HDFC Bank Infinia Credit Card: Features, Eligibility, Fees and Application Process

Have you received a personalised invitation from HDFC Bank for the Infinia Credit Card? 

The HDFC Infinia Credit Card is one of the most premium offerings from HDFC Bank, extended exclusively to select customers by invitation. Known for its unmatched privileges across travel, lifestyle, and dining, the card is ideal for high-spending individuals who seek luxury and value.

You can avail this card by paying a joining fee of ₹12,500+GST. If you have received this invitation, check out the features, eligibility and fees of the card here before applying. 

HDFC Bank Infinia Credit Card Features

• Unlimited airport lounge access across the globe (for add-on as well as primary cardholders).
• Global Personal Concierge 24*7.
• Complimentary Club Marriott membership for the first year.
• 5 reward points for ₹150 spent using the card.
• Buffet and nights (complimentary) at select ITC hotels.
• Premium, durable metallic finish that reflects your elite status.
• Unlimited golf games at select leading courses across India (complimentary).

HDFC Infinia Credit Card Eligibility

HDFC Bank does not have specific eligibility criteria for obtaining the Infinia Credit Card. Instead, this credit card is typically offered through an invitation from the bank. Generally, individuals with a strong credit score and a long-standing banking relationship are considered for this card.

HDFC Infinia Card Fees and Charges

Metal Edition

• Joining Fee: ₹12,500 + applicable taxes
• Annual Fee:  ₹12,500 + applicable taxes
• Waiver: If you spend at least ₹10 lakhs in the last 12 months, you can enjoy a renewal fee waiver. 

Cards Issued Before 18th October 2021

• Joining Fee: ₹10,000 + applicable taxes
• Annual Fee: ₹10,000 + applicable taxes
• Waiver: If you spend ₹8 lakh or more using the card, you can reap the benefits of a renewal charge waiver. 

HDFC Infinia Card Application Process

Step 1: Visit the HDFC Bank official website.

Step 2: Navigate to the credit card section.

Step 3: Select ‘HDFC Infinia Credit card’.

Step 4: Fill in the necessary information and submit the KYC documents. 

Step 5: Click on ‘Submit’ to complete the process. 

Documents Required to Apply for the Infinia Credit Card

You need the following documents to apply for an Infinia Card:

• A filled-in application form.
• PAN card or Form 60.
• Aadhaar card, passport or driving license as identity proof.
• Passport or Aadhaar card as address proof.
• Income tax returns, Form 16 or latest salary slips as income proof.
• Passport-sized photographs.

Process to Redeem Infinia Credit Card Reward Points 

You can redeem reward points earned on Infinia cards online or offline. For the online method, you need to visit the rewards section on the HDFC Bank official website. 

On the flip side, for the offline process, you need to download the rewards redemption form. Ensure you fill in all the necessary details before you send the form to the below-mentioned address:

• Rewards Helpdesk
• HDFC Bank Cards Division
• Thiruvanmiyur, P.O. Box Number: 8654
• Chennai: 600041

If you do not have a credit score or do not receive any bank invitation for credit cards, you can still start building your credit profile with a secured credit card against a fixed deposit. 

Check out the Suryoday Small Finance Bank Stable Money Credit Card, which offers a hassle-free option for new-to-credit users. The best part? You don’t need to open a savings account. Simply book a fixed deposit through the Stable Money app and get instant access to a credit card.