Is there a balance transfer option on the SBI Card PRIME?

Yes, you can avail the balance transfer facility on SBI PRIME credit cards. This facility allows you to transfer the outstanding balance to your SBI PRIME card and repay it based on your convenience after the balance transfer.

Is the SBI PRIME Credit Card contactless?

SBI PRIME credit card is enabled with a contactless feature. This helps cardholders transact without swiping at POS terminals.

Can I apply for the SBI PRIME Credit Card offline?

You can apply for an SBI PRIME Credit Card offline by visiting your nearest SBI branch. Ensure you submit the relevant and necessary documents along with the offline application form.

How many add-on cards can I get on my SBI Card PRIME?

As a primary cardholder for the SBI PRIME credit card, you can apply for a maximum of 2 add-on credit cards for your family members.

Can I use my SBI Card PRIME outside of India?

You can seamlessly use SBI PRIME credit cards abroad. However, for every transaction abroad, you will be charged 3.5% of the transaction value as a foreign transaction fee.

SBI PRIME Credit Card: Features, Fees, Eligibility and Documents Required

Name: SBI Prime Credit Card
Brand: Credit Card
Rating: 4.7 (12804 reviews)

Did you know you can use your SBI PRIME Credit Card both in India and overseas? While domestic transactions come at no extra cost, international spends attract a 3.5% foreign transaction fee.

Before applying, it is a good idea to explore the card’s key features, fees, eligibility criteria, and required documents to see if it is the right fit for your lifestyle and spending needs.

SBI PRIME Credit Card Features

Card Type	Benefits
Mastercard	You can access 4 sessions of green fees with a maximum of 50% discount on golf sessions. 1 complimentary lesson at selective golf courses per month across India. You can get up to 15% off on room rates and F&B at Lalit Hotels.
Visa Card	If you rent a car from Hertz car rental, you can get 10% off. In case you rent your car from Avix car rental, you can get up to 35% off. You can get benefits at over 900 luxury hotels across the globe.
American Express	Offers up to 20% discount at over 700 restaurants. You can upgrade to Tablet Plus membership using your SBI American Express Card. An upgrade to Tablet Plus membership allows you to access qualifying bookings and rooms at international boutiques and brands.

SBI PRIME Card Fees and Charges

Joining Fee: ₹2,999 + applicable taxes
Renewal Fee: ₹2,999 + applicable taxes
Add-on Fee: Not Applicable

Fees for Late Bill Payment

Outstanding Amount	Late Fees
₹0 to ₹500	Nil
₹500 to ₹1,000	₹400
₹1,000 to ₹10,000	₹750
₹10,000 to ₹25,000	₹950
₹25,000 to ₹50,000	₹1,100
Above ₹50,000	₹1,300

SBI PRIME Credit Card Eligibility Criteria

Indian residents as well as non-resident Indians
Your age should be between 18 and 80 years.
Add-on cardholders need to be above 18 years.

Documents Required for PRIME SBI Credit Card

Filled out the card application form.
PAN Card or Form 60.
Passport, utility bill, ration card, or Aadhaar card as proof of residence.
PAN card, Aadhaar card, or driving license as proof of identity.
Passport-sized photograph.
Form 16 or income tax return as income proof.

Process to Apply for SBI PRIME Credit Card

Step 1: Visit the official SBI card website.

Step 2: Click on the ‘Apply’ option.

Step 3: Navigate to the ‘SBI Card PRIME’ section and click ‘Apply Now’.

Step 4: On the next redirected page, click on 'Start Apply Journey'.

Step 5: Fill in the necessary details and agree to the terms and conditions before you click ‘Continue’.

Step 6: Provide your KYC details.

Step 7: If you are eligible, you will be able to view your card limit online, indicating approval of your application.

Alternatively, apply for the Suryoday Small Finance Bank Stable Money Credit Card, backed by a DICGC-insured fixed deposit. You can avail this card against an FD of any amount, with no need for a savings account or credit score.

It is a smart, secure way to build your credit and enjoy the benefits of a credit card—apply now through Stable Money!

Frequently Asked Questions