShow every month with a discount of up to ₹200.

Comprehensive Travel Insurance

This card offers a complimentary air accident insurance up to ₹25 lakh, along with travel protection for lost baggage, passport, baggage delays and medical emergencies. This is ideal for frequent flyers.

Concierge Service

Cardholders enjoy global concierge assistance for travel bookings, event reservations, sports and entertainment experiences and gift deliveries. Imagine confirming a last-minute hotel or arranging a bespoke itinerary, all via a dedicated service line, anytime, anywhere.

Foreign Currency Mark-up

When you make transactions abroad or in foreign currency, the mark-up is just 1.8% (with applicable GST). It is ideal for international travellers who want to save on foreign transactions.

In short, the IndusInd Bank Legend Credit Card offers solid rewards and a competitive foreign spend markup.

For even more attractive perks like complimentary airport lounge access, gym memberships, golf sessions and health checkups, download the Stable Money app and explore secured credit card options tailored just for you!

Eligibility Criteria and Required Documents for IndusInd Bank Legend Credit Card

To apply for the IndusInd Bank Legend Credit Card, you will need to meet these required criteria. It includes the following:

Eligibility Criteria

Age: Must be between 21 and 65 years.
Residency: Indian residents only.
Income: Regular income (salaried or self-employed) with good credit history.
Credit Score: A strong credit score and clean history help immensely.

Documents Required to Apply

Identity Proof: PAN card, Aadhaar card, Passport, Driving Licence, Voter ID Card.
Address proof: Aadhaar card, Passport, Voter ID, or utility bills (within 3 months).
Income proof: Salary slips (for salaried employees), or ITRs and balance sheet (for self-employed).

Fees of IndusInd Bank Legend Credit Card

Any premium card requires you to look closely at the charges. Here is a breakdown of the IndusInd Bank Legend Credit Card charges:

Type of Charge	Details
Joining fee	₹5,000 (Subject to change)
Annual fee	NIL
Finance or interest charges	3.95% per month (47.40% p.a.)
Late payment fees	NIL - Up to ₹100 ₹100 - Between ₹101 to ₹500 ₹350 - Between ₹501 to ₹1,000 ₹550 - Between ₹1001 to ₹10,000 ₹800 - Between ₹10,001 to ₹25,000 ₹1,100 - Between ₹25,001 to ₹50,000 ₹1,300 - Above ₹50,000
Cash withdrawal fees	2.5% of the withdrawn amount (min ₹300).
Reward Redemption Fee	₹149 per cash redemption request. ₹100 per any other redemption request.
Foreign Currency Mark-up	1.8% + GST
Over-limit Fee	2.5% of the over-limit amount (min ₹500).

The IndusInd Bank Legend Credit Card brings together several attractive features such as rewards on weekend spends, low foreign currency mark-up and lifestyle perks. If you spend significantly, especially on weekends and want a card with no annual fee, this card can be an ideal fit for you.