5 Best SBI Travel Credit Card Review for the Year 2026

Credit cards are designed for different needs, such as lifestyle, shopping, travel and more. SBI offers a wide range of credit cards across these categories. Among them, the SBI Travel Credit Card segment stands out for frequent travellers. Currently, SBI offers 15 travel-focused credit cards that provide rewards, discounts and convenience that help reduce overall travel costs.

List of Best SBI Travel Credit Cards

Let us take a closer look at the 5 popular SBI Travel Credit Cards benefits and their key features.

IndiGo SBI Card ELITE

The IndiGo SBI Card ELITE carries a joining and annual fee of ₹4,999 plus taxes. As a welcome and renewal benefit, cardholders receive 5,000 IndiGo BluChips and one 6E Eats voucher after the first transaction.

Additionally, if you spend ₹1 lakh within 90 days, 4 complimentary 6E Prime Passes are awarded.

Reward Structure

This SBI travel credit card offers strong airline-focused rewards:

• 7 BluChips per ₹100 spent on IndiGo bookings
• 3 BluChips per ₹100 on hotels and travel categories
• 2 BluChips per ₹100 on other spends

You can redeem BluChips directly on the IndiGo app or website.

Milestone Rewards: Earn 6,000 BluChips on spends of ₹3 lakh, ₹6 lakh, ₹9 lakh and ₹12 lakh respectively.

Insurance Benefits: The card includes flight cancellation cover up to ₹3,000, lost baggage insurance cover up to ₹75,000 and lost card liability up to ₹1 lakh.

KrisFlyer SBI Card

The KrisFlyer SBI Credit Card is designed for frequent flyers and comes with a joining and annual fee of ₹2,999 plus taxes.

As a welcome benefit, cardholders receive 3,000 KrisFlyer miles after paying the annual fee and completing the first transaction within 60 days of card issuance.

Reward Earnings

You earn 5 KrisFlyer miles for every ₹200 spent on Singapore Airlines Group bookings and international transactions.

On all other eligible spends, you earn 2 KrisFlyer miles for every ₹200. The miles you earn are credited directly to your KrisFlyer account.

Milestone and Tier Benefits

Spend ₹3 lakh in a year to earn an additional 3,000 KrisFlyer miles. Cardholders also receive an upgrade to KrisFlyer Elite Silver membership on spending ₹2.5 lakh on Singapore Airlines bookings.

Insurance Benefits: The card offers ₹1 lakh cover for baggage loss or delay and ₹1 lakh fraud protection.

SBI Card MILES PRIME

The SBI Card MILES PRIME is a premium travel credit card that comes with a joining and annual fee of ₹2,999 plus taxes.

As a welcome benefit, cardholders receive 3,000 Travel Credits after spending ₹60,000 within the first 60 days. You will receive the credits once you pay the joining fee.

Reward Structure

You earn 4 Travel Credits for every ₹200 spent on travel bookings and 2 Travel Credits for every ₹200 on other spends. These credits can be redeemed across multiple options.

1 Travel Credit equals ₹1 for airline miles or hotel points, ₹0.50 for travel bookings or ₹0.25 for products from the rewards catalogue.

Milestone Benefits

Cardholders receive one additional domestic lounge visit for every ₹1 lakh spent, capped at 12 visits per year. On annual spends of ₹8 lakh, you earn 10,000 bonus Travel Credits. Spend ₹10 lakh in a year and the annual fee gets reversed.

Insurance and Protection

The card includes strong travel protection with air accident cover up to ₹1 crore, baggage loss cover of ₹72,000, delay cover of ₹7,500 and lost card liability up to ₹1 lakh.

IRCTC SBI Card Premier

The IRCTC SBI Card Premier is for travellers who frequently book train tickets through IRCTC. The card carries a joining and annual fee of ₹1,499 plus taxes.

As a welcome benefit, cardholders receive 1,500 Reward Points worth ₹1,500, credited after payment of the first annual fee.

Travel and Reward Benefits

The card offers excellent value on IRCTC bookings. You earn up to 10% value back on train ticket bookings via IRCTC and 5% rewards on flight bookings through IRCTC Air.

Dining and utility payments earn 3 Reward Points per ₹125, while other spends earn 1 Reward Point per ₹125.

Milestone Rewards

Spend ₹50,000 on travel and earn 2,500 Reward Points. Spend ₹1 lakh and earn 5,000 Reward Points. The annual fee gets reversed on spending ₹2 lakh in a year.

Railway Travel Benefits

The card also offers savings on IRCTC convenience fees and access to travel packages, hotels and tour bookings through IRCTC platforms.

SBI Card MILES

The SBI Card MILES comes with a joining and annual fee of ₹1,499 plus taxes. As a welcome benefit, cardholders receive 1,500 Travel Credits after spending ₹30,000 within the first 60 days of card issuance. These credits are added once you pay the joining fee.

Reward Structure

The card offers a simple and transparent reward system. You earn 2 Travel Credits for every ₹200 spent on travel and 1 Travel Credit per ₹200 on all other purchases. You can redeem these credits for air miles, hotel bookings or products from the rewards catalogue.

Redemption value varies as follows:

• ₹1 per point for air miles or hotel points
• ₹0.50 per point for travel bookings
• ₹0.25 per point for catalogue purchases

Milestone Benefits

Spend ₹1 lakh and receive one additional domestic lounge visit. On annual spends of ₹5 lakh, earn 5,000 bonus Travel Credits. The annual fee gets reversed when total yearly spendings reach ₹6 lakh.

Other than the features and benefits discussed above, these cards offer a fuel surcharge waiver, which helps cut fuel expenses across regular travel needs.

Moreover, SBI travel credit card lounge access offers comfort at airports through free entry to select domestic and international lounges.

Together, these features add real value by reducing travel costs while improving convenience and comfort for frequent flyers.

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