What is the credit limit offered on the BOB Premier Card?

The credit limit is based on your eligibility and is shared in the Welcome Letter after the card is issued.

Does the BOB Premier Credit Card support a revolving credit option?

Yes, the card offers a revolving credit facility, allowing users to pay a minimum amount and carry forward the balance.

What is the SMS format to apply for the BOB Premier Card?

To apply, type ‘Apply’ and send the SMS to 9223990624 from your registered mobile number.

How can I reach Bank of Baroda credit card customer support?

You can call 1800-103-1006 or 1800-225-100 for 24×7 customer support related to BOBCARD services.

What are the steps to check my BoB credit card limit?

You can check your credit limit via the BOBCARD app, customer portal, or by calling the toll-free IVR numbers.

Get Premium Perks with Bank of Baroda Premier Credit Card

Name: Get Premium Perks with the Bank of Baroda Premier Credit Card
Brand: Credit Card
Rating: 4.7 (8106 reviews)

Ever imagined your credit card coming with ₹50,00,000 in flight insurance?

The Bank of Baroda Premier Credit Card does not just reward your spending, it protects your journey too. With complimentary accidental death cover, this card blends lifestyle and security like no other.

Ready for a card that travels smart and cares hard? Let us dive into its standout features.

Bank of Baroda Premier Credit Card Benefits and Features

Reward Points Program: Earn 10 reward Points per ₹100 on travel, dining, and international spends, and 2 Reward Points per ₹100 on all other categories.
Welcome Bonus: Get 500 bonus Reward Points by spending ₹5,000 within the first 60 days of card issuance.
Lounge Access: Enjoy 1 complimentary domestic airport lounge visit per quarter with a ₹20,000 spend in the previous quarter.
Fuel Surcharge Waiver: Avail 1% fuel surcharge waiver on spends between ₹400–₹5,000 (up to ₹250 per statement cycle).
EMI Facility: Convert purchases over ₹2,500 into flexible EMIs with tenures ranging from 6 to 48 months.
Free Add-on Cards: Get up to 3 add-on lifetime-free cards for family members aged 18 or above.
Zero Lost Card Liability: Report your lost card immediately and stay protected against unauthorised use.
Tap & Pay Convenience: Make quick, secure payments with built-in contactless payment technology.

Turn your FD into a smart and secured credit card and get 8.40% returns and 0.5% cashback with Stable Money’s secured card. Easy approval, no credit check.

Bank of Baroda Premier Credit Card Fees and Charges

Fee/Charge Type	Amount / Condition
Joining Fee	₹1,000 (waived on ₹10,000 spend in first 60 days)
Annual Fee	₹1,000 (waived on ₹1,20,000 spend in an anniversary year)
Cash Withdrawal Charges	2.5% of the amount or ₹500, whichever is higher
Finance Charges	3.75% per month (45% annually)
Late Payment Charges	₹100–₹1,300 based on outstanding balance
Foreign Currency Mark-up	3.5% of the transaction amount
Card Replacement Fee	₹100 per card
Overlimit Charges	2.5% or ₹600, whichever is higher
Cash Payment Fee	₹250 per transaction

Eligibility for Bank of Baroda Premier Credit Card

Applicants must be Indian residents.
Minimum annual income should exceed ₹7,20,000.
Age Requirement:

Salaried Individuals: 21 to 60 years
Self-employed Applicants: 24 to 65 years
Add-on Cardholders: Must be 18 years or older

Required Documents to Apply for the Bank of Baroda Premier Credit Card

A recent passport-size photo with a plain background and no tinted glasses
PAN Card
Address Proof: Aadhaar (both sides), Voter ID, Passport, Driving Licence, Job Card (NREGA), or NPR-issued letter.
Additional Proof (If Current Address Differs from Permanent): Utility bill (within 2 months), rent agreement, recent property tax receipt, or official employer-issued accommodation letter.
Income Proof:

Salaried: Last 2 months’ bank statements showing salary credit.
Self-employed: Last 3 months’ bank statements showing business transactions.

Procedure to Apply for the Bank of Baroda Premier Credit Card

To apply online:

Step 1: Visit the BOB Card website.
Step 2: Complete the application form with accurate details.

Alternatively, you can use the BOBCARD mobile app for a faster and more user-friendly process.

Prefer applying offline? Simply head to your nearest Bank of Baroda branch with the necessary documents and submit your application in person.

The Bank of Baroda Premier Credit Card offers a perfect mix of lifestyle privileges and financial protection. Whether you are a frequent traveller or a smart spender, this card covers all bases.

Want similar benefits with easier approval? Try Stable Money’s FD-backed credit card that is fast, secure, and packed with rewards. Download the app and apply today!