ICICI Bank Coral Credit Card Benefits 2025

Did you ever aspire to own a credit card that does not just sit in your wallet, but supports your lifestyle?

If you are looking for something similar, the ICICI Coral Credit Card can be your best bet. It comes in three variants: AmEx, Mastercard and Visa. Regardless of the variant you choose, you can earn 2 reward points for every ₹100 spent. 

You can gather a total of 10,000 bonus reward points as part of the ICICI Bank Coral credit card benefits annually. For more details about its rewards, benefits and offers, keep reading. 

Rewards and Benefits of the ICICI Coral Credit Card 

Some of the most important ICICI Coral credit card benefits are listed below:

Rewards Program 

Cardholders can earn 2 reward points upon completing every retail transaction. Additionally, the ICICI Bank offers 1 reward point for all utility and insurance costs. 

Milestone Bonus

As a part of the core ICICI Bank Coral credit card benefits, you can enjoy 2,000 complimentary reward points after spending ₹2 Lakhs in a calendar year. Once you hit this milestone, you will get 1,000 extra reward points for every additional ₹1 Lakh spent within the same year. 

Redemption Options 

The reward points you gather as your ICICI Coral RuPay credit card benefits, can be used to avail discounts on products from various categories. This covers lifestyle, beauty, health, fashion, electronics, home appliances, travel and even shopping vouchers. 

Other Benefits 

In addition to its standard features, the benefits of Coral credit card include:

• 1 complimentary domestic ICICI Coral credit card lounge access every quarter on spending ₹75,000 quarterly.
• Get 4 complimentary railway lounge visits annually.
• Avail attractive discounts at partner restaurants under ICICI Bank’s Culinary Treats program.
• 25% off on cart value up to ₹100 upon booking 2 movie tickets from BookMyShow and INOX (offer can be availed twice per month)
• Enjoy a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at HPCL fuel stations.

Besides these benefits, all cardholders are exempt from the annual card renewal fee if they spend ₹1.5 Lakhs in the previous calendar year. Plus, they get a personal insurance cover of ₹2 Lakhs if they choose the RuPay variant of the ICICI Bank Coral Credit Card. 

Looking to build credit without a traditional credit card? With Stable Money, you can apply for a credit card backed by a fixed deposit, even if you have no credit history. 

Plus, enjoy high FD interest rates of up to 8.55% per annum from trusted partner banks.

Who Can Enjoy the Benefits of Coral Credit Cards? 

To be eligible for the ICICI Coral credit card, you must meet the following criteria:

• The applicant must be at least 23 years of age. 
• The annual income has to be at least ₹5 Lakhs. 
• You need to have a good credit score. It is advisable to check your credit score online before applying to avoid potential rejection, which could negatively impact your creditworthiness.

Documents Needed to Avail the Coral Credit Card

When you are about to apply for the ICICI Bank Coral credit card benefits, ensure to arrange the following documents:

• Proof of address (can be your Aadhaar card, passport, driver’s licence or any utility bill)
• Recent salary slips (for salaried employees)
• Latest ITR (for self-employed people)
• ID proof document (this can be your Aadhaar card, PAN card, voter ID card, passport or any other government-issued ID)

ICICI Coral Credit Card Charges

The latest fees and charges associated with the usage of ICICI Coral Credit Card are given here:

How to Apply for the ICICI Coral Credit Card?

Follow these steps to successfully enjoy the ICICI Coral credit card benefits starting from now on:

1. Visit the official website of ICICI Bank. 
2. Navigate to ‘Cards’ on the ‘Personal Banking’ page. 
3. Open the ‘Coral Credit Card’ page by selecting the appropriate option under ‘Credit Cards’. 
4. Click on the ‘Get Coral Card’ button. 
5. Proceed to fill out the application form by entering your contact details and date of birth. 
6. Wait for the bank’s approval. 

Conversely, you can apply for the credit card offline too by visiting the nearest ICICI Bank branch. 

Credit Cards Similar to the ICICI Coral Credit Card

Obtaining the ideal credit card will allow you to maximise advantages, aligning with your lifestyle. So, check out these alternative options that have features quite similar to ICICI Coral credit card benefits:

SimplySave SBI Card 

With this card, you get 1 reward point for every ₹100 spent. Moreover, you can enjoy 10x rewards for transactions in the categories of departmental stores, groceries, movies, and dining. To enjoy all these benefits, you must pay an annual fee of ₹499. 

HDFC MoneyBack Plus Credit Card

The joining and card renewal fees for this card are ₹500. Upon joining, cardholders can avail 2 Cash Points against every offline transaction of ₹150. On top of that, this card offers 10x cash points on purchases made through selected merchants like Amazon, Flipkart, Big Basket and Swiggy. 

Axis Bank My Zone Credit Card

This Axis Bank credit card is a lifetime free card with a complimentary SonyLiv subscription and free domestic airport lounge access every quarter. Moreover, each ₹200 spent with this card earns you 4 valuable reward points. 

Now that you have evaluated the ICICI Bank Coral credit card benefits, it is a great time to compare it with other similar credit cards, including options with different reward structures, interest rates, and annual fees. If you need more clarity, feel free to connect with ICICI Bank’s customer support for expert guidance tailored to your needs.

Get an instant credit card by booking a fixed deposit with our partner banks, no lengthy approvals required.