Axis Bank RuPay Credit Card: Benefits, Charges and Application Process

RuPay credit cards are gaining popularity among users, thanks to their seamless UPI integration that allows you to make payments directly using your credit limit. In fact, by 2024, RuPay cards accounted for nearly 12% of total card transaction volume in India.

Among the leading issuers, Axis Bank RuPay credit cards have a range of variants with various exciting features. Let us understand their benefits, charges, eligibility and how to apply.

Axis Bank RuPay Credit Card Variants

• Indian Oil Credit Card: This credit card offers reward points on your fuel spends at Indian Oil outlets.
• Neo RuPay Credit Card: The Neo credit card is beneficial for making bill payments through the Paytm app and ordering food via Zomato.
• Airtel Axis Bank Card: Designed for Airtel customers, this card offers cashback and savings on Airtel mobile recharges and utility payments using the My Airtel app.
• My Zone Credit Card: Enjoy exclusive discounts on Swiggy, plus a complimentary Sony LIV subscription.
• SUPERMONEY RuPay Credit Card: This RuPay credit card offers cashback on transactions done via the SUPERMONEY app.
• Fibe Axis Bank Credit Card: Earn cashback on online food delivery, entertainment platforms, and local commute bookings.

Benefits of Different Axis Bank RuPay Credit Cards

Refer to this table to understand Axis Bank RuPay credit card benefits and pick the best one for you:

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Joining Charges of Axis Bank RuPay Credit Cards

Let’s understand the joining charges of the RuPay credit cards offered by Axis Bank:

• Indian Oil Credit Card: ₹500 + GST 
• Neo RuPay Credit Card: Lifetime free for RuPay cards
• Airtel Axis Bank Card: ₹500 + GST
• My Zone Credit Card: ₹500 + GST
• SUPERMONEY RuPay Credit Card: Lifetime free 
• Fibe Axis Bank Credit Card: Lifetime free 

Note: Axis Bank may change the Axis Bank RuPay credit card charges anytime. For more details, you may check <a href="https://www.axisbank.com/retail/cards/credit-card" target="_blank" rel="nofollow">Axis Bank’s Credit Card Page</a>.

Eligibility Requirement

To get instant approval for Axis Bank RuPay credit cards, you need to fulfil the following requirements. 

• Residence: You must be an Indian citizen or an NRI.
• Age: Applicant’s age should be between 18 and 70 years.
• Credit Score: A good credit score can help you get easy approval.

Axis Bank RuPay Credit Card Online Application Process 

• Go to the official Axis Bank website and navigate to the credit card online application section.
• Provide your annual income, mobile number, PAN or date of birth, and fill in the captcha. Click on the "Next" button to proceed.
• Choose the "RuPay Credit Card Apply" option and select the RuPay card variant that best suits your needs. 
• Fill in all required financial and personal information accurately in the application form.
• Submit your application. Axis Bank will review your details and carry out the necessary verification.
• After the approval, your RuPay Credit Card will be processed and dispatched to your registered address within a few business days.

Axis Bank RuPay Credit Cards are perfect for those seeking UPI-enabled payments, cashback, and lifestyle perks. With variants like Indian Oil, Neo, and My Zone, you can choose a card that fits your spending habits.

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