Emeralde Private Metal Credit Card: Key Features, Rewards, Charges and More

Emeralde Private Metal Credit Card is an invite-only and flagship credit card of ICICI Bank, India’s second-largest private bank. Designed exclusively for high-net-worth individuals, this is a metal credit card that shows luxury and privilege with exciting benefits.

If you want to experience a premium feel with a credit card, you can keep this credit card in your wishlist. 

10 Key Features and Benefits of ICICI Emeralde Private Metal Credit Card

This card stands out with its unmatched lifestyle privileges and luxury-driven benefits tailored for elite customers, such as:

1. Joining Benefit: As a joining benefit, you receive 12,500 reward points, a complimentary Taj Epicure Plus Membership, and an EazyDiner Prime Membership.
2. Golf Round: You can enjoy unlimited golf rounds every month with your Emeralde Private Metal Credit Card.
3. Unlimited Lounge Access: The card gives you unlimited access to domestic and international airport lounges for both primary and add-on card members. For domestic lounges, access is limited to specific lounges.

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1. Offer on BookMyShow: You get a Buy One Get One offer up to ₹750 off on tickets for movies, concerts, and events twice a month through BookMyShow.
2. Air Accident Coverage : This credit card offers an air accident insurance cover of up to ₹3 crore for the cardholders. 
3. Free Travel Vouchers: On annual spends of ₹8 lakh, you receive vouchers worth up to ₹6,000 from EaseMyTrip, including two air travel vouchers worth ₹3,000 each.
4. Free Airport and Hotel Cancellation: You can enjoy a refund benefit of up to ₹12,000 with no cancellation charges on domestic flights and hotel bookings. 
5. Discount on Restaurants: With the Culinary Delights Programme, you can access exclusive dining discounts across partner restaurants. 
6. Fuel Surcharge Waiver: Additionally, you get a 1% fuel surcharge waiver on all fuel transactions at fuel stations nationwide.
7. Other Benefits: Using the Emeralde Private Metal Credit Card, you earn 6 reward points for every ₹200 spent on retail purchases. For groceries, utilities, and education expenses, you can earn up to 1,000 reward points per category during each statement cycle. 

For insurance payments, you can earn up to 5,000 reward points per cycle. You can redeem these points for health and beauty, travel and luggage, shopping vouchers, electronics, etc.

Emeralde Private Metal Credit Card charges 

The Emeralde Private Metal Credit Card comes with premium benefits along with specific fees. Have a quick look at the charges:

List of Documents Required to Apply for Emeralde Private Metal Credit Card

According to ICICI Bank, you do not need any physical documents to apply for this credit card. You can use Digilocker to upload your documents during the application. 

Some of the required documents include:

• Identity Proof: PAN card, Aadhaar card, passport, or voter ID.
• Address Proof: Aadhaar card, utility bills, passport, or rental agreement.
• Income Proof: Salary slips, latest Income Tax Return (ITR), Form 16, or bank statements.

Emeralde Private Metal Credit Card is an invite-only credit card, and you cannot apply directly from any online or offline channel. You may contact your ICICI Bank relationship manager to check if you are eligible for the card. However, the final approval solely depends on the bank’s internal policy.

Looking for a lifetime free credit card with exciting rewards and benefits? From the Stable Money app, you can get an FD-backed credit card that comes with 0.5% unlimited cashback.