How can I increase my Axis Bank Select Credit Card limit?

Check eligibility and request a limit increase through the Axis Mobile App or Internet Banking under the credit card section.

How can I avoid paying the renewal fee for my Axis Select Credit Card?

Spend ₹8,00,000 or more in a year to get the ₹3,000 annual fee fully waived.

What are the ways to pay my Axis Select Credit Card bill?

You can pay online via Net Banking, Axis Mobile App, debit card, or offline through ATM or bank branch services.

What is the difference between Axis Privilege and Select?

Select offers higher rewards and lounge access, while Privilege has a lower fee and benefits at a lower spending level.

What is the international lounge access limit for the Axis Select Credit Card?

Get 6 visits annually via Priority Pass, and 6 more on spending ₹3 lakh in a year, totalling up to 12 free visits.

Axis Bank Select Credit Card: Exclusive Privileges and Benefits

Name: Axis Bank Select Credit Card
Brand: Credit Card
Rating: 4.6 (6878 reviews)

Looking for a credit card that offers more than just rewards? The Axis Bank Select Credit Card goes beyond everyday perks. It safeguards your purchases, baggage, and travel documents with complimentary insurance.

From ₹1,00,000 purchase protection to cumulative $500 cover for lost baggage or travel delays. This makes it a powerful choice for both shoppers and frequent flyers.

Axis Bank Select Credit Card Benefits

Beyond regular rewards, the Axis Bank SELECT Credit Card offers a host of premium privileges designed for shopping, dining, travel and more. Here is a list of some of them:

Welcome and Shopping Perks

Get ‘Buy One Get One’ movie tickets on the District app with 100% off on the second ticket (up to ₹250). Offer valid twice a month on a minimum booking of 2 tickets.
Enjoy ₹200 off on Swiggy twice a month on spending over ₹1,000.
Avail ₹500 off monthly on BigBasket orders above ₹2,500 using voucher code AXISSELECTCC.
Get started with 10,000 EDGE REWARD Points (worth ₹2,000) on your first transaction.

Dining and Travel Privileges

Enjoy fine dining through the exclusive Dining Delights Program.
Get 12 international lounge visits annually via Priority Pass, and 2 domestic lounge visits every quarter on spends of ₹50,000.
Renew Priority Pass with yearly spends of ₹3,00,000.

Annual and Milestone Rewards

Earn 5,000 EDGE points by spending ₹3,00,000 in a card anniversary year.
Spend ₹8,00,000 in a year (excluding Utility, Wallet, Insurance, Fuel, Rent, etc.) to get your annual fee waived.

Enhanced Rewards and Leisure

Earn 10 EDGE points per ₹200 spent and double points on retail shopping up to ₹20,000/month.
Enjoy 6 free golf rounds annually, with 6 more on spending of ₹3,00,000.

Fuel Savings and Weekly Delights

The Axis Bank SELECT Credit Card provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, up to ₹400 monthly.
Enjoy Wednesday Delight offers with instant savings on flights and hotels via MakeMyTrip, and discounts on Swiggy and Tira.

Axis Bank Select Credit Card Charges

Fee/Charge Type	Details
Annual/Joining Fees	Joining Fee: ₹3000 (Nil for Burgundy customers) Annual Fee (2nd year onwards): ₹3000 (Nil for Burgundy customers) Add-on Card Fees: Nil
Nil/Waived Charges	Card Replacement, Duplicate Statement Fee, Mobile Alerts for Transactions, Hotlisting Charges, Balance Enquiry Charges, Reward Redemption Fee
Transaction Charges	Finance Charges: 3.75% per month (55.55% p.a.) Cash Withdrawal: 2.5% (Min. ₹500) Cash Payment Fee: ₹175 Foreign Currency Transaction: 3.50% Rent Surcharge: 1% + taxes DCC Markup Fee: 1.5% + taxes Surcharge on Railway Tickets: As prescribed
Specific Transaction Fees	Wallet Load, Fuel (above ₹50,000), Education via third-party apps, Utility (above ₹25,000), and Online Skill-Based Gaming (above ₹10,000) transactions each incur a 1% fee on cumulative spends per statement cycle.

Did you know? Stable Money offers secured credit cards backed by a Fixed Deposit. Also, you can earn up to 8.50% annually on your FD with top partner banks.

Axis Bank Select Credit Card Eligibility

You should be within the age bracket of 18-70 years.
Must be a resident of India.
You must have a minimum income of 6,00,000 per annum.

Documents to Produce for Getting Your Axis Bank Select Credit Card

1. A photocopy of your identity proof:

2. Your proof of income:

Latest Payslip
IT Return
Form 16

3. A copy of the residence proof:

Landline/Telephone Bill
Electricity Bill
Driving License

4. A passport-size photo

Reasons to Get the Axis Bank Select Credit Card

Ideal if you prefer offline spending or already use another card for online purchases.
Great for frequent domestic and international travellers with free lounge access.
Monthly savings on Swiggy and BigBasket for regular users.
Annual fee waiver on yearly spends of ₹8,00,000 or more.

Application Process for Axis Bank Select Credit Card

You can apply for this Select Credit Card through both offline and online modes. Here is how:

Online

Step 1: Navigate to the official <a href="http://www.axisbank.com" target="_blank" rel="nofollow">Axis Bank website</a>.

Step 2: Find the Select Credit Card under 'Credit Cards',

Step 3: Click on ‘Apply’, and follow the steps.

You can also install the app Axis Mobile and apply for your credit card.

Offline

Visit the nearest Axis Bank branch to apply in person or call 1860-419-5555 / 1860-500-5555 to connect with a credit card representative.

The Axis Bank Select Credit Card is a smart choice for those who value lifestyle perks, travel benefits, and insurance protection. Moreover, you can also enjoy great savings and rewards on everyday spending.

Want similar benefits without the hassle of traditional approvals? Stable Money offers an FD-backed credit card packed with exciting features and rewards.