Does this card come with complimentary airport lounge access?

Yes, you get 2 complimentary lounge accesses at domestic airports every quarter on this card.

What to do if I run into issues while using the Axis Bank Privilege Credit Card?

Call the toll-free numbers 1800 103 5577 or 1800 209 5577 from your registered number for expert assistance.

What types of transactions are not eligible for rewards?

Transactions such as for rents, insurance, utility bills, educational services, and government MCCs are ineligible for EDGE reward points on this card.

Can I apply for an Axis Bank privilege credit card if I do not have an Axis Bank account?

Yes, you can still apply for this card without being an Axis Bank account holder. Just select ‘No’ when asked ‘Are you an existing Axis Bank customer?’ while applying.

Can I still apply for a Privilege Credit Card even if I already have an Axis credit card?

Yes, you can apply and upgrade to this card if you meet the basic eligibility requirements like credit score, income, age and residential status.

What is the highest credit limit on the Privilege Credit Card by Axis Bank?

Depending on your credit score, income and other factors, Axis Bank Privilege Credit Card limit ranges between ₹25,000 and ₹5 Lakh.

How do I redeem reward points earned on the Privilege Credit Card?

Go to the website of EDGE reward points by Axis Bank and redeem your accumulated points on the listed products or services.

Upgrade Your Lifestyle With Axis Bank Privilege Credit Card in 2025

Name: Axis Bank Privilege Credit Card
Brand: Credit Card
Rating: 4.7 (9611 reviews)

Feeling stuck with regular credit card benefits and want to explore more? Enter the Axis Bank Privilege Credit Card, which rewards you with exclusive reward points, complimentary lounge access, movie ticket discounts and more.

Depending on your income, credit score, age, and other eligibility factors, your credit limit can go up to ₹5 lakh. If you prefer shopping online or at your favourite retail stores, this card ensures every purchase is rewarding.

Axis Bank Privilege Credit Card Benefits and Features

The Axis Bank Privilege Credit Card benefits include exclusive offers on movie tickets, airport lounge access and others:

Offer Type	Details
Buy 1, Get 1 Offer on Movie Ticket Bookings	Pay for movie tickets using this card on the District app and enjoy a 100% discount on the second booking.
	Get up to ₹250 off on ticket bookings once a month.
	Use the code AXISPRIVILEGE while booking tickets to grab these offers.
Axis Bank Privilege Credit Card Lounge Access	Get 2 complimentary domestic airport lounge accesses in a calendar quarter.
Axis Bank Privilege Credit Card Lounge Access	To avail this benefit, you must spend ₹50,000 in the last three months on this card.
Axis EDGE Rewards	For domestic and international transactions, earn 10 points on every ₹200 spent on this card.
Axis EDGE Rewards
Milestone Benefits	Avail an additional 10,000 EDGE reward points upon spending ₹2.5 lakh in a card anniversary year.
Fee Waiver Offer	Get your annual fee waived upon spending ₹5 lakh in a card anniversary year.

Stable Money also offers credit cards, which you can use for your shopping needs. Download the Stable Money app, book an FD and ask for a secured credit card.

Applicable Charges on the Axis Bank Privilege Credit Card

Joining fees, annual fees, late payment charges, and other similar fees help you utilise your card in a more optimised way and avoid unnecessary expenses. Here is a detailed breakdown of such charges:

Types of Charges	Amount
Joining Fees	₹1500
Annual Fees (2nd year onwards)	₹1500
Card Interest Rate	55.55% P.A. (3.75% per month).
Late Payment Charges	No late fees if the total due is less than ₹500.
	A penalty of ₹500 is applicable for pending dues between ₹501 and ₹5000.
	Pay ₹750 as penalty for dues between ₹5001 and ₹10,000.
	Pay ₹1200 for dues more than ₹10,000.
Charges for Cash Withdrawals	2.5% on the cash amount withdrawn
Cash Payment Fee	₹175
Penalty or Additional Fees for Overlimit	A penalty charge of 2.5% applied on the extra or overlimit amount.
Foreign Currency Markup	3.5%

Required Documentation and Eligibility for the Axis Bank Privilege Credit Card

In this section, learn whether you are eligible for this card, prepare the documents and apply:

Eligibility Criteria

Your age must be between 18 and 70 years to apply and get it.
Your yearly income must be equal to or above ₹6 lakh for this card.
A good credit score of 750 or more is preferred for this card.
The minimum age of add-on cardholders is 15 years.
You must be an Indian resident to apply for this card.

Documents to Submit

Provide a copy of your updated PAN card for identity verification.
Produce a copy of your latest payslip, IT return documents or Form 16 for income proof.
A driving licence copy or copies of utility bills are required for residential proof.

Just like the Axis Bank Privilege Credit Card offers exclusive benefits, Stable Money brings you secured credit cards, but with zero credit score requirements.

Simply open an FD with Stable Money and get your secured credit card issued online, quickly, easily, and without the usual credit checks.

Steps to Apply for an Axis Bank Privilege Credit Card Online

Apply online and enjoy the exclusive card benefits following the steps below:

Step 1: Head to the official website of Axis Bank or click here.

Step 2: Scroll down, locate the ‘Apply Now’ button and click on it.

Step 3: Click Yes or No against the option ‘Are you an existing Axis Bank customer?’

Step 4: Fill out an application providing your basic details,

Step 5: Upload the required documents and submit.

The bank will verify your eligibility and contact you for further steps.

At Stable Money, getting a credit card is also easy and does not require intensive paperwork. Complete a video-KYC with your PAN card, book an FD and get a secured credit card.