In what ways can you get the most out of this credit card?

By maximising milestone spends, using accelerated rewards on weekends and international purchases, and leveraging lounge access, movie offers, and golf privileges.

Who will find the RBL Bank Icon Credit Card most beneficial?

High spenders, frequent diners, movie lovers, and golf enthusiasts will benefit most, as the card covers lifestyle, travel, and entertainment categories effectively.

Does the RBL Bank Icon Credit Card have any notable drawbacks?

Yes, capped accelerated rewards, no annual fee waiver, limited category benefits, and absence of complimentary international lounge access are some major drawbacks.

What is the required CIBIL score to apply for an RBL Bank Icon credit card?

A CIBIL score of 750 or higher is generally preferred, significantly increasing your chances of approval for the RBL Bank Icon Credit Card.

What are the ways to contact RBL customer support?

You can connect via customer care helplines, branch or ATM locators, or directly through RBL Bank’s registered and corporate office contact details.

A Complete Review of RBL Icon Credit Card

Name: RBL Icon Credit Card
Brand: Credit Card
Rating: 4.6 (12651 reviews)

How about being rewarded with 20,000 bonus points right at the start? The RBL Icon Credit Card does exactly that, making your entry into premium banking both exciting and rewarding.

All it takes is a first swipe within 30 days of issuance and timely payment of the annual fee to unlock this grand welcome.

Beyond this, the card offers a world of lifestyle perks, from movie discounts and luxury golf sessions to milestone bonuses and airport lounge access.

RBL Icon Credit Card Benefit and Features

Movie Benefits: Avail 1+1 movie tickets on BookMyShow (up to ₹200) twice a month.
Reward Points: 2 points per ₹100 on regular spends, plus 20 points per ₹100 on international transactions and weekend dining (capped at 2,000 points each per month).
Milestone Rewards: Earn up to 45,000 bonus reward points annually on spends of ₹3 lakh, ₹5 lakh, and ₹8 lakh.
Airport Lounge Access: 2 complimentary domestic visits per quarter (subject to quarterly spend conditions) and global lounge access at discounted rates.
Concierge Services: Assistance for travel, dining, events, car rentals, gifting, and more.
Golf Privileges: Complimentary rounds, lessons, and discounts at select golf courses.
Fuel Surcharge Waiver: Waiver of up to ₹200 per month on fuel spent between ₹500–₹4,000.

Fees and Charges of RBL Icon Credit Card

Fee Type	Details
Annual Membership Fee	₹5,000 + GST
Reward Redemption Fee	₹99 + GST (charged once per day on redemption of reward points)
Add-on Card Fee	₹0 – ₹200 per add-on card
Late Payment Fee	12.5% of outstanding balance (minimum ₹5; maximum ₹1,300)
Overlimit Fee	Nil
Cash Payment at Branch	₹100 per transaction

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RBL Icon Credit Card Eligibility Criteria

Minimum Age: 18 - 21 years
Maximum Age: Usually 60 – 65 years
Stable income source (salaried or self-employed).
Minimum Income: Generally between ₹1,00,000–₹3,00,000 annually.
A good credit score is preferred for higher chances of approval.
Limited recent loan/credit card applications recommended.

Documents Required to Apply for the Card

Completed credit card application form
Identity proof (PAN Card, Aadhaar, Passport, etc.)
Address proof (Utility bill, Aadhaar, Driving Licence, etc.)
Passport-size photographs
Income proof (latest salary slips, bank statements, or Form-16)
Self-employed: Business proof and income documents, if applicable.
Students: Student ID and supporting documents for student cards.

Steps to Apply for RBL Icon Credit Card

Visit the official <a href="https://www.rblbank.com/personal-banking/cards/credit-cards" target="_blank" rel="nofollow noopener noreferrer">RBL Bank Credit Cards</a>.
Click on the ‘Explore All Cards’ tab.
Navigate to the RBL Icon Credit Card and click on ‘Apply Now’.
Carefully fill in the form, tick the agreement.
Click on 'Submit' for instant verification and approval.

The RBL Icon Credit Card combines luxury benefits, milestone rewards, and lifestyle privileges, making it an excellent choice for high spenders seeking value, convenience, and premium financial experiences.

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