A Guide to the HSBC Premier Credit Card for Smart Spenders

What if every rupee you spend could take you closer to your next flight or luxury stay? The HSBC Premier Credit Card makes it possible with HSBC’s new travel rewards programme.

Now, cardholders can transfer reward points to 20 top airline and hotel partners, including Singapore Airlines, Emirates, Marriott, and IHG. This will turn everyday spending into global travel privileges.

HSBC Premier Credit Card Benefits and Features

1. Welcome Rewards: Activate your card to enjoy an Epicure membership at Taj Hotels, a Taj Experiences gift card worth ₹12,000, and a complimentary EazyDiner Prime annual membership.
2. Travel Privileges: Access 1,400+ lounges globally with unlimited visits for cardholders and 8 complimentary international guest visits. Enjoy 0.99% foreign exchange markup worldwide.
3. Reward Points: Earn 3 reward points for every ₹100 spent. Convert points 1:1 into air miles with 20+ leading airline and hotel partners.
4. Entertainment Benefits: Avail BookMyShow “Buy 1 Get 1” movie offers and exclusive dining privileges like 30% off on EazyDiner, capped at ₹1,250 per bill.
5. Lifestyle Perks: Crafted metal card design, EMI payment flexibility, and exclusive discounts across premium brands.
6. Security and Protection: International travel insurance, lost card liability cover up to ₹3,00,000 and fraud protection from 24 hours before loss reporting.

HSBC Premier Credit Card Charges

Note: Charges are subject to periodic revision by HSBC as per official terms.

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HSBC Premier Credit Card Eligibility Criteria

1. Must hold an HSBC Premier account in India.
2. Maintain a Total Relationship Balance (TRB) of ₹40,00,000.
3. Or, hold a salary account with a minimum net monthly credit of ₹3,00,000.
4. Or, avail an HSBC mortgage of ₹1,15,00,000 and meet TRB criteria within 12 months.

Documents Required to Apply for HSBC Premier Credit Card

1. Completed credit card application form
2. Identity Proof: Aadhaar Card, PAN Card Passport, or Driving Licence
3. Address Proof: Utility bill, Aadhaar, Passport, or Driving Licence
4. Recent passport-size photographs
5. Income Proof: Latest salary slips, bank statements, or Form-16 (for salaried)
6. Business Proof and income documents (for self-employed)
7. Proof of HSBC Premier eligibility (TRB, salary, or mortgage relationship)
8. If you are already using a credit card, you will also need to provide:

• Picture of the front side of the credit card
• The latest statement of that credit card

HSBC Premier Credit Card Application Process

1. Download the <a href="https://www.hsbc.co.in/ways-to-bank/mobile-banking/india-app/" target="_blank" rel="nofollow noopener noreferrer">HSBC India App</a> and apply within minutes.
2. Or request a callback by filling out the online enquiry form.
3. Alternatively, visit the nearest HSBC branch for assistance.
4. Family members can also be included under the single Premier relationship once eligibility is established.

The HSBC Premier Credit Card is a premium choice for global travellers and lifestyle enthusiasts, offering unmatched rewards, travel perks, and exclusive privileges. This makes it the ultimate partner for smart spenders.

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