ICICI Emeralde Credit Card: Benefits, Fees and Eligibility

The ICICI Emeralde Credit Card comes with premium perks designed for high-spending users. If you spend ₹10 lakh in a year, your annual fee can be waived. Moreover, you can enjoy benefits like no cancellation charges on flight bookings, fuel surcharge waivers, and exclusive lifestyle privileges. 

Usually, it is ideal for frequent travellers and savvy spenders. This card combines convenience with rewards. Here is a detailed look at its features, fees, eligibility, and required documents to help you make an informed choice.

ICICI Emeralde Credit Card Benefits

Emeralde credit card by ICICI Bank offers multiple benefits including lounge access, golf games and others. Here are the number of lounge access, golf games and other benefits that you can reap with this card:

• You can get unlimited domestic and international lounge access as a primary cardholder.
• If you meet the spend criteria threshold, you can get up to 4 rounds of golf every month.
• You can get up to ₹750 off on the second ticket purchase on BookMyShow, a total of 4 times a month.
• The card does not charge cancellation fees for flights and hotels up to ₹12,000 twice every month.
• You can get a 1% fuel surcharge waiver at all fuel stations.
• As a cardholder, you can get up to ₹3 crore as air accident insurance.
• For every ₹100 spent on the card, you can earn 4 reward points for domestic and international transactions, and 1 reward point on utility and insurance spends.

ICICI Bank Emeralde Credit Card Fees and Charges

ICICI Emeralde Credit Card Eligibility Criteria

• You need to be an Indian citizen.
• Your age should be at least 21 years.
• If you are a salaried individual, your monthly income should be at least ₹1.5 lakh.
• In case you are a self-employed individual, your annual income should be a minimum of ₹18 lakh.

Documents Required for ICICI Emeralde Card

• Identity proof such as PAN card, Aadhaar card, passport, driving license or voter’s ID card
• Address proof such as a passport, Aadhaar card, driving license or voter's ID card
• Income proof such as salary slip, bank statement, Form-16 and income tax returns

As an alternative, you can apply for a secured credit card through the Stable Money app. Suryoday Bank-Stable Money partnership offers a credit card against fixed deposits (DICGC-insured FD), eliminating the need to apply for unsecured credit cards.