credit card

Indusind Pinnacle Credit Card: Benefits, Reward Points and Charges

Imagine saving more than ₹1.5 lakhs in a year and earning 450 reward points per month, along with complimentary golf benefits and a free BookMyShow movie ticket every month.

Sounds tempting, right? Apply for the IndusInd Pinnacle credit card now and just swipe your way to these perks! 

Additionally, enjoy other exclusive benefits like special Priority Pass Membership, fuel surcharge waiver and more. And here is the best part: the joining fee is ₹0, making it one of the most convenient ways to bag reward points while living the premium lifestyle you deserve.

IndusInd Pinnacle Credit Card Benefits 

IndusInd Pinnacle credit card offers many benefits to its users starting from welcome gift to buy jewellery till travel benefits and more. Explore all these benefits here:

Welcome Gifts

  1. Gift voucher to buy jewellery, watches, eyewear and leather goods from Montblanc India.
  2. Enjoy special vouchers for luxury hotels across India.
  3. Vouchers from brands like  Amazon, Flipkart, Raymond, Zee5, Uber, Ola, Apollo Pharmacy, Bata, and more.

Insurance Coverage

  1. Validity is up to 48 hours from the date of reporting the card loss.
  2. Get a complimentary accident insurance coverage for air travel for up to ₹25,00,000.
  3. Get ₹1,00,00 sum assured for lost baggage and ₹50,000 for lost passport.

Golf Privileges

  1. Enjoy a free Hole in One Insurance of ₹20,000.
  2. Avail 1 complimentary golf game and lesson once a month in some select prestigious golf clubs.

Travel Benefits

  1. Enjoy 1 complimentary airport lounge visit in 3 months with the IndusInd Pinnacle Credit Card.
  2. Offer access to 1400+ lounges worldwide.

Concierge Services

Enjoy 24×7 support from a dedicated team that can assist with a variety of services. 

Movie Tickets

Avail complimentary BookMyShow movie tickets 3 times in 1 month.

Fuel Surcharge Waiver

Save ₹6,000 on fuel purchases with a 1% fuel surcharge waiver.

Missing more exciting lifestyle benefits? Imagine getting a 100% fuel surcharge waiver, flight discounts, RuPay brand privileges, gym membership, and more, all without the hassle of showing income proof!

With the RuPay Select Credit Card by Suryoday Bank and Stable Money, you get a lifetime free pass to a premium lifestyle.

Indusind Pinnacle Credit Card Reward Points 

  • 2.5 reward points for e-commerce transactions worth ₹100.  
  • 1.5 reward points for e-com travel and airline transactions worth ₹100. 
  • 1 reward point for PoS, MoTo, IVR transactions worth ₹100.
  • 450 reward points every month on an average spend of ₹30,000, which is your annual reward points value.

Indusind Pinnacle Credit Card Fees and Charges 

Particulars

Charges

Annual fee

Nil

Finance charges

3.83% per month and 46% per annum

Late payment fee

If the total outstanding amount is:

lower than ₹100 - Nil

From ₹101 to ₹5,00 - ₹100

From ₹501 to ₹1,000 - ₹350

From ₹1,001 to ₹10,000 - ₹550

From ₹10,001 to ₹25,000 - ₹800

From ₹25,001 to ₹50,000 - ₹1,100

Greater than ₹50,000 - ₹1,300

Indusind Pinnacle Credit Card Reward Points Redemption Options 

Redemption Option

Redemption Value

Cash Credit

1 reward point = ₹0.75

Miles on Krisflyer 

2 reward points = 1 Krisflyer Mile

Points for Maharaja Club 

2 reward points = 1 Maharaja Club Point

Indusind Pinnacle Credit Card Eligibility and Documents Required 

  • Be above 18 years and below 65 years of age. 
  • Have a steady income (for salaried applicants, it has to be ₹10 lakh per annum and ₹12 lakh per annum for self-employed candidates)

You need to submit KYC documents such as PAN and Aadhaar card, one photograph, address proof (voter's ID, passport or driving license) and income proof. 

Salaried individuals need to submit bank statements or pay slips for the last 3 months. Self-employed applicants need to showcase the latest ITR copy or other credit card details of any other bank.

How to Apply for Indusind Pinnacle Credit Card Online? 

  • Step 1: Go to the official<a href="https://www.indusind.com/in/en/personal.html" target="_blank" rel="nofollow noopener noreferrer">IndusInd Bank Webpage</a>
  • Step 2: Click on ‘Cards’> ‘Indusind Bank Credit Cards’> ‘Pinnacle Credit Card’.
  • Step 3: Select the button ‘Apply Now’.
  • Step 4: An application form will be open. Enter all required details accurately, including PAN, mobile number, and annual income.
  • Step 5: Check the consent boxes and click on ‘Next’ to proceed.
  • Step 6: Enter the captcha and submit the form diligently.

Not feeling confident with the online method? You can visit the local IndusInd Bank branch along with the necessary documents such as Aadhaar, PAN, Address and income proof, collect the application form, fill it accurately and submit it to the bank branch. 

Wait a maximum of 4 to 5 business days after submitting the IndusInd Pinnacle credit card application form.

Don’t want to wait? Looking for a credit card with instant approval? Explore Stable Money's FD-powered Secured Credit Card. With an amazing 8.40% return on fixed deposit, you can enjoy free domestic and international airport lounge access, seamless integration with all UPI apps, exciting insurance coverage and concierge services.

For that, download the Stable Money app on your phone, tap the ‘Apply’ button, and get approval in just 3 minutes!

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© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.