What is the limit of a Samsung Axis Bank Credit Card?

Your credit card limit is determined considering several significant factors such as your income, credit score, amount of existing debts and the bank’s internal policies. To know the limit of a Samsung Axis Bank Credit Card, you need to wait for the card approval and delivery.

Is unlimited cashback available with the Samsung Axis Bank Credit Card?

No, you can avail of 10% cashback on Samsung spends. However, the cashback is capped at ₹2,500 per month and ₹10,000 per year.

Can I avail a fuel surcharge waiver with Axis Bank Signature Credit Card?

Yes, you can enjoy a 1% fuel surcharge exemption on fuel purchases ranging from ₹400 to ₹4,000 with the Axis Bank Signature credit card, valid at every petrol pump in India.

Is there any EMI facility on Axis Bank Signature Credit Cards?

Yes, you can easily convert your transactions into EMIs and pay them later at your convenience. However, this facility is available for transactions of ₹2,500 and above.

Who is eligible for the Samsung Axis Bank Infinite Credit Card?

Any Indian citizen aged between 18 and 70 years is eligible for the Samsung Axis Bank Infinite Credit Card.

Samsung Axis Bank Credit Card: Benefits, Charges and How to Apply

Name: Samsung Axis Bank Credit Card
Brand: Credit Card
Rating: 4.8 (8788 reviews)

Love buying the latest Samsung phone every year and earning rewards along the way? Or maybe you are someone who shops frequently on BigBasket, Urban Company, Myntra, or Zomato?

The Samsung Axis Bank Credit Card brings all these benefits together in one value-packed offering. You can enjoy 10% cashback on Samsung purchases (including EMIs), get 4 complimentary airport lounge visits and more.

Whether you are a tech enthusiast or a mindful spender, this card is designed to reward your lifestyle.

Samsung Axis Bank Credit Card Benefits

Welcome Benefits

2500 EDGE rewards points on the first 3 transactions within 1 month from the date of card issuance.

Cashback Benefits

10% cashback instantly after making purchases from Samsung (EMI purchases included)
Cashback is limited to ₹2,500 each month and ₹10,000 annually.

Increased Rewards

10 EDGE reward points whenever you spend ₹100 on brands like Bigbasket, Tata 1mg, Urban Company, Myntra, Zomato.
5 EDGE reward points for every ₹100 spent on other domestic and international transactions.

Complimentary Lounge Access

Access is based on a minimum eligible spend of ₹50,000 in the last 3 months.
4 complimentary lounge visits per year at select domestic airports.

Fuel Surcharge Waiver

1% fuel surcharge waiver, saving you up to ₹500 per statement cycle on fuel transactions ranging from ₹400 to ₹4,000.

Want more value from your credit card? Imagine enjoying a 100% fuel surcharge waiver, lifetime free card status, airport lounge access per year, RuPay brand privileges, free health check-ups, and more, all backed by a fixed deposit.

Explore the Stable Money FD-Backed Credit Card, your smart alternative for greater benefits with no credit score worries.

Samsung Axis Bank Credit Card Charges

Particulars	Charges
Joining fee	₹500 for primary card
Annual fee	₹500 for primary card (from 2nd year), Waived if the annual spend is higher than ₹2,00,000 for Signature credit card and ₹7,00,000 for Infinite credit card
Cash payment fee	₹175
Mini statement SMS alert	Waived
Transaction alert via SMS	Waived
Finance charges	3.75% per month
Late payment charges	Nil if total amount payable is less than ₹500 ₹500 if total amount payable is between ₹501 - ₹5,000 ₹750 if total amount payable is between ₹5,001 - ₹10,000 ₹1,200 if total amount payable is above ₹10,000
Cash withdrawal charges	2.5% of the cash amount (starts from ₹500)
International transaction fee	3.5% of the transaction amount
Over limit penalty	2.5% of the over-limit amount (starts from ₹500)

How to Apply for a Samsung Axis Bank Credit Card?

Step 1: Visit the <a href="https://www.axisbank.com/retail/cards/credit-card" target="_blank" rel="nofollow">Axis Bank Credit Card</a> page.
Step 2: Select the card of your choice.
Step 3: Click on 'Apply Now. '
Step 4: You will be sent to the credit card online application form.
Step 5: Enter all the necessary information accurately and click on 'Submit'.

The bank then verifies all the details, processes the application and dispatches the card to the doorstep. It may take 7 to 10 working days to complete the whole process.

Samsung Axis Bank Credit Card Eligibility Criteria

To be eligible to own a Samsung Axis Bank Credit Card, you need to be:

An Indian citizen.
Between the ages of 18 and 70 years.
Salaried or self-employed individual with proper income proof.

5 Tips to Maximise Benefits on Samsung Axis Bank Credit Cards

1. Use It for Samsung Purchases: Avail 10% cashback on Samsung mobiles, TVs, and kitchen appliances.

2. Travel Smartly: Use the Infinite credit card to get free lounge access.

3. Shop from Partner Brands: Get extra benefits every time you shop from top partners like Zomato, BigBasket, and Myntra.

4. Swipe Card When Dining out: Enjoy dining discounts of ₹500–₹1,000 monthly through exclusive EazyDiner offers.

5. Pay Fuel Bills: Swipe card at petrol pumps and avail 1% surcharge waiver.

This way, you unlock the full potential of your Samsung Axis Bank credit card and avail exciting discounts and offers across categories. From cashback on gadgets to dining and fuel perks, every swipe brings more value.

Looking for something more rewarding and secure at the same time? Then, apply for Stable Money's RuPay Credit Card. With an 8.40% fixed deposit return, you can enjoy 0.5% cashback, lifetime free access, and 10 complimentary airport lounge visits.